Data / Rankings / Bank nonperforming loans / Countries

Countries by bank nonperforming loans

San Marino had the highest bank nonperforming loans of 144 countries in 2021, at 58.96%. South Korea had the lowest, at 0.23%. The median was 3.91%. Source: the World Bank.

Highest58.96San Marino
Lowest0.23South Korea
Median3.91144 countries

Top 40 countries, 2021

San Marino: 58.96 %San Marino58.96Equatorial Guinea: 55.08 %Equatorial Guinea55.08Ukraine: 31.72 %Ukraine31.72Chad: 26.07 %Chad26.07Saint Kitts and Nevis: 20.93 %Saint Kitts and Nevis20.93Algeria: 19.64 %Algeria19.64Iraq: 18.49 %Iraq18.49Republic of the Congo: 16.85 %Republic of the Congo16.85Comoros: 16.11 %Comoros16.11Dominica: 15.7 %Dominica15.7Ghana: 15.12 %Ghana15.12Angola: 15 %Angola15Cameroon: 14.07 %Cameroon14.07Central African Republic: 13.94 %Central African Republic13.94Tajikistan: 13.65 %Tajikistan13.65Saint Lucia: 12.64 %Saint Lucia12.64Maldives: 12.59 %Maldives12.59Greece: 11.88 %Greece11.88Kenya: 10.89 %Kenya10.89Kyrgyzstan: 10.82 %Kyrgyzstan10.82Mozambique: 10.6 %Mozambique10.6Solomon Islands: 10.43 %Solomon Islands10.43Sint Maarten: 9.98 %Sint Maarten9.98Eswatini: 9.55 %Eswatini9.55Guinea: 9.19 %Guinea9.19Madagascar: 9.11 %Madagascar9.11Djibouti: 9.06 %Djibouti9.06Morocco: 9.06 %Morocco9.06Cyprus: 9 %Cyprus9Fiji: 8.48 %Fiji8.48Bangladesh: 7.97 %Bangladesh7.97Pakistan: 7.89 %Pakistan7.89Saint Vincent and the Grenadines: 7.83 %Saint Vincent and the Grenadines7.83Antigua and Barbuda: 7.8 %Antigua and Barbuda7.8Tanzania: 7.63 %Tanzania7.63Gabon: 7.61 %Gabon7.61United Arab Emirates: 7.29 %United Arab Emirates7.29Barbados: 7.24 %Barbados7.24Mongolia: 7.06 %Mongolia7.06Jordan: 6.88 %Jordan6.88
%. Source: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Retrieved 2026-10-12.

Full ranking

RankCountries2021 (%)Change on 2020
1San Marino58.96-2.15 pts
2Equatorial Guinea55.08+2.84 pts
3Ukraine31.72-11.75 pts
4Chad26.07-1.65 pts
5Saint Kitts and Nevis20.93-2.6 pts
6Algeria19.64+3.28 pts
7Iraq18.49-2.48 pts
8Republic of the Congo16.85-4.19 pts
9Comoros16.11-5.25 pts
10Dominica15.7+0.68 pts
11Ghana15.12+0.32 pts
12Angola15+2.77 pts
13Cameroon14.07-1.71 pts
14Central African Republic13.94-3.52 pts
15Tajikistan13.65-10.17 pts
16Saint Lucia12.64+2.25 pts
17Maldives12.59-6.21 pts
18Greece11.88-18.93 pts
19Kenya10.89-0.99 pts
20Kyrgyzstan10.82+0.73 pts
21Mozambique10.6+0.78 pts
22Solomon Islands10.43-0.31 pts
23Sint Maarten9.98-2.34 pts
24Eswatini9.55+4.17 pts
25Guinea9.19-0.19 pts
26Madagascar9.11+0.65 pts
27Djibouti9.06-4.69 pts
28Morocco9.06+0.26 pts
29Cyprus9-6.02 pts
30Fiji8.48+2.27 pts
31Bangladesh7.97+0.23 pts
32Pakistan7.89-1.3 pts
33Saint Vincent and the Grenadines7.83+0.45 pts
34Antigua and Barbuda7.8+0.4 pts
35Tanzania7.63-1.07 pts
36Gabon7.61-1.35 pts
37United Arab Emirates7.29-0.28 pts
38Barbados7.24+0.53 pts
39Mongolia7.06-3.27 pts
40Jordan6.88-0.47 pts
41Montenegro6.83+0.96 pts
42Bhutan6.74-4.96 pts
43Curaçao6.73-0.27 pts
44India6.54-1.4 pts
45Namibia6.37-0.02 pts
46Papua New Guinea6.16+0.83 pts
47Moldova6.13-1.25 pts
48Russia6.1-2.06 pts
49Bulgaria5.94+0.14 pts
50Mauritius5.82-0.38 pts
51Zambia5.82-5.81 pts
52Bosnia and Herzegovina5.78-0.34 pts
53Croatia5.7-1.93 pts
54Ethiopia5.41+1.99 pts
55Albania5.39-2.26 pts
56Rwanda5.39+1.06 pts
57Uganda5.32-0.02 pts
58Seychelles5.3+2.13 pts
59Belarus5.3+0.47 pts
60Democratic Republic of the Congo5.2-2.49 pts
61Gambia5.15-1.29 pts
62Uzbekistan5.13+3.07 pts
63Malta5.02+1.36 pts
64Nigeria4.93-1.09 pts
65Portugal4.58-1.02 pts
66Sri Lanka4.47-0.46 pts
67South Africa4.45-0.73 pts
68Argentina4.29+0.14 pts
69Botswana4.24-0.08 pts
70Lesotho4.07-0.13 pts
71Philippines3.96+0.42 pts
72Belize3.91-2.62 pts
73Peru3.91-0.22 pts
74Romania3.87-0.66 pts
75Malawi3.71-1.72 pts
76Hungary3.57-0.38 pts
77Samoa3.55-0.29 pts
78Tonga3.5-0.11 pts
79Italy3.35-1.01 pts
80Kazakhstan3.32-3.55 pts
81Trinidad and Tobago3.23+0.03 pts
82Ecuador3.15-0.1 pts
83North Macedonia3.13-0.13 pts
84Brunei3.11-0.76 pts
85Thailand3.11-0.13 pts
86Palestine3.06-1.18 pts
87Colombia3.03-0.64 pts
88Türkiye2.98-0.91 pts
89Grenada2.94+0.7 pts
90Spain2.92+0.06 pts
91Poland2.85-0.87 pts
92Honduras2.83-0.39 pts
93Indonesia2.64-0 pts
94Ireland2.48-0.88 pts
95Latvia2.47-0.62 pts
96Nicaragua2.45-1.26 pts
97Somalia2.32-1.15 pts
98Paraguay2.27-0.14 pts
99Costa Rica2.26-0.16 pts
100Panama2.25+0.24 pts
101France2.17-0.22 pts
102Denmark2.15-0.35 pts
103Slovakia2.12-0.45 pts
104Austria2.08-0.3 pts
105Brazil2.08+0.21 pts
106Iceland2.06-0.84 pts
107Slovenia2.06-0.96 pts
108Mexico2.05-0.52 pts
109Belgium2.03-0.04 pts
110Georgia1.88-0.39 pts
111Saudi Arabia1.87-0.34 pts
112Armenia1.83-4.72 pts
113El Salvador1.83+0.26 pts
114Cambodia1.74-0.07 pts
115Guatemala1.73-0.1 pts
116China1.73-0.11 pts
117Netherlands1.72-0.15 pts
118Czechia1.7-0.21 pts
119Malaysia1.68+0.11 pts
120Vietnam1.6-0.27 pts
121Bolivia1.54+0.03 pts
122Finland1.47+0.02 pts
123Kuwait1.36-0.65 pts
124Uruguay1.33-1.01 pts
125Dominican Republic1.31-0.7 pts
126Micronesia1.28+0.68 pts
127Luxembourg1.25+0.23 pts
128Chile1.23-0.32 pts
129Japan1.23+0.09 pts
130Nepal1.16-0.52 pts
131Estonia1.09-0.56 pts
132Israel1.05-0.32 pts
133United Kingdom0.97-0.01 pts
134Australia0.91-0.2 pts
135Hong Kong0.88-0.02 pts
136United States0.81-0.25 pts
137Switzerland0.66-0.09 pts
138Macao0.65+0.3 pts
139Norway0.53-0.21 pts
140Lithuania0.51-0.46 pts
141Sweden0.42-0.1 pts
142Liechtenstein0.4-0.05 pts
143Canada0.38-0.15 pts
144South Korea0.23-0.02 pts

Other periods

About this ranking

Nonperforming loans as a percentage of total gross loans. A loan is nonperforming when it is at least 90 days overdue or is unlikely to be repaid in full without realizing collateral.

Compiled by WDI from IMF Financial Soundness Indicators. Reporting methods can differ across countries and years. The latest year varies by country, and missing World values remain absent.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 9 countries with data in other periods have no value for 2021 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS) (Countries by bank nonperforming loans, 2021) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FB.AST.NPER.ZS

MLA 9

Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS), Countries by bank nonperforming loans, 2021. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/countries?period=2021. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Countries by bank nonperforming loans, 2021. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Also distributed by Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/countries?period=2021.

Harvard

World Bank (2026) Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS), Countries by bank nonperforming loans, 2021 [Dataset]. Available at: https://data.worldbank.org/indicator/FB.AST.NPER.ZS, via Invokely: https://invokely.ai/rankings/bank-nonperforming-loans/countries?period=2021 (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_bank_nonperforming_2021,
  author = {{World Bank}},
  title = {{Bank nonperforming loans to total gross loans (\%) (FB.AST.NPER.ZS): Countries by bank nonperforming loans, 2021}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FB.AST.NPER.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/countries?period=2021. Publisher attribution: World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (\%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS): Countries by bank nonperforming loans, 2021
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FB.AST.NPER.ZS
L2  - https://invokely.ai/rankings/bank-nonperforming-loans/countries?period=2021
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/countries?period=2021.
N1  - Publisher attribution: World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -
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Questions

Which country has the highest bank nonperforming loans?

San Marino, with 58.96% in 2021, according to the World Bank.

Which country has the lowest bank nonperforming loans?

South Korea, with 0.23% in 2021.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Retrieved 2026-10-12. 9 countries have no value for 2021 and are not ranked.

Bank nonperforming loans: other rankings

Countries: more rankings