Data / Rankings / MFI household deposit balances / EU countries

EU countries by MFI household deposit balances, August 2026

Germany had the highest MFI household deposit balances of 21 EU countries in August 2026, at €3.03 trillion. Latvia had the lowest, at €13.56 billion. The median was €122.14 billion. Source: the European Central Bank.

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Highest3,029,797Germany
Lowest13,557Latvia
Median122,14221 EU countries

Map of EU countries, August 2026

Austria: 332,557 EUR millionBelgium: 465,146 EUR millionBulgaria: 57,686.9 EUR millionCyprus: 31,839 EUR millionGermany: 3,029,797 EUR millionEstonia: 18,551 EUR millionSpain: 1,113,036 EUR millionFinland: 122,142 EUR millionFrance: 1,967,876 EUR millionGreece: 158,094 EUR millionCroatia: 44,795 EUR millionIreland: 180,728 EUR millionItaly: 1,304,124 EUR millionLithuania: 37,185 EUR millionLuxembourg: 82,847 EUR millionLatvia: 13,557 EUR millionMalta: 22,587.7 EUR millionNetherlands: 675,675 EUR millionPortugal: 209,267.16 EUR millionSlovenia: 30,760.6 EUR millionSlovakia: 54,023.17 EUR million
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EUR million, August 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, August 2026

Germany: 3,029,797 EUR millionGermany3,029,797France: 1,967,876 EUR millionFrance1,967,876Italy: 1,304,124 EUR millionItaly1,304,124Spain: 1,113,036 EUR millionSpain1,113,036Netherlands: 675,675 EUR millionNetherlands675,675Belgium: 465,146 EUR millionBelgium465,146Austria: 332,557 EUR millionAustria332,557Portugal: 209,267.16 EUR millionPortugal209,267.16Ireland: 180,728 EUR millionIreland180,728Greece: 158,094 EUR millionGreece158,094Finland: 122,142 EUR millionFinland122,142Luxembourg: 82,847 EUR millionLuxembourg82,847Bulgaria: 57,686.9 EUR millionBulgaria57,686.9Slovakia: 54,023.17 EUR millionSlovakia54,023.17Croatia: 44,795 EUR millionCroatia44,795Lithuania: 37,185 EUR millionLithuania37,185Cyprus: 31,839 EUR millionCyprus31,839Slovenia: 30,760.6 EUR millionSlovenia30,760.6Malta: 22,587.7 EUR millionMalta22,587.7Estonia: 18,551 EUR millionEstonia18,551Latvia: 13,557 EUR millionLatvia13,557Germany: 3,029,797 EUR millionGermany3,029,797France: 1,967,876 EUR millionFrance1,967,876Italy: 1,304,124 EUR millionItaly1,304,124Spain: 1,113,036 EUR millionSpain1,113,036Netherlands: 675,675 EUR millionNetherlands675,675Belgium: 465,146 EUR millionBelgium465,146Austria: 332,557 EUR millionAustria332,557Portugal: 209,267.16 EUR millionPortugal209,267.16Ireland: 180,728 EUR millionIreland180,728Greece: 158,094 EUR millionGreece158,094Finland: 122,142 EUR millionFinland122,142Luxembourg: 82,847 EUR millionLuxembourg82,847Bulgaria: 57,686.9 EUR millionBulgaria57,686.9Slovakia: 54,023.17 EUR millionSlovakia54,023.17Croatia: 44,795 EUR millionCroatia44,795Lithuania: 37,185 EUR millionLithuania37,185Cyprus: 31,839 EUR millionCyprus31,839Slovenia: 30,760.6 EUR millionSlovenia30,760.6Malta: 22,587.7 EUR millionMalta22,587.7Estonia: 18,551 EUR millionEstonia18,551Latvia: 13,557 EUR millionLatvia13,557
EUR million. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesAugust 2026
EUR million		Change on August 2025
1Germany Provisional3,029,797+2.7%
2France Provisional1,967,876+0.5%
3Italy Provisional1,304,124+1.2%
4Spain Provisional1,113,036+3.1%
5Netherlands Provisional675,675+5.4%
6Belgium Provisional465,146+1.6%
7Austria Provisional332,557+1.2%
8Portugal Provisional209,267.16+3.7%
9Ireland Provisional180,728+5.9%
10Greece Provisional158,094+3.8%
11Finland Provisional122,142+2%
12Luxembourg Provisional82,847+4.4%
13Bulgaria Provisional57,686.9+17.2%
14Slovakia Provisional54,023.17+4.7%
15Croatia Provisional44,795+5.5%
16Lithuania Provisional37,185+17.9%
17Cyprus Provisional31,839+4.2%
18Slovenia Provisional30,760.6+5.2%
19Malta Provisional22,587.7+8.1%
20Estonia Provisional18,551+6.4%
21Latvia Provisional13,557+9.6%

Other periods

About this ranking

End-of-month stock of deposits placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E) (EU countries by MFI household deposit balances, 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). EU countries by MFI household deposit balances, 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries.

Harvard

European Central Bank (no date) ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries. Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household deposit balances?

Germany, with €3.03 trillion in August 2026, according to the European Central Bank.

Which EU country has the lowest MFI household deposit balances?

Latvia, with €13.56 billion in August 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

EU countries: more rankings