Data / Rankings / MFI household term deposit balances, maturity over 2 years / EU countries

EU countries by MFI household term deposit balances, maturity over 2 years

France had the highest MFI household term deposit balances, maturity over 2 years of 21 EU countries in January 2026, at €316.43 billion. Latvia had the lowest, at €161 million. The median was €3.4 billion. Source: the European Central Bank.

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Highest316,430France
Lowest161Latvia
Median3,39821 EU countries

Map of EU countries, January 2026

Austria: 27,742 EUR millionBelgium: 7,434 EUR millionBulgaria: 1,467.83 EUR millionCyprus: 188 EUR millionGermany: 273,247 EUR millionEstonia: 683 EUR millionSpain: 6,749 EUR millionFinland: 4,339 EUR millionFrance: 316,430 EUR millionGreece: 947 EUR millionCroatia: 1,889 EUR millionIreland: 1,238 EUR millionItaly: 25,379 EUR millionLithuania: 379 EUR millionLuxembourg: 3,398 EUR millionLatvia: 161 EUR millionMalta: 1,118.69 EUR millionNetherlands: 55,196 EUR millionPortugal: 3,815.82 EUR millionSlovenia: 476.38 EUR millionSlovakia: 4,315.61 EUR million
  • Under 1,000
  • 1,000 to 4,000
  • 4,000 to 25K
  • 25K and over
  • No data
EUR million, January 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, January 2026

France: 316,430 EUR millionFrance316,430Germany: 273,247 EUR millionGermany273,247Netherlands: 55,196 EUR millionNetherlands55,196Austria: 27,742 EUR millionAustria27,742Italy: 25,379 EUR millionItaly25,379Belgium: 7,434 EUR millionBelgium7,434Spain: 6,749 EUR millionSpain6,749Finland: 4,339 EUR millionFinland4,339Slovakia: 4,315.61 EUR millionSlovakia4,315.61Portugal: 3,815.82 EUR millionPortugal3,815.82Luxembourg: 3,398 EUR millionLuxembourg3,398Croatia: 1,889 EUR millionCroatia1,889Bulgaria: 1,467.83 EUR millionBulgaria1,467.83Ireland: 1,238 EUR millionIreland1,238Malta: 1,118.69 EUR millionMalta1,118.69Greece: 947 EUR millionGreece947Estonia: 683 EUR millionEstonia683Slovenia: 476.38 EUR millionSlovenia476.38Lithuania: 379 EUR millionLithuania379Cyprus: 188 EUR millionCyprus188Latvia: 161 EUR millionLatvia161France: 316,430 EUR millionFrance316,430Germany: 273,247 EUR millionGermany273,247Netherlands: 55,196 EUR millionNetherlands55,196Austria: 27,742 EUR millionAustria27,742Italy: 25,379 EUR millionItaly25,379Belgium: 7,434 EUR millionBelgium7,434Spain: 6,749 EUR millionSpain6,749Finland: 4,339 EUR millionFinland4,339Slovakia: 4,315.61 EUR millionSlovakia4,315.61Portugal: 3,815.82 EUR millionPortugal3,815.82Luxembourg: 3,398 EUR millionLuxembourg3,398Croatia: 1,889 EUR millionCroatia1,889Bulgaria: 1,467.83 EUR millionBulgaria1,467.83Ireland: 1,238 EUR millionIreland1,238Malta: 1,118.69 EUR millionMalta1,118.69Greece: 947 EUR millionGreece947Estonia: 683 EUR millionEstonia683Slovenia: 476.38 EUR millionSlovenia476.38Lithuania: 379 EUR millionLithuania379Cyprus: 188 EUR millionCyprus188Latvia: 161 EUR millionLatvia161
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesJanuary 2026
EUR million		Change on January 2025
1France316,430-2.6%
2Germany273,247+8.3%
3Netherlands55,196+3.7%
4Austria27,742+14.4%
5Italy25,379+1.5%
6Belgium7,434+12.5%
7Spain6,749+6.5%
8Finland4,339+141.1%
9Slovakia4,315.61-0.9%
10Portugal3,815.82-0.9%
11Luxembourg3,398+30.3%
12Croatia1,889-9%
13Bulgaria1,467.83+4.5%
14Ireland1,238+4.3%
15Malta1,118.69+1%
16Greece947-21%
17Estonia683-12.3%
18Slovenia476.38-7.2%
19Lithuania379-18.3%
20Cyprus1880%
21Latvia161-23.3%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity over 2 years placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity over 2 years, 2026-01) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2026-01. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-01. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity over 2 years, 2026-01. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-01.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2026-01 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-01 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2026-01}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-01. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2026-01
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-01
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-01.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household term deposit balances, maturity over 2 years?

France, with €316.43 billion in January 2026, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity over 2 years?

Latvia, with €161 million in January 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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