EU countries by people using internet banking

Denmark had the highest people using internet banking of 27 EU countries in 2018, at 89.5%. Romania had the lowest, at 6.9%. The median was 57.7% and the figure for the European Union (27) was 51.4%. Source: Eurostat, European Commission.

Highest89.5Denmark

Lowest6.9Romania

Median57.727 EU countries

European Union (27)51.4History

All EU countries, 2018

%. Source: Eurostat, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2018 (%)	Change on 2017
1	Denmark	89.5	-0.3 pts
2	Netherlands	88.9	0 pts
3	Finland	88.7	+1.3 pts
4	Sweden	83.9	-2.6 pts
5	Estonia	80.4	+1.1 pts
6	Belgium	68.7	+2.1 pts
7	Luxembourg Series break	67.7	-8.8 pts
8	Latvia	66.3	+5.1 pts
9	France	63.5	+1.5 pts
10	Czechia	62.4	+5.9 pts
11	Lithuania	60.6	+4.4 pts
12	Germany	58.8	+3.3 pts
13	Austria	58.4	+0.9 pts
14	Ireland	57.7	0 pts
15	Malta	50.9	+0.9 pts
16	Slovakia	49.8	-1.3 pts
17	Spain	48.7	+2.5 pts
18	Poland	44	+4.2 pts
19	Slovenia	41.9	+2.9 pts
20	Hungary	41.3	+3.6 pts
21	Croatia	40.7	+7.4 pts
22	Portugal	38.6	+7.3 pts
23	Italy	33.8	+3 pts
24	Cyprus	33.3	+5.7 pts
25	Greece	27.3	+2.2 pts
26	Bulgaria	7.4	+1.9 pts
27	Romania	6.9	0 pts

Other periods

About this ranking

Share of people aged 16 to 74 who used internet banking in the 3 months before the survey (Eurostat ICT usage survey).

A share of all people aged 16 to 74, not only of internet users.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i) (EU countries by people using internet banking, 2018) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table

MLA 9

Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2018. Eurostat, European Commission, 17 Apr. 2026, https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2018. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). EU countries by people using internet banking, 2018. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Also distributed by Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2018.

Harvard

Eurostat, European Commission (2026) Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2018 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table, via Invokely: https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2018 (Accessed: 12 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_people_2018,
  author = {{Eurostat, European Commission}},
  title = {{Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i): EU countries by people using internet banking, 2018}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2018. Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i). https://ec.europa.eu/eurostat/databrowser/view/isoc\_ci\_ac\_i/default/table. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i): EU countries by people using internet banking, 2018
PY  - 2026
DA  - 2026/04/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table
L2  - https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2018
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2018.
N1  - Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.
ER  -

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Questions

Which EU country has the highest people using internet banking?

Denmark, with 89.5% in 2018, according to Eurostat, European Commission.

Which EU country has the lowest people using internet banking?

Romania, with 6.9% in 2018.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.