EU countries by bank nonperforming loans

Greece had the highest bank nonperforming loans of 26 EU countries in 2021, at 11.88%. Sweden had the lowest, at 0.42%. The median was 2.32%. Source: the World Bank.

Highest11.88Greece

Lowest0.42Sweden

Median2.3226 EU countries

Map of EU countries, 2021

Under 1.7
1.7 to 2.1
2.1 to 2.9
2.9 to 4.6
4.6 and over
No data

%, 2021. Hatched areas have no value for this period. Source: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Boundaries: Natural Earth (public domain).

All EU countries, 2021

%. Source: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2021 (%)	Change on 2020
1	Greece	11.88	-18.93 pts
2	Cyprus	9	-6.02 pts
3	Bulgaria	5.94	+0.14 pts
4	Croatia	5.7	-1.93 pts
5	Malta	5.02	+1.36 pts
6	Portugal	4.58	-1.02 pts
7	Romania	3.87	-0.66 pts
8	Hungary	3.57	-0.38 pts
9	Italy	3.35	-1.01 pts
10	Spain	2.92	+0.06 pts
11	Poland	2.85	-0.87 pts
12	Ireland	2.48	-0.88 pts
13	Latvia	2.47	-0.62 pts
14	France	2.17	-0.22 pts
15	Denmark	2.15	-0.35 pts
16	Slovakia	2.12	-0.45 pts
17	Austria	2.08	-0.3 pts
18	Slovenia	2.06	-0.96 pts
19	Belgium	2.03	-0.04 pts
20	Netherlands	1.72	-0.15 pts
21	Czechia	1.7	-0.21 pts
22	Finland	1.47	+0.02 pts
23	Luxembourg	1.25	+0.23 pts
24	Estonia	1.09	-0.56 pts
25	Lithuania	0.51	-0.46 pts
26	Sweden	0.42	-0.1 pts

Other periods

About this ranking

Nonperforming loans as a percentage of total gross loans. A loan is nonperforming when it is at least 90 days overdue or is unlikely to be repaid in full without realizing collateral.

Compiled by WDI from IMF Financial Soundness Indicators. Reporting methods can differ across countries and years. The latest year varies by country, and missing World values remain absent.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for 2021 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS) (EU countries by bank nonperforming loans, 2021) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FB.AST.NPER.ZS

MLA 9

Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS), EU countries by bank nonperforming loans, 2021. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries?period=2021. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). EU countries by bank nonperforming loans, 2021. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Also distributed by Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries?period=2021.

Harvard

World Bank (2026) Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS), EU countries by bank nonperforming loans, 2021 [Dataset]. Available at: https://data.worldbank.org/indicator/FB.AST.NPER.ZS, via Invokely: https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries?period=2021 (Accessed: 12 October 2026).

BibTeX

@misc{world_eu_countries_by_bank_2021,
  author = {{World Bank}},
  title = {{Bank nonperforming loans to total gross loans (\%) (FB.AST.NPER.ZS): EU countries by bank nonperforming loans, 2021}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FB.AST.NPER.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries?period=2021. Publisher attribution: World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (\%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}

RIS

TY  - DATA
AU  - World Bank
TI  - Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS): EU countries by bank nonperforming loans, 2021
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FB.AST.NPER.ZS
L2  - https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries?period=2021
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries?period=2021.
N1  - Publisher attribution: World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -

Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Embed code

<iframe src="https://invokely.ai/embed/rankings/bank-nonperforming-loans/eu-countries?period=2021" width="760" height="500" title="EU countries by bank nonperforming loans, 2021, chart from Invokely" loading="lazy" style="border:0;width:100%;max-width:760px" referrerpolicy="strict-origin-when-cross-origin"></iframe>

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by bank nonperforming loans using official data, and cite the source.

rank_places {"indicator":"bank_nonperforming_loans_share","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=bank_nonperforming_loans_share&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest bank nonperforming loans?

Greece, with 11.88% in 2021, according to the World Bank.

Which EU country has the lowest bank nonperforming loans?

Sweden, with 0.42% in 2021.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Retrieved 2026-10-12. 1 EU countries have no value for 2021 and are not ranked.

Bank nonperforming loans: other rankings

Countries