EU countries by people using internet banking

Denmark had the highest people using internet banking of 27 EU countries in 2019, at 90.8%. Romania had the lowest, at 8.4%. The median was 61.1% and the figure for the European Union (27) was 54.6%. Source: Eurostat, European Commission.

Highest90.8Denmark

Lowest8.4Romania

Median61.127 EU countries

European Union (27)54.6History

Map of EU countries, 2019

Under 43
43 to 54
54 to 65
65 to 72
72 and over

%, 2019. Source: Eurostat, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Boundaries: Natural Earth (public domain).

All EU countries, 2019

%. Source: Eurostat, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2019 (%)	Change on 2018
1	Denmark	90.8	+1.3 pts
2	Finland	90.7	+2 pts
3	Netherlands	90.6	+1.7 pts
4	Sweden	84.5	+0.6 pts
5	Estonia	80.7	+0.4 pts
6	Latvia	71.6	+5.3 pts
7	Belgium	71.2	+2.4 pts
8	Luxembourg	70.6	+2.9 pts
9	Czechia	68	+5.5 pts
10	Ireland	67.4	+9.7 pts
11	France	65.6	+2.1 pts
12	Lithuania	64.7	+4.1 pts
13	Austria	62.8	+4.4 pts
14	Germany	61.1	+2.3 pts
15	Spain	54.9	+6.2 pts
16	Slovakia	54.8	+5 pts
17	Malta	53.9	+3 pts
18	Poland	47.3	+3.3 pts
19	Slovenia	47.1	+5.2 pts
20	Hungary	46.7	+5.4 pts
21	Croatia	46.5	+5.7 pts
22	Portugal	42	+3.4 pts
23	Cyprus	40.5	+7.3 pts
24	Italy	36.3	+2.5 pts
25	Greece	30.5	+3.2 pts
26	Bulgaria	8.6	+1.2 pts
27	Romania	8.4	+1.5 pts

Other periods

About this ranking

Share of people aged 16 to 74 who used internet banking in the 3 months before the survey (Eurostat ICT usage survey).

A share of all people aged 16 to 74, not only of internet users.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i) (EU countries by people using internet banking, 2019) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table

MLA 9

Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2019. Eurostat, European Commission, 17 Apr. 2026, https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2019. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). EU countries by people using internet banking, 2019. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Also distributed by Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2019.

Harvard

Eurostat, European Commission (2026) Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2019 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table, via Invokely: https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2019 (Accessed: 12 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_people_2019,
  author = {{Eurostat, European Commission}},
  title = {{Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i): EU countries by people using internet banking, 2019}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2019. Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i). https://ec.europa.eu/eurostat/databrowser/view/isoc\_ci\_ac\_i/default/table. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i): EU countries by people using internet banking, 2019
PY  - 2026
DA  - 2026/04/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table
L2  - https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2019
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2019.
N1  - Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.
ER  -

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Questions

Which EU country has the highest people using internet banking?

Denmark, with 90.8% in 2019, according to Eurostat, European Commission.

Which EU country has the lowest people using internet banking?

Romania, with 8.4% in 2019.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.