Data / Rankings / MFI household term deposit balances, maturity over 2 years / EU countries

EU countries by MFI household term deposit balances, maturity over 2 years

France had the highest MFI household term deposit balances, maturity over 2 years of 21 EU countries in April 2026, at €313.54 billion. Latvia had the lowest, at €158 million. The median was €3.49 billion. Source: the European Central Bank.

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Highest313,541France
Lowest158Latvia
Median3,48621 EU countries

Map of EU countries, April 2026

Austria: 28,841 EUR millionBelgium: 7,531 EUR millionBulgaria: 1,464.08 EUR millionCyprus: 183 EUR millionGermany: 275,480 EUR millionEstonia: 679 EUR millionSpain: 7,398 EUR millionFinland: 5,083 EUR millionFrance: 313,541 EUR millionGreece: 883 EUR millionCroatia: 1,829 EUR millionIreland: 1,232 EUR millionItaly: 24,917 EUR millionLithuania: 433 EUR millionLuxembourg: 3,486 EUR millionLatvia: 158 EUR millionMalta: 1,098.46 EUR millionNetherlands: 55,718 EUR millionPortugal: 3,700.53 EUR millionSlovenia: 458.51 EUR millionSlovakia: 4,239.9 EUR million
  • Under 1,000
  • 1,000 to 4,000
  • 4,000 to 25K
  • 25K and over
  • No data
EUR million, April 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, April 2026

France: 313,541 EUR millionFrance313,541Germany: 275,480 EUR millionGermany275,480Netherlands: 55,718 EUR millionNetherlands55,718Austria: 28,841 EUR millionAustria28,841Italy: 24,917 EUR millionItaly24,917Belgium: 7,531 EUR millionBelgium7,531Spain: 7,398 EUR millionSpain7,398Finland: 5,083 EUR millionFinland5,083Slovakia: 4,239.9 EUR millionSlovakia4,239.9Portugal: 3,700.53 EUR millionPortugal3,700.53Luxembourg: 3,486 EUR millionLuxembourg3,486Croatia: 1,829 EUR millionCroatia1,829Bulgaria: 1,464.08 EUR millionBulgaria1,464.08Ireland: 1,232 EUR millionIreland1,232Malta: 1,098.46 EUR millionMalta1,098.46Greece: 883 EUR millionGreece883Estonia: 679 EUR millionEstonia679Slovenia: 458.51 EUR millionSlovenia458.51Lithuania: 433 EUR millionLithuania433Cyprus: 183 EUR millionCyprus183Latvia: 158 EUR millionLatvia158France: 313,541 EUR millionFrance313,541Germany: 275,480 EUR millionGermany275,480Netherlands: 55,718 EUR millionNetherlands55,718Austria: 28,841 EUR millionAustria28,841Italy: 24,917 EUR millionItaly24,917Belgium: 7,531 EUR millionBelgium7,531Spain: 7,398 EUR millionSpain7,398Finland: 5,083 EUR millionFinland5,083Slovakia: 4,239.9 EUR millionSlovakia4,239.9Portugal: 3,700.53 EUR millionPortugal3,700.53Luxembourg: 3,486 EUR millionLuxembourg3,486Croatia: 1,829 EUR millionCroatia1,829Bulgaria: 1,464.08 EUR millionBulgaria1,464.08Ireland: 1,232 EUR millionIreland1,232Malta: 1,098.46 EUR millionMalta1,098.46Greece: 883 EUR millionGreece883Estonia: 679 EUR millionEstonia679Slovenia: 458.51 EUR millionSlovenia458.51Lithuania: 433 EUR millionLithuania433Cyprus: 183 EUR millionCyprus183Latvia: 158 EUR millionLatvia158
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesApril 2026
EUR million		Change on April 2025
1France313,541-2%
2Germany275,480+7.9%
3Netherlands55,718+2.6%
4Austria28,841+17.1%
5Italy24,917-1%
6Belgium7,531+11.6%
7Spain7,398+11.6%
8Finland5,083+102.5%
9Slovakia4,239.9-2.1%
10Portugal3,700.53-1.9%
11Luxembourg3,486+26%
12Croatia1,829-8.1%
13Bulgaria1,464.08+2.3%
14Ireland1,232+1.5%
15Malta1,098.46-2.2%
16Greece883-14.4%
17Estonia679-13.6%
18Slovenia458.51-9.5%
19Lithuania433+0.9%
20Cyprus183-3.2%
21Latvia158-19.4%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity over 2 years placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity over 2 years, 2026-04) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2026-04. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-04. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity over 2 years, 2026-04. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-04.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2026-04 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-04 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2026-04}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-04. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2026-04
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-04
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2026-04.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household term deposit balances, maturity over 2 years?

France, with €313.54 billion in April 2026, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity over 2 years?

Latvia, with €158 million in April 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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