Data / Rankings / Bank nonperforming loans / Countries

Countries by bank nonperforming loans

Equatorial Guinea had the highest bank nonperforming loans of 142 countries in 2022, at 55.41%. South Korea had the lowest, at 0.24%. The median was 3.43%. Source: the World Bank.

Highest55.41Equatorial Guinea
Lowest0.24South Korea
Median3.43142 countries

Top 40 countries, 2022

Equatorial Guinea: 55.41 %Equatorial Guinea55.41San Marino: 53.14 %San Marino53.14Ukraine: 38.12 %Ukraine38.12Chad: 27.7 %Chad27.7Saint Kitts and Nevis: 21.83 %Saint Kitts and Nevis21.83Algeria: 19.86 %Algeria19.86Iraq: 18.85 %Iraq18.85Republic of the Congo: 16.83 %Republic of the Congo16.83Ghana: 14.79 %Ghana14.79Central African Republic: 14.51 %Central African Republic14.51Comoros: 14.1 %Comoros14.1Dominica: 13.79 %Dominica13.79Cameroon: 13.03 %Cameroon13.03Saint Lucia: 12.76 %Saint Lucia12.76Kyrgyzstan: 12.46 %Kyrgyzstan12.46Sri Lanka: 11.97 %Sri Lanka11.97Sint Maarten: 11.2 %Sint Maarten11.2Kenya: 10.75 %Kenya10.75Saint Vincent and the Grenadines: 10.12 %Saint Vincent and the Grenadines10.12Solomon Islands: 9.51 %Solomon Islands9.51Maldives: 9.41 %Maldives9.41Mozambique: 8.97 %Mozambique8.97Guinea: 8.76 %Guinea8.76Bangladesh: 8.72 %Bangladesh8.72Morocco: 8.68 %Morocco8.68Tonga: 8.26 %Tonga8.26Greece: 8.17 %Greece8.17Madagascar: 8.02 %Madagascar8.02Cyprus: 7.66 %Cyprus7.66Gabon: 7.64 %Gabon7.64Democratic Republic of the Congo: 7.43 %Democratic Republic of the Congo7.43Seychelles: 7.4 %Seychelles7.4Antigua and Barbuda: 6.91 %Antigua and Barbuda6.91Eswatini: 6.65 %Eswatini6.65Jordan: 6.64 %Jordan6.64United Arab Emirates: 6.55 %United Arab Emirates6.55Pakistan: 6.54 %Pakistan6.54Moldova: 6.44 %Moldova6.44Montenegro: 6.33 %Montenegro6.33Mongolia: 6.15 %Mongolia6.15
%. Source: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Retrieved 2026-10-12.

Full ranking

RankCountries2022 (%)Change on 2021
1Equatorial Guinea55.41+0.33 pts
2San Marino53.14-5.83 pts
3Ukraine38.12+6.4 pts
4Chad27.7+1.63 pts
5Saint Kitts and Nevis21.83+0.91 pts
6Algeria19.86+0.22 pts
7Iraq18.85+0.35 pts
8Republic of the Congo16.83-0.03 pts
9Ghana14.79-0.32 pts
10Central African Republic14.51+0.57 pts
11Comoros14.1-2.01 pts
12Dominica13.79-1.91 pts
13Cameroon13.03-1.04 pts
14Saint Lucia12.76+0.13 pts
15Kyrgyzstan12.46+1.64 pts
16Sri Lanka11.97+7.5 pts
17Sint Maarten11.2+1.23 pts
18Kenya10.75-0.13 pts
19Saint Vincent and the Grenadines10.12+2.29 pts
20Solomon Islands9.51-0.92 pts
21Maldives9.41-3.18 pts
22Mozambique8.97-1.64 pts
23Guinea8.76-0.43 pts
24Bangladesh8.72+0.76 pts
25Morocco8.68-0.38 pts
26Tonga8.26+4.76 pts
27Greece8.17-3.71 pts
28Madagascar8.02-1.09 pts
29Cyprus7.66-1.34 pts
30Gabon7.64+0.03 pts
31Democratic Republic of the Congo7.43+2.23 pts
32Seychelles7.4+2.09 pts
33Antigua and Barbuda6.91-0.89 pts
34Eswatini6.65-2.9 pts
35Jordan6.64-0.24 pts
36United Arab Emirates6.55-0.73 pts
37Pakistan6.54-1.34 pts
38Moldova6.44+0.32 pts
39Montenegro6.33-0.5 pts
40Mongolia6.15-0.9 pts
41Barbados5.84-1.4 pts
42Malawi5.52+1.81 pts
43Namibia5.52-0.86 pts
44Russia5.51-0.59 pts
45Curaçao5.44-1.3 pts
46Tanzania5.34-2.29 pts
47Djibouti5.21-3.85 pts
48Uganda5.1-0.23 pts
49Samoa4.98+1.43 pts
50Zambia4.98-0.84 pts
51Mauritius4.92-0.91 pts
52Belarus4.91-0.39 pts
53Belize4.89+0.98 pts
54India4.81-1.73 pts
55Albania4.79-0.6 pts
56Papua New Guinea4.78-1.37 pts
57Gambia4.56-0.59 pts
58Bosnia and Herzegovina4.54-1.24 pts
59Bulgaria4.53-1.41 pts
60Croatia4.33-1.37 pts
61Lesotho4.31+0.25 pts
62South Africa4.14-0.31 pts
63Peru4.12+0.21 pts
64Nigeria4.01-0.92 pts
65Hungary3.79+0.22 pts
66Botswana3.75-0.49 pts
67Rwanda3.7-1.68 pts
68Portugal3.62-0.96 pts
69Grenada3.58+0.65 pts
70Uzbekistan3.53-1.6 pts
71Malta3.5-1.52 pts
72Kazakhstan3.36+0.04 pts
73Palestine3.25+0.19 pts
74Ecuador3.16+0.01 pts
75Philippines3.13-0.82 pts
76Argentina3.09-1.2 pts
77Trinidad and Tobago3.09-0.14 pts
78Spain3.06+0.14 pts
79Romania3.04-0.82 pts
80Bhutan2.98-3.75 pts
81Paraguay2.94+0.66 pts
82Thailand2.84-0.26 pts
83Brunei2.82-0.3 pts
84Italy2.8-0.55 pts
85North Macedonia2.79-0.34 pts
86Cambodia2.71+0.97 pts
87Brazil2.64+0.56 pts
88Azerbaijan2.56n/a
89Panama2.53+0.28 pts
90Colombia2.47-0.57 pts
91Nepal2.44+1.29 pts
92Poland2.43-0.42 pts
93Armenia2.4+0.56 pts
94Honduras2.38-0.45 pts
95Vietnam2.32+0.72 pts
96Latvia2.29-0.19 pts
97Indonesia2.15-0.49 pts
98Bolivia2.13+0.59 pts
99Costa Rica2.11-0.15 pts
100Mexico2.08+0.04 pts
101France2.08-0.09 pts
102Austria2-0.09 pts
103Türkiye1.98-1 pts
104Slovakia1.86-0.26 pts
105Belgium1.84-0.19 pts
106El Salvador1.8-0.03 pts
107Saudi Arabia1.8-0.07 pts
108Denmark1.8-0.36 pts
109Somalia1.77-0.56 pts
110Slovenia1.75-0.3 pts
111Malaysia1.72+0.04 pts
112Chile1.67+0.44 pts
113China1.63-0.09 pts
114Ireland1.61-0.87 pts
115Netherlands1.6-0.12 pts
116Luxembourg1.59+0.33 pts
117Nicaragua1.54-0.91 pts
118Georgia1.51-0.36 pts
119Macao1.5+0.85 pts
120Czechia1.46-0.25 pts
121Micronesia1.43+0.15 pts
122Kuwait1.41+0.05 pts
123Iceland1.4-0.66 pts
124Uruguay1.39+0.06 pts
125Finland1.35-0.12 pts
126Guatemala1.25-0.48 pts
127Germany1.23n/a
128Japan1.23+0.01 pts
129Hong Kong1.02+0.14 pts
130United Kingdom0.94-0.03 pts
131Dominican Republic0.83-0.48 pts
132Estonia0.8-0.29 pts
133Australia0.72-0.19 pts
134United States0.72-0.1 pts
135Israel0.71-0.34 pts
136Switzerland0.69+0.02 pts
137Liechtenstein0.44+0.05 pts
138Lithuania0.4-0.11 pts
139Canada0.33-0.04 pts
140Sweden0.3-0.11 pts
141Norway0.27-0.25 pts
142South Korea0.24+0.01 pts

Other periods

About this ranking

Nonperforming loans as a percentage of total gross loans. A loan is nonperforming when it is at least 90 days overdue or is unlikely to be repaid in full without realizing collateral.

Compiled by WDI from IMF Financial Soundness Indicators. Reporting methods can differ across countries and years. The latest year varies by country, and missing World values remain absent.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 11 countries with data in other periods have no value for 2022 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS) (Countries by bank nonperforming loans, 2022) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FB.AST.NPER.ZS

MLA 9

Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS), Countries by bank nonperforming loans, 2022. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/countries?period=2022. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Countries by bank nonperforming loans, 2022. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Also distributed by Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/countries?period=2022.

Harvard

World Bank (2026) Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS), Countries by bank nonperforming loans, 2022 [Dataset]. Available at: https://data.worldbank.org/indicator/FB.AST.NPER.ZS, via Invokely: https://invokely.ai/rankings/bank-nonperforming-loans/countries?period=2022 (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_bank_nonperforming_2022,
  author = {{World Bank}},
  title = {{Bank nonperforming loans to total gross loans (\%) (FB.AST.NPER.ZS): Countries by bank nonperforming loans, 2022}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FB.AST.NPER.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/countries?period=2022. Publisher attribution: World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (\%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS): Countries by bank nonperforming loans, 2022
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FB.AST.NPER.ZS
L2  - https://invokely.ai/rankings/bank-nonperforming-loans/countries?period=2022
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/countries?period=2022.
N1  - Publisher attribution: World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -
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Questions

Which country has the highest bank nonperforming loans?

Equatorial Guinea, with 55.41% in 2022, according to the World Bank.

Which country has the lowest bank nonperforming loans?

South Korea, with 0.24% in 2022.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Retrieved 2026-10-12. 11 countries have no value for 2022 and are not ranked.

Bank nonperforming loans: other rankings

Countries: more rankings