EU countries by bank nonperforming loans

Greece had the highest bank nonperforming loans of 26 EU countries in 2016, at 37.36%. Luxembourg had the lowest, at 0.9%. The median was 4.62%. Source: the World Bank.

Highest37.36Greece

Lowest0.9Luxembourg

Median4.6226 EU countries

Map of EU countries, 2016

Under 2.5
2.5 to 3.9
3.9 to 5.3
5.3 to 13
13 and over
No data

%, 2016. Hatched areas have no value for this period. Source: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Boundaries: Natural Earth (public domain).

All EU countries, 2016

%. Source: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2016 (%)	Change on 2015
1	Greece	37.36	+1.65 pts
2	Cyprus	36.7	-11.05 pts
3	Portugal	17.28	-0.4 pts
4	Italy	17.12	-0.95 pts
5	Croatia	15.04	-3.13 pts
6	Bulgaria	13.17	-1.44 pts
7	Ireland	12.63	-4.29 pts
8	Romania	11.38	-4.75 pts
9	Hungary	7.42	-4.24 pts
10	Latvia	6.26	+1.61 pts
11	Malta	5.29	-1.8 pts
12	Slovenia	5.07	-4.89 pts
13	Spain	4.72	-0.37 pts
14	Czechia	4.52	-0.92 pts
15	Slovakia	4.35	-0.36 pts
16	Poland	3.93	-0.23 pts
17	Lithuania	3.66	-1.29 pts
18	France	3.5	-0.02 pts
19	Belgium	3.48	-0.37 pts
20	Austria	2.7	-0.7 pts
21	Netherlands	2.54	-0.17 pts
22	Denmark	2.39	-0.89 pts
23	Estonia	2.18	-0.59 pts
24	Sweden	1.06	n/a
25	Finland	1.05	+0.12 pts
26	Luxembourg	0.9	n/a

Other periods

About this ranking

Nonperforming loans as a percentage of total gross loans. A loan is nonperforming when it is at least 90 days overdue or is unlikely to be repaid in full without realizing collateral.

Compiled by WDI from IMF Financial Soundness Indicators. Reporting methods can differ across countries and years. The latest year varies by country, and missing World values remain absent.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for 2016 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS) (EU countries by bank nonperforming loans, 2016) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FB.AST.NPER.ZS

MLA 9

Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS), EU countries by bank nonperforming loans, 2016. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries?period=2016. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). EU countries by bank nonperforming loans, 2016. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Also distributed by Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries?period=2016.

Harvard

World Bank (2026) Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS), EU countries by bank nonperforming loans, 2016 [Dataset]. Available at: https://data.worldbank.org/indicator/FB.AST.NPER.ZS, via Invokely: https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries?period=2016 (Accessed: 12 October 2026).

BibTeX

@misc{world_eu_countries_by_bank_2016,
  author = {{World Bank}},
  title = {{Bank nonperforming loans to total gross loans (\%) (FB.AST.NPER.ZS): EU countries by bank nonperforming loans, 2016}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FB.AST.NPER.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries?period=2016. Publisher attribution: World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (\%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}

RIS

TY  - DATA
AU  - World Bank
TI  - Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS): EU countries by bank nonperforming loans, 2016
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FB.AST.NPER.ZS
L2  - https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries?period=2016
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/bank-nonperforming-loans/eu-countries?period=2016.
N1  - Publisher attribution: World Bank, World Development Indicators. Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). https://data.worldbank.org/indicator/FB.AST.NPER.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -

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Questions

Which EU country has the highest bank nonperforming loans?

Greece, with 37.36% in 2016, according to the World Bank.

Which EU country has the lowest bank nonperforming loans?

Luxembourg, with 0.9% in 2016.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Bank nonperforming loans to total gross loans (%) (FB.AST.NPER.ZS). Retrieved 2026-10-12. 1 EU countries have no value for 2016 and are not ranked.

Bank nonperforming loans: other rankings

Countries