Data / Rankings / MFI household deposit balances / EU countries

EU countries by MFI household deposit balances

Germany had the highest MFI household deposit balances of 21 EU countries in September 2025, at €2.94 trillion. Latvia had the lowest, at €12.46 billion. The median was €119.68 billion. Source: the European Central Bank.

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Highest2,940,122Germany
Lowest12,458Latvia
Median119,68421 EU countries

Map of EU countries, September 2025

Austria: 327,646 EUR millionBelgium: 457,950 EUR millionBulgaria: 49,666.58 EUR millionCyprus: 30,523 EUR millionGermany: 2,940,122 EUR millionEstonia: 17,485 EUR millionSpain: 1,078,336 EUR millionFinland: 119,684 EUR millionFrance: 1,951,017 EUR millionGreece: 152,196 EUR millionCroatia: 42,370 EUR millionIreland: 170,868 EUR millionItaly: 1,290,403 EUR millionLithuania: 31,812 EUR millionLuxembourg: 79,106 EUR millionLatvia: 12,458 EUR millionMalta: 20,991.98 EUR millionNetherlands: 641,622 EUR millionPortugal: 202,039.65 EUR millionSlovenia: 29,233.06 EUR millionSlovakia: 51,608.76 EUR million
  • Under 30K
  • 30K to 50K
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  • 170K to 640K
  • 640K and over
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EUR million, September 2025. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, September 2025

Germany: 2,940,122 EUR millionGermany2,940,122France: 1,951,017 EUR millionFrance1,951,017Italy: 1,290,403 EUR millionItaly1,290,403Spain: 1,078,336 EUR millionSpain1,078,336Netherlands: 641,622 EUR millionNetherlands641,622Belgium: 457,950 EUR millionBelgium457,950Austria: 327,646 EUR millionAustria327,646Portugal: 202,039.65 EUR millionPortugal202,039.65Ireland: 170,868 EUR millionIreland170,868Greece: 152,196 EUR millionGreece152,196Finland: 119,684 EUR millionFinland119,684Luxembourg: 79,106 EUR millionLuxembourg79,106Slovakia: 51,608.76 EUR millionSlovakia51,608.76Bulgaria: 49,666.58 EUR millionBulgaria49,666.58Croatia: 42,370 EUR millionCroatia42,370Lithuania: 31,812 EUR millionLithuania31,812Cyprus: 30,523 EUR millionCyprus30,523Slovenia: 29,233.06 EUR millionSlovenia29,233.06Malta: 20,991.98 EUR millionMalta20,991.98Estonia: 17,485 EUR millionEstonia17,485Latvia: 12,458 EUR millionLatvia12,458Germany: 2,940,122 EUR millionGermany2,940,122France: 1,951,017 EUR millionFrance1,951,017Italy: 1,290,403 EUR millionItaly1,290,403Spain: 1,078,336 EUR millionSpain1,078,336Netherlands: 641,622 EUR millionNetherlands641,622Belgium: 457,950 EUR millionBelgium457,950Austria: 327,646 EUR millionAustria327,646Portugal: 202,039.65 EUR millionPortugal202,039.65Ireland: 170,868 EUR millionIreland170,868Greece: 152,196 EUR millionGreece152,196Finland: 119,684 EUR millionFinland119,684Luxembourg: 79,106 EUR millionLuxembourg79,106Slovakia: 51,608.76 EUR millionSlovakia51,608.76Bulgaria: 49,666.58 EUR millionBulgaria49,666.58Croatia: 42,370 EUR millionCroatia42,370Lithuania: 31,812 EUR millionLithuania31,812Cyprus: 30,523 EUR millionCyprus30,523Slovenia: 29,233.06 EUR millionSlovenia29,233.06Malta: 20,991.98 EUR millionMalta20,991.98Estonia: 17,485 EUR millionEstonia17,485Latvia: 12,458 EUR millionLatvia12,458
EUR million. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesSeptember 2025
EUR million		Change on September 2024
1Germany2,940,122+3.1%
2France1,951,017+0.5%
3Italy1,290,403+3%
4Spain1,078,336+5%
5Netherlands641,622+6%
6Belgium457,950+2.9%
7Austria327,646+3.6%
8Portugal202,039.65+4.7%
9Ireland170,868+7.9%
10Greece152,196+2.7%
11Finland119,684+4.1%
12Luxembourg79,106+4%
13Slovakia51,608.76+5.7%
14Bulgaria49,666.58+13%
15Croatia42,370+7.6%
16Lithuania31,812+12.8%
17Cyprus30,523+4.1%
18Slovenia29,233.06+5.4%
19Malta20,991.98+6.6%
20Estonia17,485+10.5%
21Latvia12,458+9.2%

Other periods

About this ranking

End-of-month stock of deposits placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E) (EU countries by MFI household deposit balances, 2025-09) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2025-09. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2025-09. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). EU countries by MFI household deposit balances, 2025-09. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2025-09.

Harvard

European Central Bank (no date) ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2025-09 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2025-09 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2025-09}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2025-09. Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2025-09
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2025-09
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2025-09.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household deposit balances?

Germany, with €2.94 trillion in September 2025, according to the European Central Bank.

Which EU country has the lowest MFI household deposit balances?

Latvia, with €12.46 billion in September 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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