EU countries by people using internet banking

Denmark had the highest people using internet banking of 27 EU countries in 2016, at 87.9%. Bulgaria had the lowest, at 4.4%. The median was 51.4% and the figure for the European Union (27) was 46.3%. Source: Eurostat, European Commission.

Highest87.9Denmark

Lowest4.4Bulgaria

Median51.427 EU countries

European Union (27)46.3History

Map of EU countries, 2016

Under 30
30 to 44
44 to 53
53 to 70
70 and over

%, 2016. Source: Eurostat, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Boundaries: Natural Earth (public domain).

All EU countries, 2016

%. Source: Eurostat, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2016 (%)	Change on 2015
1	Denmark	87.9	+3 pts
2	Finland	86.4	+0.7 pts
3	Netherlands	84.7	+0.2 pts
4	Sweden Series break	83.2	+3.5 pts
5	Estonia	78.6	-2.1 pts
6	Luxembourg	70.9	+5.8 pts
7	Belgium	64.5	+2.2 pts
8	Latvia Series break	62.1	-2.2 pts
9	France	59.4	+1.1 pts
10	Lithuania	54.2	+4 pts
11	Austria	53.3	+2.3 pts
12	Germany	53	+2 pts
13	Ireland	52.3	+0.9 pts
14	Czechia	51.4	+2.9 pts
15	Malta	47	-0.5 pts
16	Slovakia	45.4	+8.1 pts
17	Spain	43.2	+3.8 pts
18	Poland	39.1	+7.9 pts
19	Croatia	38.3	+5.4 pts
20	Hungary	35.3	+1.5 pts
21	Slovenia	35.2	+1.6 pts
22	Italy	29	+0.9 pts
23	Portugal	28.9	+0.7 pts
24	Cyprus	27.7	+7.3 pts
25	Greece	19.2	+5.3 pts
26	Romania	5.1	-0.3 pts
27	Bulgaria	4.4	-0.9 pts

Other periods

About this ranking

Share of people aged 16 to 74 who used internet banking in the 3 months before the survey (Eurostat ICT usage survey).

A share of all people aged 16 to 74, not only of internet users.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i) (EU countries by people using internet banking, 2016) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table

MLA 9

Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2016. Eurostat, European Commission, 17 Apr. 2026, https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2016. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). EU countries by people using internet banking, 2016. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Also distributed by Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2016.

Harvard

Eurostat, European Commission (2026) Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2016 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table, via Invokely: https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2016 (Accessed: 12 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_people_2016,
  author = {{Eurostat, European Commission}},
  title = {{Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i): EU countries by people using internet banking, 2016}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2016. Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i). https://ec.europa.eu/eurostat/databrowser/view/isoc\_ci\_ac\_i/default/table. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i): EU countries by people using internet banking, 2016
PY  - 2026
DA  - 2026/04/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table
L2  - https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2016
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2016.
N1  - Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.
ER  -

Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Embed code

<iframe src="https://invokely.ai/embed/rankings/internet-banking-use/eu-countries?period=2016" width="760" height="500" title="EU countries by people using internet banking, 2016, chart from Invokely" loading="lazy" style="border:0;width:100%;max-width:760px" referrerpolicy="strict-origin-when-cross-origin"></iframe>

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by people using internet banking using official data, and cite the source.

rank_places {"indicator":"internet_banking_use_share","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=internet_banking_use_share&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest people using internet banking?

Denmark, with 87.9% in 2016, according to Eurostat, European Commission.

Which EU country has the lowest people using internet banking?

Bulgaria, with 4.4% in 2016.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.