Data / Rankings / MFI household term deposit balances, maturity over 2 years / EU countries

EU countries by MFI household term deposit balances, maturity over 2 years

France had the highest MFI household term deposit balances, maturity over 2 years of 21 EU countries in July 2026, at €311.64 billion. Latvia had the lowest, at €155 million. The median was €3.53 billion. Source: the European Central Bank.

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Highest311,640France
Lowest155Latvia
Median3,52921 EU countries

Map of EU countries, July 2026

Austria: 30,313 EUR millionBelgium: 7,320 EUR millionBulgaria: 1,477.39 EUR millionCyprus: 191 EUR millionGermany: 277,961 EUR millionEstonia: 676 EUR millionSpain: 8,133 EUR millionFinland: 5,423 EUR millionFrance: 311,640 EUR millionGreece: 782 EUR millionCroatia: 1,821 EUR millionIreland: 1,231 EUR millionItaly: 24,313 EUR millionLithuania: 412 EUR millionLuxembourg: 3,529 EUR millionLatvia: 155 EUR millionMalta: 1,154.47 EUR millionNetherlands: 56,043 EUR millionPortugal: 3,685.11 EUR millionSlovenia: 463.78 EUR millionSlovakia: 4,171.92 EUR million
  • Under 1,000
  • 1,000 to 4,000
  • 4,000 to 24K
  • 24K and over
  • No data
EUR million, July 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, July 2026

France: 311,640 EUR millionFrance311,640Germany: 277,961 EUR millionGermany277,961Netherlands: 56,043 EUR millionNetherlands56,043Austria: 30,313 EUR millionAustria30,313Italy: 24,313 EUR millionItaly24,313Spain: 8,133 EUR millionSpain8,133Belgium: 7,320 EUR millionBelgium7,320Finland: 5,423 EUR millionFinland5,423Slovakia: 4,171.92 EUR millionSlovakia4,171.92Portugal: 3,685.11 EUR millionPortugal3,685.11Luxembourg: 3,529 EUR millionLuxembourg3,529Croatia: 1,821 EUR millionCroatia1,821Bulgaria: 1,477.39 EUR millionBulgaria1,477.39Ireland: 1,231 EUR millionIreland1,231Malta: 1,154.47 EUR millionMalta1,154.47Greece: 782 EUR millionGreece782Estonia: 676 EUR millionEstonia676Slovenia: 463.78 EUR millionSlovenia463.78Lithuania: 412 EUR millionLithuania412Cyprus: 191 EUR millionCyprus191Latvia: 155 EUR millionLatvia155France: 311,640 EUR millionFrance311,640Germany: 277,961 EUR millionGermany277,961Netherlands: 56,043 EUR millionNetherlands56,043Austria: 30,313 EUR millionAustria30,313Italy: 24,313 EUR millionItaly24,313Spain: 8,133 EUR millionSpain8,133Belgium: 7,320 EUR millionBelgium7,320Finland: 5,423 EUR millionFinland5,423Slovakia: 4,171.92 EUR millionSlovakia4,171.92Portugal: 3,685.11 EUR millionPortugal3,685.11Luxembourg: 3,529 EUR millionLuxembourg3,529Croatia: 1,821 EUR millionCroatia1,821Bulgaria: 1,477.39 EUR millionBulgaria1,477.39Ireland: 1,231 EUR millionIreland1,231Malta: 1,154.47 EUR millionMalta1,154.47Greece: 782 EUR millionGreece782Estonia: 676 EUR millionEstonia676Slovenia: 463.78 EUR millionSlovenia463.78Lithuania: 412 EUR millionLithuania412Cyprus: 191 EUR millionCyprus191Latvia: 155 EUR millionLatvia155
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesJuly 2026
EUR million		Change on July 2025
1France311,640-2.2%
2Germany277,961+7.1%
3Netherlands56,043+3.2%
4Austria30,313+19.5%
5Italy24,313-4.7%
6Spain8,133+22.2%
7Belgium7,320+5.5%
8Finland5,423+89.2%
9Slovakia4,171.92-4%
10Portugal3,685.11-1.7%
11Luxembourg3,529+21.5%
12Croatia1,821-5.6%
13Bulgaria1,477.39-0.4%
14Ireland1,231+1.2%
15Malta1,154.47+3.3%
16Greece782-22.6%
17Estonia676-15%
18Slovenia463.78-8%
19Lithuania412-1.7%
20Cyprus191-1.5%
21Latvia155-19.3%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity over 2 years placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity over 2 years, 2026-07) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2026-07. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-07. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity over 2 years, 2026-07. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-07.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2026-07 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-07 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2026-07}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-07. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2026-07
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-07
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-07.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household term deposit balances, maturity over 2 years?

France, with €311.64 billion in July 2026, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity over 2 years?

Latvia, with €155 million in July 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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