Data / Rankings / MFI household term deposit balances, maturity over 2 years / EU countries

EU countries by MFI household term deposit balances, maturity over 2 years

France had the highest MFI household term deposit balances, maturity over 2 years of 21 EU countries in October 2025, at €316.51 billion. Latvia had the lowest, at €155 million. The median was €3.14 billion. Source: the European Central Bank.

Keep it in a collection in your library.
Highest316,514France
Lowest155Latvia
Median3,13821 EU countries

Map of EU countries, October 2025

Austria: 26,686 EUR millionBelgium: 7,309 EUR millionBulgaria: 1,462.33 EUR millionCyprus: 189 EUR millionGermany: 263,992 EUR millionEstonia: 846 EUR millionSpain: 6,557 EUR millionFinland: 3,268 EUR millionFrance: 316,514 EUR millionGreece: 1,024 EUR millionCroatia: 1,943 EUR millionIreland: 1,234 EUR millionItaly: 25,360 EUR millionLithuania: 399 EUR millionLuxembourg: 3,138 EUR millionLatvia: 155 EUR millionMalta: 1,130.59 EUR millionNetherlands: 54,466 EUR millionPortugal: 3,774.16 EUR millionSlovenia: 480.31 EUR millionSlovakia: 4,331.88 EUR million
  • Under 1,000
  • 1,000 to 4,000
  • 4,000 to 25K
  • 25K and over
  • No data
EUR million, October 2025. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, October 2025

France: 316,514 EUR millionFrance316,514Germany: 263,992 EUR millionGermany263,992Netherlands: 54,466 EUR millionNetherlands54,466Austria: 26,686 EUR millionAustria26,686Italy: 25,360 EUR millionItaly25,360Belgium: 7,309 EUR millionBelgium7,309Spain: 6,557 EUR millionSpain6,557Slovakia: 4,331.88 EUR millionSlovakia4,331.88Portugal: 3,774.16 EUR millionPortugal3,774.16Finland: 3,268 EUR millionFinland3,268Luxembourg: 3,138 EUR millionLuxembourg3,138Croatia: 1,943 EUR millionCroatia1,943Bulgaria: 1,462.33 EUR millionBulgaria1,462.33Ireland: 1,234 EUR millionIreland1,234Malta: 1,130.59 EUR millionMalta1,130.59Greece: 1,024 EUR millionGreece1,024Estonia: 846 EUR millionEstonia846Slovenia: 480.31 EUR millionSlovenia480.31Lithuania: 399 EUR millionLithuania399Cyprus: 189 EUR millionCyprus189Latvia: 155 EUR millionLatvia155France: 316,514 EUR millionFrance316,514Germany: 263,992 EUR millionGermany263,992Netherlands: 54,466 EUR millionNetherlands54,466Austria: 26,686 EUR millionAustria26,686Italy: 25,360 EUR millionItaly25,360Belgium: 7,309 EUR millionBelgium7,309Spain: 6,557 EUR millionSpain6,557Slovakia: 4,331.88 EUR millionSlovakia4,331.88Portugal: 3,774.16 EUR millionPortugal3,774.16Finland: 3,268 EUR millionFinland3,268Luxembourg: 3,138 EUR millionLuxembourg3,138Croatia: 1,943 EUR millionCroatia1,943Bulgaria: 1,462.33 EUR millionBulgaria1,462.33Ireland: 1,234 EUR millionIreland1,234Malta: 1,130.59 EUR millionMalta1,130.59Greece: 1,024 EUR millionGreece1,024Estonia: 846 EUR millionEstonia846Slovenia: 480.31 EUR millionSlovenia480.31Lithuania: 399 EUR millionLithuania399Cyprus: 189 EUR millionCyprus189Latvia: 155 EUR millionLatvia155
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesOctober 2025
EUR million		Change on October 2024
1France316,514-3.1%
2Germany263,992+6.3%
3Netherlands54,466+5.1%
4Austria26,686+10.6%
5Italy25,360+2.5%
6Belgium7,309+11%
7Spain6,557+5.2%
8Slovakia4,331.88+0.8%
9Portugal3,774.16-5.7%
10Finland3,268+121.6%
11Luxembourg3,138+27.5%
12Croatia1,943-10%
13Bulgaria1,462.33+7.3%
14Ireland1,234+5.7%
15Malta1,130.59-2.5%
16Greece1,024-14.2%
17Estonia846+1.9%
18Slovenia480.31-7.9%
19Lithuania399-14.6%
20Cyprus189+5.6%
21Latvia155-31.7%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity over 2 years placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity over 2 years, 2025-10) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2025-10. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-10. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity over 2 years, 2025-10. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-10.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2025-10 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-10 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2025-10}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-10. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2025-10
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-10
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-10.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by MFI household term deposit balances, maturity over 2 years using official data, and cite the source.
rank_places {"indicator":"ecb_mfi_household_term_deposits_over_2y_eur","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=ecb_mfi_household_term_deposits_over_2y_eur&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest MFI household term deposit balances, maturity over 2 years?

France, with €316.51 billion in October 2025, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity over 2 years?

Latvia, with €155 million in October 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

EU countries: more rankings