EU countries by people using internet banking, 2025

Denmark had the highest people using internet banking of 27 EU countries in 2025, at 97.6%. Romania had the lowest, at 31%. The median was 77.6% and the figure for the European Union (27) was 69.7%. Source: Eurostat, European Commission.

Highest97.6Denmark

Lowest31Romania

Median77.627 EU countries

European Union (27)69.7History

All EU countries, 2025

%. Source: Eurostat, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2025 (%)	Change on 2024
1	Denmark	97.6	-0.2 pts
2	Netherlands	95.6	-0.8 pts
3	Finland	95.5	+0.5 pts
4	Ireland	95.2	+8.5 pts
5	Estonia	87.3	+3.9 pts
6	Latvia	86	+1.1 pts
7	Czechia	84.9	+1.3 pts
8	Sweden	82	-1.1 pts
9	Belgium	79.3	-4 pts
10	Lithuania	79.3	-0.3 pts
11	Austria	79	+0.8 pts
12	France	78.3	+6.5 pts
13	Cyprus	78.1	-2.4 pts
14	Malta	77.6	+3.2 pts
15	Spain	74.8	-0.2 pts
16	Luxembourg	74.4	-1.7 pts
17	Germany	70.7	+3.8 pts
18	Hungary	69.2	+2.3 pts
19	Croatia	65.8	+4.3 pts
20	Slovenia	65.6	+1.6 pts
21	Portugal	65.2	+1.7 pts
22	Greece	63	+8.9 pts
23	Slovakia	60.5	+2.5 pts
24	Poland	58.2	+1.4 pts
25	Italy	56.4	+1.4 pts
26	Bulgaria	31.1	-0.3 pts
27	Romania	31	+3.3 pts

Other periods

About this ranking

Share of people aged 16 to 74 who used internet banking in the 3 months before the survey (Eurostat ICT usage survey).

A share of all people aged 16 to 74, not only of internet users.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i) (EU countries by people using internet banking, 2025) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table

MLA 9

Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2025. Eurostat, European Commission, 17 Apr. 2026, https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). EU countries by people using internet banking, 2025. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Also distributed by Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries.

Harvard

Eurostat, European Commission (2026) Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2025 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table, via Invokely: https://invokely.ai/rankings/internet-banking-use/eu-countries (Accessed: 12 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_people_2025,
  author = {{Eurostat, European Commission}},
  title = {{Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i): EU countries by people using internet banking, 2025}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries. Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i). https://ec.europa.eu/eurostat/databrowser/view/isoc\_ci\_ac\_i/default/table. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i): EU countries by people using internet banking, 2025
PY  - 2026
DA  - 2026/04/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table
L2  - https://invokely.ai/rankings/internet-banking-use/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries.
N1  - Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.
ER  -

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Questions

Which EU country has the highest people using internet banking?

Denmark, with 97.6% in 2025, according to Eurostat, European Commission.

Which EU country has the lowest people using internet banking?

Romania, with 31% in 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.