Data / Rankings / MFI household deposit balances / EU countries

EU countries by MFI household deposit balances

Germany had the highest MFI household deposit balances of 21 EU countries in October 2025, at €2.95 trillion. Latvia had the lowest, at €12.56 billion. The median was €119.42 billion. Source: the European Central Bank.

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Highest2,950,308Germany
Lowest12,557Latvia
Median119,42321 EU countries

Map of EU countries, October 2025

Austria: 334,975 EUR millionBelgium: 455,204 EUR millionBulgaria: 50,548.7 EUR millionCyprus: 30,627 EUR millionGermany: 2,950,308 EUR millionEstonia: 17,474 EUR millionSpain: 1,076,567 EUR millionFinland: 119,423 EUR millionFrance: 1,933,201 EUR millionGreece: 152,523 EUR millionCroatia: 42,372 EUR millionIreland: 172,859 EUR millionItaly: 1,284,951 EUR millionLithuania: 32,285 EUR millionLuxembourg: 79,205 EUR millionLatvia: 12,557 EUR millionMalta: 21,123.44 EUR millionNetherlands: 643,992 EUR millionPortugal: 202,455.02 EUR millionSlovenia: 29,225.09 EUR millionSlovakia: 51,771.52 EUR million
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EUR million, October 2025. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, October 2025

Germany: 2,950,308 EUR millionGermany2,950,308France: 1,933,201 EUR millionFrance1,933,201Italy: 1,284,951 EUR millionItaly1,284,951Spain: 1,076,567 EUR millionSpain1,076,567Netherlands: 643,992 EUR millionNetherlands643,992Belgium: 455,204 EUR millionBelgium455,204Austria: 334,975 EUR millionAustria334,975Portugal: 202,455.02 EUR millionPortugal202,455.02Ireland: 172,859 EUR millionIreland172,859Greece: 152,523 EUR millionGreece152,523Finland: 119,423 EUR millionFinland119,423Luxembourg: 79,205 EUR millionLuxembourg79,205Slovakia: 51,771.52 EUR millionSlovakia51,771.52Bulgaria: 50,548.7 EUR millionBulgaria50,548.7Croatia: 42,372 EUR millionCroatia42,372Lithuania: 32,285 EUR millionLithuania32,285Cyprus: 30,627 EUR millionCyprus30,627Slovenia: 29,225.09 EUR millionSlovenia29,225.09Malta: 21,123.44 EUR millionMalta21,123.44Estonia: 17,474 EUR millionEstonia17,474Latvia: 12,557 EUR millionLatvia12,557Germany: 2,950,308 EUR millionGermany2,950,308France: 1,933,201 EUR millionFrance1,933,201Italy: 1,284,951 EUR millionItaly1,284,951Spain: 1,076,567 EUR millionSpain1,076,567Netherlands: 643,992 EUR millionNetherlands643,992Belgium: 455,204 EUR millionBelgium455,204Austria: 334,975 EUR millionAustria334,975Portugal: 202,455.02 EUR millionPortugal202,455.02Ireland: 172,859 EUR millionIreland172,859Greece: 152,523 EUR millionGreece152,523Finland: 119,423 EUR millionFinland119,423Luxembourg: 79,205 EUR millionLuxembourg79,205Slovakia: 51,771.52 EUR millionSlovakia51,771.52Bulgaria: 50,548.7 EUR millionBulgaria50,548.7Croatia: 42,372 EUR millionCroatia42,372Lithuania: 32,285 EUR millionLithuania32,285Cyprus: 30,627 EUR millionCyprus30,627Slovenia: 29,225.09 EUR millionSlovenia29,225.09Malta: 21,123.44 EUR millionMalta21,123.44Estonia: 17,474 EUR millionEstonia17,474Latvia: 12,557 EUR millionLatvia12,557
EUR million. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesOctober 2025
EUR million		Change on October 2024
1Germany2,950,308+3.1%
2France1,933,201+0.6%
3Italy1,284,951+2.6%
4Spain1,076,567+4.8%
5Netherlands643,992+6.1%
6Belgium455,204+2.4%
7Austria334,975+3.4%
8Portugal202,455.02+4.3%
9Ireland172,859+6.8%
10Greece152,523+2.9%
11Finland119,423+4.1%
12Luxembourg79,205+3.2%
13Slovakia51,771.52+5.5%
14Bulgaria50,548.7+13.7%
15Croatia42,372+7%
16Lithuania32,285+11.9%
17Cyprus30,627+4.1%
18Slovenia29,225.09+5.7%
19Malta21,123.44+6.9%
20Estonia17,474+8.5%
21Latvia12,557+9.4%

Other periods

About this ranking

End-of-month stock of deposits placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E) (EU countries by MFI household deposit balances, 2025-10) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2025-10. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2025-10. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). EU countries by MFI household deposit balances, 2025-10. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2025-10.

Harvard

European Central Bank (no date) ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2025-10 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2025-10 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2025-10}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2025-10. Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2025-10
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2025-10
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2025-10.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household deposit balances?

Germany, with €2.95 trillion in October 2025, according to the European Central Bank.

Which EU country has the lowest MFI household deposit balances?

Latvia, with €12.56 billion in October 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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