EU countries by people using internet banking

Denmark had the highest people using internet banking of 27 EU countries in 2024, at 97.8%. Romania had the lowest, at 27.7%. The median was 75% and the figure for the European Union (27) was 67.2%. Source: Eurostat, European Commission.

Highest97.8Denmark

Lowest27.7Romania

Median7527 EU countries

European Union (27)67.2History

Map of EU countries, 2024

Under 59
59 to 69
69 to 79
79 to 84
84 and over

%, 2024. Source: Eurostat, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Boundaries: Natural Earth (public domain).

All EU countries, 2024

%. Source: Eurostat, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2024 (%)	Change on 2023
1	Denmark	97.8	+1.5 pts
2	Netherlands	96.4	+1.2 pts
3	Finland	95	+0.5 pts
4	Ireland	86.7	+2.9 pts
5	Latvia	85	+1.2 pts
6	Czechia	83.6	+3.7 pts
7	Estonia	83.4	-1.5 pts
8	Belgium	83.3	+3.7 pts
9	Sweden	83.1	-1.4 pts
10	Cyprus	80.5	+9.7 pts
11	Lithuania	79.6	+3.9 pts
12	Austria	78.2	+1.1 pts
13	Luxembourg	76.1	+4.9 pts
14	Spain	75	+3.5 pts
15	Malta	74.4	+6.3 pts
16	France	71.9	-0.5 pts
17	Germany	66.9	+9.7 pts
18	Hungary	66.9	+1.3 pts
19	Slovenia	64	+3.3 pts
20	Portugal	63.5	+4.6 pts
21	Croatia	61.5	-0.4 pts
22	Slovakia	58	+0.3 pts
23	Poland	56.8	-2.3 pts
24	Italy	55	+3.5 pts
25	Greece	54.2	+2.1 pts
26	Bulgaria	31.3	+7.9 pts
27	Romania	27.7	+5.8 pts

Other periods

About this ranking

Share of people aged 16 to 74 who used internet banking in the 3 months before the survey (Eurostat ICT usage survey).

A share of all people aged 16 to 74, not only of internet users.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i) (EU countries by people using internet banking, 2024) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table

MLA 9

Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2024. Eurostat, European Commission, 17 Apr. 2026, https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2024. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). EU countries by people using internet banking, 2024. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Also distributed by Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2024.

Harvard

Eurostat, European Commission (2026) Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2024 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table, via Invokely: https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2024 (Accessed: 12 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_people_2024,
  author = {{Eurostat, European Commission}},
  title = {{Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i): EU countries by people using internet banking, 2024}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2024. Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i). https://ec.europa.eu/eurostat/databrowser/view/isoc\_ci\_ac\_i/default/table. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i): EU countries by people using internet banking, 2024
PY  - 2026
DA  - 2026/04/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table
L2  - https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2024
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2024.
N1  - Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.
ER  -

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Questions

Which EU country has the highest people using internet banking?

Denmark, with 97.8% in 2024, according to Eurostat, European Commission.

Which EU country has the lowest people using internet banking?

Romania, with 27.7% in 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.