Data / Rankings / MFI household deposit balances / EU countries

EU countries by MFI household deposit balances

Germany had the highest MFI household deposit balances of 21 EU countries in May 2026, at €3.03 trillion. Latvia had the lowest, at €13.26 billion. The median was €122.64 billion. Source: the European Central Bank.

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Highest3,025,781Germany
Lowest13,256Latvia
Median122,63921 EU countries

Map of EU countries, May 2026

Austria: 334,830 EUR millionBelgium: 470,086 EUR millionBulgaria: 56,791.85 EUR millionCyprus: 31,601 EUR millionGermany: 3,025,781 EUR millionEstonia: 18,192 EUR millionSpain: 1,115,647 EUR millionFinland: 122,639 EUR millionFrance: 1,959,924 EUR millionGreece: 156,172 EUR millionCroatia: 42,909 EUR millionIreland: 178,435 EUR millionItaly: 1,317,189 EUR millionLithuania: 36,335 EUR millionLuxembourg: 83,000 EUR millionLatvia: 13,256 EUR millionMalta: 22,178.85 EUR millionNetherlands: 680,812 EUR millionPortugal: 208,170.28 EUR millionSlovenia: 30,440.83 EUR millionSlovakia: 53,990.27 EUR million
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EUR million, May 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, May 2026

Germany: 3,025,781 EUR millionGermany3,025,781France: 1,959,924 EUR millionFrance1,959,924Italy: 1,317,189 EUR millionItaly1,317,189Spain: 1,115,647 EUR millionSpain1,115,647Netherlands: 680,812 EUR millionNetherlands680,812Belgium: 470,086 EUR millionBelgium470,086Austria: 334,830 EUR millionAustria334,830Portugal: 208,170.28 EUR millionPortugal208,170.28Ireland: 178,435 EUR millionIreland178,435Greece: 156,172 EUR millionGreece156,172Finland: 122,639 EUR millionFinland122,639Luxembourg: 83,000 EUR millionLuxembourg83,000Bulgaria: 56,791.85 EUR millionBulgaria56,791.85Slovakia: 53,990.27 EUR millionSlovakia53,990.27Croatia: 42,909 EUR millionCroatia42,909Lithuania: 36,335 EUR millionLithuania36,335Cyprus: 31,601 EUR millionCyprus31,601Slovenia: 30,440.83 EUR millionSlovenia30,440.83Malta: 22,178.85 EUR millionMalta22,178.85Estonia: 18,192 EUR millionEstonia18,192Latvia: 13,256 EUR millionLatvia13,256Germany: 3,025,781 EUR millionGermany3,025,781France: 1,959,924 EUR millionFrance1,959,924Italy: 1,317,189 EUR millionItaly1,317,189Spain: 1,115,647 EUR millionSpain1,115,647Netherlands: 680,812 EUR millionNetherlands680,812Belgium: 470,086 EUR millionBelgium470,086Austria: 334,830 EUR millionAustria334,830Portugal: 208,170.28 EUR millionPortugal208,170.28Ireland: 178,435 EUR millionIreland178,435Greece: 156,172 EUR millionGreece156,172Finland: 122,639 EUR millionFinland122,639Luxembourg: 83,000 EUR millionLuxembourg83,000Bulgaria: 56,791.85 EUR millionBulgaria56,791.85Slovakia: 53,990.27 EUR millionSlovakia53,990.27Croatia: 42,909 EUR millionCroatia42,909Lithuania: 36,335 EUR millionLithuania36,335Cyprus: 31,601 EUR millionCyprus31,601Slovenia: 30,440.83 EUR millionSlovenia30,440.83Malta: 22,178.85 EUR millionMalta22,178.85Estonia: 18,192 EUR millionEstonia18,192Latvia: 13,256 EUR millionLatvia13,256
EUR million. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesMay 2026
EUR million		Change on May 2025
1Germany3,025,781+3.1%
2France1,959,924+0.5%
3Italy1,317,189+2.7%
4Spain1,115,647+4.4%
5Netherlands680,812+6.3%
6Belgium470,086+2.4%
7Austria334,830+0.3%
8Portugal208,170.28+4.6%
9Ireland178,435+6.2%
10Greece156,172+4.1%
11Finland122,639+3.5%
12Luxembourg83,000+4.5%
13Bulgaria56,791.85+19.2%
14Slovakia53,990.27+5.4%
15Croatia42,909+5.2%
16Lithuania36,335+17%
17Cyprus31,601+2.6%
18Slovenia30,440.83+5.2%
19Malta22,178.85+7.4%
20Estonia18,192+7.2%
21Latvia13,256+8.8%

Other periods

About this ranking

End-of-month stock of deposits placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E) (EU countries by MFI household deposit balances, 2026-05) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2026-05. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-05. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). EU countries by MFI household deposit balances, 2026-05. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-05.

Harvard

European Central Bank (no date) ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2026-05 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-05 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2026-05}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-05. Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2026-05
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-05
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-05.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household deposit balances?

Germany, with €3.03 trillion in May 2026, according to the European Central Bank.

Which EU country has the lowest MFI household deposit balances?

Latvia, with €13.26 billion in May 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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