EU countries by bank nonperforming loans, 2024

Cyprus had the highest bank nonperforming loans of 27 EU countries in 2024, at 4.18%. Sweden had the lowest, at 0.51%. The median was 2.09%. Source: the World Bank.

Highest4.18Cyprus

Lowest0.51Sweden

Median2.0927 EU countries

All EU countries, 2024

%. Source: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2024 (%)	Change on 2023
1	Cyprus	4.18	-1.92 pts
2	Greece	3.46	-2.5 pts
3	Bulgaria	3.17	-0.44 pts
4	Croatia	3.08	-0.51 pts
5	Austria	2.93	+0.41 pts
6	Spain	2.87	-0.19 pts
7	Romania	2.85	-0.05 pts
8	Portugal	2.8	-0.34 pts
9	Italy	2.77	+0.05 pts
10	Hungary	2.71	-0.48 pts
11	Malta	2.62	-0.54 pts
12	Latvia	2.38	-0.06 pts
13	Luxembourg	2.32	+0.46 pts
14	France	2.09	+0.03 pts
15	Belgium	2	+0.18 pts
16	Slovakia	1.92	-0.07 pts
17	Poland	1.78	-0.54 pts
18	Germany	1.77	+0.24 pts
19	Slovenia	1.65	+0.13 pts
20	Netherlands	1.64	+0.09 pts
21	Denmark	1.6	-0.12 pts
22	Finland	1.43	+0.14 pts
23	Ireland	1.23	-0.04 pts
24	Czechia	1.2	-0 pts
25	Estonia	1.19	+0.11 pts
26	Lithuania	0.86	+0.42 pts
27	Sweden	0.51	+0.13 pts

Other periods

About this ranking

Nonperforming loans as a percentage of total gross loans. A loan is nonperforming when it is at least 90 days overdue or is unlikely to be repaid in full without realizing collateral.

Compiled by WDI from IMF Financial Soundness Indicators. Reporting methods can differ across countries and years. The latest year varies by country, and missing World values remain absent.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS) (EU countries by bank nonperforming loans, 2024) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FB.AST.NPER.ZS

MLA 9

Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS), EU countries by bank nonperforming loans, 2024. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). EU countries by bank nonperforming loans, 2024. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Also distributed by Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries.

Harvard

World Bank (2026) Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS), EU countries by bank nonperforming loans, 2024 [Dataset]. Available at: https://data.worldbank.org/indicator/FB.AST.NPER.ZS, via Invokely: https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries (Accessed: 12 October 2026).

BibTeX

@misc{world_eu_countries_by_bank_2024,
  author = {{World Bank}},
  title = {{Bank nonperforming loans to total gross loans (\%) (FB.AST.NPER.ZS): EU countries by bank nonperforming loans, 2024}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FB.AST.NPER.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries. Publisher attribution: World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (\%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}

RIS

TY  - DATA
AU  - World Bank
TI  - Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS): EU countries by bank nonperforming loans, 2024
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FB.AST.NPER.ZS
L2  - https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries.
N1  - Publisher attribution: World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -

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Questions

Which EU country has the highest bank nonperforming loans?

Cyprus, with 4.18% in 2024, according to the World Bank.

Which EU country has the lowest bank nonperforming loans?

Sweden, with 0.51% in 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Retrieved 2026-10-12.

Bank nonperforming loans: other rankings

Countries