EU countries by people using internet banking

Finland had the highest people using internet banking of 27 EU countries in 2014, at 85.6%. Romania had the lowest, at 4.2%. The median was 46.1% and the figure for the European Union (27) was 42.3%. Source: Eurostat, European Commission.

Highest85.6Finland

Lowest4.2Romania

Median46.127 EU countries

European Union (27)42.3History

Map of EU countries, 2014

Under 25
25 to 39
39 to 49
49 to 65
65 and over

%, 2014. Source: Eurostat, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Boundaries: Natural Earth (public domain).

All EU countries, 2014

%. Source: Eurostat, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2014 (%)	Change on 2013
1	Finland	85.6	+1.2 pts
2	Denmark	84.3	+1.8 pts
3	Netherlands	83.4	+1.4 pts
4	Sweden	81.7	-0.2 pts
5	Estonia Series break	76.6	+4.3 pts
6	Luxembourg	66.5	+3.6 pts
7	Belgium	61.2	+3.4 pts
8	France	57.6	0 pts
9	Latvia	56.8	+1.9 pts
10	Lithuania	53.6	+7.1 pts
11	Germany	48.8	+1.6 pts
12	Ireland	48.1	+2.5 pts
13	Austria	48	-0.6 pts
14	Czechia	46.1	+4.6 pts
15	Malta	45	+1.7 pts
16	Slovakia	40.6	+1.9 pts
17	Spain	37.4	+4.5 pts
18	Poland	32.6	+0.6 pts
19	Slovenia	32.3	-0 pts
20	Hungary	30.5	+3.6 pts
21	Italy	26.1	+4.4 pts
22	Portugal	25.3	+2.6 pts
23	Cyprus	24.2	+0.9 pts
24	Croatia	19.1	-4.2 pts
25	Greece	13.1	+2.4 pts
26	Bulgaria	4.7	+0.1 pts
27	Romania Series break	4.2	-0.1 pts

Other periods

About this ranking

Share of people aged 16 to 74 who used internet banking in the 3 months before the survey (Eurostat ICT usage survey).

A share of all people aged 16 to 74, not only of internet users.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i) (EU countries by people using internet banking, 2014) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table

MLA 9

Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2014. Eurostat, European Commission, 17 Apr. 2026, https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2014. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). EU countries by people using internet banking, 2014. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Also distributed by Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2014.

Harvard

Eurostat, European Commission (2026) Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i), EU countries by people using internet banking, 2014 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table, via Invokely: https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2014 (Accessed: 12 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_people_2014,
  author = {{Eurostat, European Commission}},
  title = {{Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i): EU countries by people using internet banking, 2014}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2014. Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc\_ci\_ac\_i). https://ec.europa.eu/eurostat/databrowser/view/isoc\_ci\_ac\_i/default/table. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i): EU countries by people using internet banking, 2014
PY  - 2026
DA  - 2026/04/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table
L2  - https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2014
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/internet-banking-use/eu-countries?period=2014.
N1  - Publisher attribution: Eurostat. Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). https://ec.europa.eu/eurostat/databrowser/view/isoc_ci_ac_i/default/table. Retrieved 2026-10-12.
ER  -

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Questions

Which EU country has the highest people using internet banking?

Finland, with 85.6% in 2014, according to Eurostat, European Commission.

Which EU country has the lowest people using internet banking?

Romania, with 4.2% in 2014.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Individuals, internet activities, internet banking, all individuals (isoc_ci_ac_i). Retrieved 2026-10-12.