Data / Rankings / MFI household term deposit balances, maturity over 2 years / EU countries

EU countries by MFI household term deposit balances, maturity over 2 years

France had the highest MFI household term deposit balances, maturity over 2 years of 21 EU countries in May 2026, at €313.48 billion. Latvia had the lowest, at €157 million. The median was €3.47 billion. Source: the European Central Bank.

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Highest313,475France
Lowest157Latvia
Median3,46721 EU countries

Map of EU countries, May 2026

Austria: 29,237 EUR millionBelgium: 7,434 EUR millionBulgaria: 1,501.09 EUR millionCyprus: 191 EUR millionGermany: 275,992 EUR millionEstonia: 681 EUR millionSpain: 7,697 EUR millionFinland: 5,196 EUR millionFrance: 313,475 EUR millionGreece: 823 EUR millionCroatia: 1,819 EUR millionIreland: 1,227 EUR millionItaly: 24,704 EUR millionLithuania: 412 EUR millionLuxembourg: 3,467 EUR millionLatvia: 157 EUR millionMalta: 1,095.64 EUR millionNetherlands: 55,765 EUR millionPortugal: 3,706.98 EUR millionSlovenia: 458.99 EUR millionSlovakia: 4,215.51 EUR million
  • Under 1,000
  • 1,000 to 2,000
  • 2,000 to 4,000
  • 4,000 to 25K
  • 25K and over
  • No data
EUR million, May 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, May 2026

France: 313,475 EUR millionFrance313,475Germany: 275,992 EUR millionGermany275,992Netherlands: 55,765 EUR millionNetherlands55,765Austria: 29,237 EUR millionAustria29,237Italy: 24,704 EUR millionItaly24,704Spain: 7,697 EUR millionSpain7,697Belgium: 7,434 EUR millionBelgium7,434Finland: 5,196 EUR millionFinland5,196Slovakia: 4,215.51 EUR millionSlovakia4,215.51Portugal: 3,706.98 EUR millionPortugal3,706.98Luxembourg: 3,467 EUR millionLuxembourg3,467Croatia: 1,819 EUR millionCroatia1,819Bulgaria: 1,501.09 EUR millionBulgaria1,501.09Ireland: 1,227 EUR millionIreland1,227Malta: 1,095.64 EUR millionMalta1,095.64Greece: 823 EUR millionGreece823Estonia: 681 EUR millionEstonia681Slovenia: 458.99 EUR millionSlovenia458.99Lithuania: 412 EUR millionLithuania412Cyprus: 191 EUR millionCyprus191Latvia: 157 EUR millionLatvia157France: 313,475 EUR millionFrance313,475Germany: 275,992 EUR millionGermany275,992Netherlands: 55,765 EUR millionNetherlands55,765Austria: 29,237 EUR millionAustria29,237Italy: 24,704 EUR millionItaly24,704Spain: 7,697 EUR millionSpain7,697Belgium: 7,434 EUR millionBelgium7,434Finland: 5,196 EUR millionFinland5,196Slovakia: 4,215.51 EUR millionSlovakia4,215.51Portugal: 3,706.98 EUR millionPortugal3,706.98Luxembourg: 3,467 EUR millionLuxembourg3,467Croatia: 1,819 EUR millionCroatia1,819Bulgaria: 1,501.09 EUR millionBulgaria1,501.09Ireland: 1,227 EUR millionIreland1,227Malta: 1,095.64 EUR millionMalta1,095.64Greece: 823 EUR millionGreece823Estonia: 681 EUR millionEstonia681Slovenia: 458.99 EUR millionSlovenia458.99Lithuania: 412 EUR millionLithuania412Cyprus: 191 EUR millionCyprus191Latvia: 157 EUR millionLatvia157
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesMay 2026
EUR million		Change on May 2025
1France313,475-2.1%
2Germany275,992+7.6%
3Netherlands55,765+2.5%
4Austria29,237+17.9%
5Italy24,704-2.6%
6Spain7,697+15.8%
7Belgium7,434+9.2%
8Finland5,196+96.4%
9Slovakia4,215.51-2.8%
10Portugal3,706.98-1.2%
11Luxembourg3,467+25.2%
12Croatia1,819-7.5%
13Bulgaria1,501.09+4.4%
14Ireland1,227+0.9%
15Malta1,095.64-3.8%
16Greece823-21.5%
17Estonia681-14.2%
18Slovenia458.99-9.6%
19Lithuania412-3.1%
20Cyprus191-0.5%
21Latvia157-19.1%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity over 2 years placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity over 2 years, 2026-05) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2026-05. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-05. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity over 2 years, 2026-05. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-05.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2026-05 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-05 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2026-05}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-05. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2026-05
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-05
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-05.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household term deposit balances, maturity over 2 years?

France, with €313.48 billion in May 2026, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity over 2 years?

Latvia, with €157 million in May 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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