Data / Rankings / Bank nonperforming loans / Countries

Countries by bank nonperforming loans, 2023

Ukraine had the highest bank nonperforming loans of 138 countries in 2023, at 37.35%. South Korea had the lowest, at 0.26%. The median was 3.46%. Source: the World Bank.

Highest37.35Ukraine
Lowest0.26South Korea
Median3.46138 countries

Top 40 countries, 2023

Ukraine: 37.35 %Ukraine37.35Chad: 31.51 %Chad31.51Equatorial Guinea: 31.15 %Equatorial Guinea31.15San Marino: 21.05 %San Marino21.05Algeria: 20.88 %Algeria20.88Ghana: 20.58 %Ghana20.58Saint Kitts and Nevis: 19.42 %Saint Kitts and Nevis19.42Central African Republic: 16.22 %Central African Republic16.22Republic of the Congo: 15.22 %Republic of the Congo15.22Iraq: 14.66 %Iraq14.66Saint Lucia: 14.49 %Saint Lucia14.49Sri Lanka: 13.11 %Sri Lanka13.11Dominica: 12.9 %Dominica12.9Cameroon: 12.89 %Cameroon12.89Kenya: 12.34 %Kenya12.34Tonga: 11.64 %Tonga11.64Angola: 10.2 %Angola10.2Bangladesh: 9.57 %Bangladesh9.57Solomon Islands: 9.39 %Solomon Islands9.39Kyrgyzstan: 8.92 %Kyrgyzstan8.92Guinea: 8.91 %Guinea8.91Morocco: 8.48 %Morocco8.48Maldives: 8.34 %Maldives8.34Mozambique: 8.23 %Mozambique8.23Saint Vincent and the Grenadines: 8.13 %Saint Vincent and the Grenadines8.13Seychelles: 7.9 %Seychelles7.9Madagascar: 7.74 %Madagascar7.74Gabon: 7.58 %Gabon7.58Jordan: 6.87 %Jordan6.87Eswatini: 6.87 %Eswatini6.87Pakistan: 6.63 %Pakistan6.63Democratic Republic of the Congo: 6.56 %Democratic Republic of the Congo6.56Cyprus: 6.11 %Cyprus6.11Antigua and Barbuda: 5.98 %Antigua and Barbuda5.98Greece: 5.96 %Greece5.96Namibia: 5.79 %Namibia5.79Montenegro: 5.78 %Montenegro5.78Moldova: 5.56 %Moldova5.56Papua New Guinea: 5.42 %Papua New Guinea5.42Vietnam: 5.41 %Vietnam5.41
%. Source: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Retrieved 2026-10-12.

Full ranking

RankCountries2023 (%)Change on 2022
1Ukraine37.35-0.77 pts
2Chad31.51+3.81 pts
3Equatorial Guinea31.15-24.26 pts
4San Marino21.05-32.09 pts
5Algeria20.88+1.02 pts
6Ghana20.58+5.78 pts
7Saint Kitts and Nevis19.42-2.41 pts
8Central African Republic16.22+1.71 pts
9Republic of the Congo15.22-1.61 pts
10Iraq14.66-4.18 pts
11Saint Lucia14.49+1.72 pts
12Sri Lanka13.11+1.14 pts
13Dominica12.9-0.89 pts
14Cameroon12.89-0.15 pts
15Kenya12.34+1.58 pts
16Tonga11.64+3.38 pts
17Angola10.2n/a
18Bangladesh9.57+0.84 pts
19Solomon Islands9.39-0.12 pts
20Kyrgyzstan8.92-3.53 pts
21Guinea8.91+0.15 pts
22Morocco8.48-0.2 pts
23Maldives8.34-1.07 pts
24Mozambique8.23-0.74 pts
25Saint Vincent and the Grenadines8.13-2 pts
26Seychelles7.9+0.51 pts
27Madagascar7.74-0.29 pts
28Gabon7.58-0.06 pts
29Jordan6.87+0.23 pts
30Eswatini6.87+0.22 pts
31Pakistan6.63+0.08 pts
32Democratic Republic of the Congo6.56-0.87 pts
33Cyprus6.11-1.55 pts
34Antigua and Barbuda5.98-0.93 pts
35Greece5.96-2.22 pts
36Namibia5.79+0.28 pts
37Montenegro5.78-0.55 pts
38Moldova5.56-0.89 pts
39Papua New Guinea5.42+0.64 pts
40Vietnam5.41+3.09 pts
41Samoa5.37+0.39 pts
42United Arab Emirates5.31-1.24 pts
43Mauritius5.31+0.39 pts
44Cambodia5.13+2.41 pts
45Malawi5.1-0.42 pts
46Mongolia5.08-1.07 pts
47Belarus5.05+0.14 pts
48South Africa4.72+0.58 pts
49Ecuador4.72+1.56 pts
50Rwanda4.64+0.94 pts
51Albania4.56-0.23 pts
52Russia4.51-1 pts
53Uganda4.5-0.6 pts
54Peru4.48+0.36 pts
55Nigeria4.38+0.37 pts
56Zambia4.22-0.76 pts
57Tanzania4.19-1.15 pts
58Djibouti4.01-1.21 pts
59Belize3.94-0.95 pts
60Curaçao3.89-1.54 pts
61Lesotho3.84-0.47 pts
62Bosnia and Herzegovina3.82-0.72 pts
63Nepal3.78+1.33 pts
64Botswana3.67-0.08 pts
65Bulgaria3.62-0.91 pts
66Croatia3.6-0.73 pts
67Macao3.55+2.05 pts
68Argentina3.55+0.46 pts
69Colombia3.47+1 pts
70Uzbekistan3.45-0.08 pts
71Palestine3.42+0.17 pts
72India3.36-1.45 pts
73Hungary3.19-0.6 pts
74Philippines3.19+0.05 pts
75Malta3.16-0.34 pts
76Portugal3.14-0.48 pts
77Grenada3.13-0.45 pts
78Spain3.060 pts
79Paraguay3.01+0.07 pts
80Romania2.9-0.14 pts
81Kazakhstan2.89-0.47 pts
82Bolivia2.85+0.72 pts
83Brazil2.84+0.2 pts
84Trinidad and Tobago2.8-0.3 pts
85Burundi2.77n/a
86Thailand2.76-0.09 pts
87Italy2.71-0.08 pts
88North Macedonia2.67-0.12 pts
89Panama2.57+0.04 pts
90Austria2.53+0.53 pts
91Georgia2.52+1 pts
92Latvia2.43+0.15 pts
93Bhutan2.38-0.6 pts
94Poland2.32-0.11 pts
95Somalia2.27+0.5 pts
96Armenia2.15-0.25 pts
97Chile2.1+0.44 pts
98Mexico2.08-0.01 pts
99Honduras2.06-0.32 pts
100France2.06-0.02 pts
101Slovakia1.99+0.14 pts
102Costa Rica1.96-0.14 pts
103Indonesia1.96-0.19 pts
104Azerbaijan1.93-0.64 pts
105Luxembourg1.86+0.27 pts
106Belgium1.82-0.02 pts
107El Salvador1.77-0.03 pts
108Guatemala1.75+0.5 pts
109Micronesia1.73+0.3 pts
110Denmark1.72-0.07 pts
111Malaysia1.65-0.07 pts
112Uruguay1.65+0.26 pts
113China1.59-0.04 pts
114Iceland1.58+0.18 pts
115Netherlands1.55-0.05 pts
116Nicaragua1.540 pts
117Germany1.54+0.3 pts
118Slovenia1.52-0.23 pts
119Saudi Arabia1.51-0.29 pts
120Türkiye1.48-0.5 pts
121Kuwait1.42+0.01 pts
122Finland1.29-0.06 pts
123Ireland1.27-0.34 pts
124Czechia1.21-0.25 pts
125Hong Kong1.2+0.18 pts
126Estonia1.08+0.28 pts
127Israel0.97+0.26 pts
128United Kingdom0.97+0.03 pts
129Dominican Republic0.93+0.1 pts
130Australia0.85+0.13 pts
131United States0.85+0.13 pts
132Switzerland0.76+0.07 pts
133Canada0.45+0.12 pts
134Lithuania0.44+0.04 pts
135Liechtenstein0.39-0.05 pts
136Sweden0.38+0.08 pts
137Norway0.38+0.1 pts
138South Korea0.26+0.02 pts

Other periods

About this ranking

Nonperforming loans as a percentage of total gross loans. A loan is nonperforming when it is at least 90 days overdue or is unlikely to be repaid in full without realizing collateral.

Compiled by WDI from IMF Financial Soundness Indicators. Reporting methods can differ across countries and years. The latest year varies by country, and missing World values remain absent.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 15 countries with data in other periods have no value for 2023 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS) (Countries by bank nonperforming loans, 2023) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FB.AST.NPER.ZS

MLA 9

Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS), Countries by bank nonperforming loans, 2023. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/countries. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Countries by bank nonperforming loans, 2023. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Also distributed by Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/countries.

Harvard

World Bank (2026) Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS), Countries by bank nonperforming loans, 2023 [Dataset]. Available at: https://data.worldbank.org/indicator/FB.AST.NPER.ZS, via Invokely: https://invokely.ai/rankings/bank-nonperforming-loans/countries (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_bank_nonperforming_2023,
  author = {{World Bank}},
  title = {{Bank nonperforming loans to total gross loans (\%) (FB.AST.NPER.ZS): Countries by bank nonperforming loans, 2023}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FB.AST.NPER.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/countries. Publisher attribution: World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (\%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS): Countries by bank nonperforming loans, 2023
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FB.AST.NPER.ZS
L2  - https://invokely.ai/rankings/bank-nonperforming-loans/countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/countries.
N1  - Publisher attribution: World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -
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Questions

Which country has the highest bank nonperforming loans?

Ukraine, with 37.35% in 2023, according to the World Bank.

Which country has the lowest bank nonperforming loans?

South Korea, with 0.26% in 2023.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Retrieved 2026-10-12. 15 countries have no value for 2023 and are not ranked.

Bank nonperforming loans: other rankings

Countries: more rankings