EU countries by people using internet banking

Finland had the highest people using internet banking of 27 EU countries in 2015, at 85.7%. Romania had the lowest, at 5.3%. The median was 48.4% and the figure for the European Union (27) was 43.8%. Source: Eurostat, European Commission.

Highest85.7Finland

Lowest5.3Romania

Median48.427 EU countries

European Union (27)43.8History

All EU countries, 2015

%. Source: Eurostat, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2015 (%)	Change on 2014
1	Finland	85.7	+0.1 pts
2	Denmark	84.9	+0.6 pts
3	Netherlands	84.5	+1.1 pts
4	Estonia	80.7	+4.1 pts
5	Sweden	79.6	-2 pts
6	Luxembourg	65.1	-1.4 pts
7	Latvia	64.3	+7.6 pts
8	Belgium	62.3	+1 pts
9	France	58.3	+0.7 pts
10	Ireland	51.5	+3.4 pts
11	Austria	51	+3.1 pts
12	Germany	51	+2.2 pts
13	Lithuania	50.2	-3.4 pts
14	Czechia	48.4	+2.4 pts
15	Malta	47.5	+2.5 pts
16	Spain	39.4	+1.9 pts
17	Slovakia	37.3	-3.3 pts
18	Hungary	33.8	+3.3 pts
19	Slovenia	33.7	+1.4 pts
20	Croatia	32.9	+13.8 pts
21	Poland	31.2	-1.4 pts
22	Portugal	28.2	+2.9 pts
23	Italy	28.1	+2 pts
24	Cyprus	20.5	-3.7 pts
25	Greece	13.9	+0.7 pts
26	Bulgaria	5.4	+0.6 pts
27	Romania	5.3	+1.2 pts

Other periods

About this ranking

Share of people aged 16 to 74 who used internet banking in the 3 months before the survey (Eurostat ICT usage survey).

A share of all people aged 16 to 74, not only of internet users.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i) (EU countries by people using internet banking, 2015) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table

MLA 9

Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2015. Eurostat, European Commission, 17 Apr. 2026, https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2015. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). EU countries by people using internet banking, 2015. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Also distributed by Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2015.

Harvard

Eurostat, European Commission (2026) Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2015 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table, via Invokely: https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2015 (Accessed: 12 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_people_2015,
  author = {{Eurostat, European Commission}},
  title = {{Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i): EU countries by people using internet banking, 2015}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2015. Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i). https://ec.europa.eu/eurostat/databrowser/view/isoc\_ci\_ac\_i/default/table. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i): EU countries by people using internet banking, 2015
PY  - 2026
DA  - 2026/04/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table
L2  - https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2015
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2015.
N1  - Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.
ER  -

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Questions

Which EU country has the highest people using internet banking?

Finland, with 85.7% in 2015, according to Eurostat, European Commission.

Which EU country has the lowest people using internet banking?

Romania, with 5.3% in 2015.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.