EU countries by people using internet banking

Denmark had the highest people using internet banking of 27 EU countries in 2017, at 89.8%. Bulgaria had the lowest, at 5.5%. The median was 55.6% and the figure for the European Union (27) was 48.9%. Source: Eurostat, European Commission.

Highest89.8Denmark
Lowest5.5Bulgaria
Median55.627 EU countries
European Union (27)48.9History

All EU countries, 2017

Denmark: 89.8 %Denmark89.8Netherlands: 88.9 %Netherlands88.9Finland: 87.4 %Finland87.4Sweden: 86.5 %Sweden86.5Estonia: 79.2 %Estonia79.2Luxembourg: 76.4 %Luxembourg76.4Belgium: 66.6 %Belgium66.6France: 62 %France62Latvia: 61.2 %Latvia61.2Ireland: 57.6 %Ireland57.6Austria: 57.5 %Austria57.5Czechia: 56.6 %Czechia56.6Lithuania: 56.2 %Lithuania56.2Germany: 55.6 %Germany55.6Slovakia: 51.1 %Slovakia51.1Malta: 50 %Malta50Spain: 46.2 %Spain46.2Poland: 39.8 %Poland39.8Slovenia: 39.1 %Slovenia39.1Hungary: 37.7 %Hungary37.7Croatia: 33.3 %Croatia33.3Portugal: 31.3 %Portugal31.3Italy: 30.8 %Italy30.8Cyprus: 27.6 %Cyprus27.6Greece: 25.1 %Greece25.1Romania: 6.8 %Romania6.8Bulgaria: 5.5 %Bulgaria5.5
%. Source: Eurostat, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.

Full ranking

RankEU countries2017 (%)Change on 2016
1Denmark89.8+1.9 pts
2Netherlands88.9+4.2 pts
3Finland87.4+1 pts
4Sweden86.5+3.3 pts
5Estonia79.2+0.6 pts
6Luxembourg76.4+5.5 pts
7Belgium66.6+2.1 pts
8France62+2.6 pts
9Latvia61.2-0.9 pts
10Ireland57.6+5.3 pts
11Austria57.5+4.1 pts
12Czechia56.6+5.2 pts
13Lithuania56.2+2 pts
14Germany55.6+2.6 pts
15Slovakia51.1+5.7 pts
16Malta50+3 pts
17Spain46.2+3 pts
18Poland39.8+0.7 pts
19Slovenia39.1+3.8 pts
20Hungary37.7+2.4 pts
21Croatia33.3-5 pts
22Portugal31.3+2.4 pts
23Italy30.8+1.9 pts
24Cyprus27.6-0.1 pts
25Greece25.1+6 pts
26Romania6.8+1.8 pts
27Bulgaria5.5+1.1 pts

Other periods

About this ranking

Share of people aged 16 to 74 who used internet banking in the 3 months before the survey (Eurostat ICT usage survey).

A share of all people aged 16 to 74, not only of internet users.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i) (EU countries by people using internet banking, 2017) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table

MLA 9

Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2017. Eurostat, European Commission, 17 Apr. 2026, https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2017. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). EU countries by people using internet banking, 2017. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Also distributed by Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2017.

Harvard

Eurostat, European Commission (2026) Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2017 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table, via Invokely: https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2017 (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_people_2017,
  author = {{Eurostat, European Commission}},
  title = {{Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i): EU countries by people using internet banking, 2017}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2017. Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i). https://ec.europa.eu/eurostat/databrowser/view/isoc\_ci\_ac\_i/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i): EU countries by people using internet banking, 2017
PY  - 2026
DA  - 2026/04/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table
L2  - https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2017
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2017.
N1  - Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.
ER  - 
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Questions

Which EU country has the highest people using internet banking?

Denmark, with 89.8% in 2017, according to Eurostat, European Commission.

Which EU country has the lowest people using internet banking?

Bulgaria, with 5.5% in 2017.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.

People using internet banking: other rankings

EU countries: more rankings