Data / Rankings / MFI household term deposit balances, maturity over 2 years / EU countries

EU countries by MFI household term deposit balances, maturity over 2 years, August 2026

France had the highest MFI household term deposit balances, maturity over 2 years of 21 EU countries in August 2026, at €311.08 billion. Latvia had the lowest, at €154 million. The median was €3.57 billion. Source: the European Central Bank.

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Highest311,078France
Lowest154Latvia
Median3,57321 EU countries

Map of EU countries, August 2026

Austria: 30,571 EUR millionBelgium: 6,662 EUR millionBulgaria: 1,467.23 EUR millionCyprus: 201 EUR millionGermany: 278,679 EUR millionEstonia: 670 EUR millionSpain: 8,188 EUR millionFinland: 5,553 EUR millionFrance: 311,078 EUR millionGreece: 735 EUR millionCroatia: 1,819 EUR millionIreland: 1,227 EUR millionItaly: 24,099 EUR millionLithuania: 406 EUR millionLuxembourg: 3,573 EUR millionLatvia: 154 EUR millionMalta: 1,152.99 EUR millionNetherlands: 56,049 EUR millionPortugal: 3,842.66 EUR millionSlovenia: 463.26 EUR millionSlovakia: 4,145.93 EUR million
  • Under 1,000
  • 1,000 to 4,000
  • 4,000 to 24K
  • 24K and over
  • No data
EUR million, August 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, August 2026

France: 311,078 EUR millionFrance311,078Germany: 278,679 EUR millionGermany278,679Netherlands: 56,049 EUR millionNetherlands56,049Austria: 30,571 EUR millionAustria30,571Italy: 24,099 EUR millionItaly24,099Spain: 8,188 EUR millionSpain8,188Belgium: 6,662 EUR millionBelgium6,662Finland: 5,553 EUR millionFinland5,553Slovakia: 4,145.93 EUR millionSlovakia4,145.93Portugal: 3,842.66 EUR millionPortugal3,842.66Luxembourg: 3,573 EUR millionLuxembourg3,573Croatia: 1,819 EUR millionCroatia1,819Bulgaria: 1,467.23 EUR millionBulgaria1,467.23Ireland: 1,227 EUR millionIreland1,227Malta: 1,152.99 EUR millionMalta1,152.99Greece: 735 EUR millionGreece735Estonia: 670 EUR millionEstonia670Slovenia: 463.26 EUR millionSlovenia463.26Lithuania: 406 EUR millionLithuania406Cyprus: 201 EUR millionCyprus201Latvia: 154 EUR millionLatvia154France: 311,078 EUR millionFrance311,078Germany: 278,679 EUR millionGermany278,679Netherlands: 56,049 EUR millionNetherlands56,049Austria: 30,571 EUR millionAustria30,571Italy: 24,099 EUR millionItaly24,099Spain: 8,188 EUR millionSpain8,188Belgium: 6,662 EUR millionBelgium6,662Finland: 5,553 EUR millionFinland5,553Slovakia: 4,145.93 EUR millionSlovakia4,145.93Portugal: 3,842.66 EUR millionPortugal3,842.66Luxembourg: 3,573 EUR millionLuxembourg3,573Croatia: 1,819 EUR millionCroatia1,819Bulgaria: 1,467.23 EUR millionBulgaria1,467.23Ireland: 1,227 EUR millionIreland1,227Malta: 1,152.99 EUR millionMalta1,152.99Greece: 735 EUR millionGreece735Estonia: 670 EUR millionEstonia670Slovenia: 463.26 EUR millionSlovenia463.26Lithuania: 406 EUR millionLithuania406Cyprus: 201 EUR millionCyprus201Latvia: 154 EUR millionLatvia154
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesAugust 2026
EUR million		Change on August 2025
1France Provisional311,078-2.3%
2Germany Provisional278,679+6.8%
3Netherlands Provisional56,049+3.2%
4Austria Provisional30,571+18.7%
5Italy Provisional24,099-5.5%
6Spain Provisional8,188+24.7%
7Belgium Provisional6,662-4.8%
8Finland Provisional5,553+87.2%
9Slovakia Provisional4,145.93-4.5%
10Portugal Provisional3,842.66+2.4%
11Luxembourg Provisional3,573+20.3%
12Croatia Provisional1,819-6.7%
13Bulgaria Provisional1,467.230%
14Ireland Provisional1,227+0.5%
15Malta Provisional1,152.99+3%
16Greece Provisional735-28%
17Estonia Provisional670-15.9%
18Slovenia Provisional463.26-7.5%
19Lithuania Provisional406-2.2%
20Cyprus Provisional201+4.7%
21Latvia Provisional154-20.2%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity over 2 years placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity over 2 years, 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity over 2 years, 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household term deposit balances, maturity over 2 years?

France, with €311.08 billion in August 2026, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity over 2 years?

Latvia, with €154 million in August 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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