Data / Rankings / MFI household deposit balances / EU countries

EU countries by MFI household deposit balances

Germany had the highest MFI household deposit balances of 21 EU countries in March 2026, at €3 trillion. Latvia had the lowest, at €13.13 billion. The median was €120.29 billion. Source: the European Central Bank.

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Highest2,996,511Germany
Lowest13,128Latvia
Median120,29321 EU countries

Map of EU countries, March 2026

Austria: 333,287 EUR millionBelgium: 462,215 EUR millionBulgaria: 56,147.45 EUR millionCyprus: 31,331 EUR millionGermany: 2,996,511 EUR millionEstonia: 18,072 EUR millionSpain: 1,110,532 EUR millionFinland: 120,293 EUR millionFrance: 1,948,021 EUR millionGreece: 155,054 EUR millionCroatia: 42,767 EUR millionIreland: 175,055 EUR millionItaly: 1,307,088 EUR millionLithuania: 34,191 EUR millionLuxembourg: 82,610 EUR millionLatvia: 13,128 EUR millionMalta: 22,085.66 EUR millionNetherlands: 663,307 EUR millionPortugal: 206,788.11 EUR millionSlovenia: 29,984.89 EUR millionSlovakia: 53,140.48 EUR million
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EUR million, March 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, March 2026

Germany: 2,996,511 EUR millionGermany2,996,511France: 1,948,021 EUR millionFrance1,948,021Italy: 1,307,088 EUR millionItaly1,307,088Spain: 1,110,532 EUR millionSpain1,110,532Netherlands: 663,307 EUR millionNetherlands663,307Belgium: 462,215 EUR millionBelgium462,215Austria: 333,287 EUR millionAustria333,287Portugal: 206,788.11 EUR millionPortugal206,788.11Ireland: 175,055 EUR millionIreland175,055Greece: 155,054 EUR millionGreece155,054Finland: 120,293 EUR millionFinland120,293Luxembourg: 82,610 EUR millionLuxembourg82,610Bulgaria: 56,147.45 EUR millionBulgaria56,147.45Slovakia: 53,140.48 EUR millionSlovakia53,140.48Croatia: 42,767 EUR millionCroatia42,767Lithuania: 34,191 EUR millionLithuania34,191Cyprus: 31,331 EUR millionCyprus31,331Slovenia: 29,984.89 EUR millionSlovenia29,984.89Malta: 22,085.66 EUR millionMalta22,085.66Estonia: 18,072 EUR millionEstonia18,072Latvia: 13,128 EUR millionLatvia13,128Germany: 2,996,511 EUR millionGermany2,996,511France: 1,948,021 EUR millionFrance1,948,021Italy: 1,307,088 EUR millionItaly1,307,088Spain: 1,110,532 EUR millionSpain1,110,532Netherlands: 663,307 EUR millionNetherlands663,307Belgium: 462,215 EUR millionBelgium462,215Austria: 333,287 EUR millionAustria333,287Portugal: 206,788.11 EUR millionPortugal206,788.11Ireland: 175,055 EUR millionIreland175,055Greece: 155,054 EUR millionGreece155,054Finland: 120,293 EUR millionFinland120,293Luxembourg: 82,610 EUR millionLuxembourg82,610Bulgaria: 56,147.45 EUR millionBulgaria56,147.45Slovakia: 53,140.48 EUR millionSlovakia53,140.48Croatia: 42,767 EUR millionCroatia42,767Lithuania: 34,191 EUR millionLithuania34,191Cyprus: 31,331 EUR millionCyprus31,331Slovenia: 29,984.89 EUR millionSlovenia29,984.89Malta: 22,085.66 EUR millionMalta22,085.66Estonia: 18,072 EUR millionEstonia18,072Latvia: 13,128 EUR millionLatvia13,128
EUR million. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesMarch 2026
EUR million		Change on March 2025
1Germany2,996,511+3.1%
2France1,948,021+0.1%
3Italy1,307,088+2.8%
4Spain1,110,532+4.9%
5Netherlands663,307+6.5%
6Belgium462,215+2.4%
7Austria333,287+2.3%
8Portugal206,788.11+4.7%
9Ireland175,055+6.1%
10Greece155,054+3.4%
11Finland120,293+3.2%
12Luxembourg82,610+5%
13Bulgaria56,147.45+19.8%
14Slovakia53,140.48+4.3%
15Croatia42,767+5.4%
16Lithuania34,191+12.2%
17Cyprus31,331+2.8%
18Slovenia29,984.89+6.7%
19Malta22,085.66+7.8%
20Estonia18,072+8.1%
21Latvia13,128+9.6%

Other periods

About this ranking

End-of-month stock of deposits placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E) (EU countries by MFI household deposit balances, 2026-03) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2026-03. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-03. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). EU countries by MFI household deposit balances, 2026-03. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-03.

Harvard

European Central Bank (no date) ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2026-03 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-03 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2026-03}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-03. Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2026-03
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-03
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-03.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household deposit balances?

Germany, with €3 trillion in March 2026, according to the European Central Bank.

Which EU country has the lowest MFI household deposit balances?

Latvia, with €13.13 billion in March 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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