Data / Rankings / MFI household deposit balances / EU countries

EU countries by MFI household deposit balances

Germany had the highest MFI household deposit balances of 21 EU countries in April 2026, at €3.01 trillion. Latvia had the lowest, at €13.26 billion. The median was €121.75 billion. Source: the European Central Bank.

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Highest3,012,380Germany
Lowest13,257Latvia
Median121,75021 EU countries

Map of EU countries, April 2026

Austria: 340,896 EUR millionBelgium: 463,002 EUR millionBulgaria: 56,544.89 EUR millionCyprus: 31,438 EUR millionGermany: 3,012,380 EUR millionEstonia: 18,093 EUR millionSpain: 1,111,157 EUR millionFinland: 121,750 EUR millionFrance: 1,959,469 EUR millionGreece: 155,811 EUR millionCroatia: 42,811 EUR millionIreland: 177,469 EUR millionItaly: 1,310,662 EUR millionLithuania: 36,571 EUR millionLuxembourg: 83,047 EUR millionLatvia: 13,257 EUR millionMalta: 22,060 EUR millionNetherlands: 665,752 EUR millionPortugal: 207,762.13 EUR millionSlovenia: 30,115.04 EUR millionSlovakia: 54,044.4 EUR million
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EUR million, April 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, April 2026

Germany: 3,012,380 EUR millionGermany3,012,380France: 1,959,469 EUR millionFrance1,959,469Italy: 1,310,662 EUR millionItaly1,310,662Spain: 1,111,157 EUR millionSpain1,111,157Netherlands: 665,752 EUR millionNetherlands665,752Belgium: 463,002 EUR millionBelgium463,002Austria: 340,896 EUR millionAustria340,896Portugal: 207,762.13 EUR millionPortugal207,762.13Ireland: 177,469 EUR millionIreland177,469Greece: 155,811 EUR millionGreece155,811Finland: 121,750 EUR millionFinland121,750Luxembourg: 83,047 EUR millionLuxembourg83,047Bulgaria: 56,544.89 EUR millionBulgaria56,544.89Slovakia: 54,044.4 EUR millionSlovakia54,044.4Croatia: 42,811 EUR millionCroatia42,811Lithuania: 36,571 EUR millionLithuania36,571Cyprus: 31,438 EUR millionCyprus31,438Slovenia: 30,115.04 EUR millionSlovenia30,115.04Malta: 22,060 EUR millionMalta22,060Estonia: 18,093 EUR millionEstonia18,093Latvia: 13,257 EUR millionLatvia13,257Germany: 3,012,380 EUR millionGermany3,012,380France: 1,959,469 EUR millionFrance1,959,469Italy: 1,310,662 EUR millionItaly1,310,662Spain: 1,111,157 EUR millionSpain1,111,157Netherlands: 665,752 EUR millionNetherlands665,752Belgium: 463,002 EUR millionBelgium463,002Austria: 340,896 EUR millionAustria340,896Portugal: 207,762.13 EUR millionPortugal207,762.13Ireland: 177,469 EUR millionIreland177,469Greece: 155,811 EUR millionGreece155,811Finland: 121,750 EUR millionFinland121,750Luxembourg: 83,047 EUR millionLuxembourg83,047Bulgaria: 56,544.89 EUR millionBulgaria56,544.89Slovakia: 54,044.4 EUR millionSlovakia54,044.4Croatia: 42,811 EUR millionCroatia42,811Lithuania: 36,571 EUR millionLithuania36,571Cyprus: 31,438 EUR millionCyprus31,438Slovenia: 30,115.04 EUR millionSlovenia30,115.04Malta: 22,060 EUR millionMalta22,060Estonia: 18,093 EUR millionEstonia18,093Latvia: 13,257 EUR millionLatvia13,257
EUR million. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesApril 2026
EUR million		Change on April 2025
1Germany3,012,380+3%
2France1,959,469+0.6%
3Italy1,310,662+3.1%
4Spain1,111,157+4.7%
5Netherlands665,752+6.6%
6Belgium463,002+2.4%
7Austria340,896+2.1%
8Portugal207,762.13+4.9%
9Ireland177,469+6.5%
10Greece155,811+4.1%
11Finland121,750+3.4%
12Luxembourg83,047+5.5%
13Bulgaria56,544.89+19.8%
14Slovakia54,044.4+5.5%
15Croatia42,811+5.2%
16Lithuania36,571+18.9%
17Cyprus31,438+2.6%
18Slovenia30,115.04+6.6%
19Malta22,060+6.9%
20Estonia18,093+7.1%
21Latvia13,257+9.3%

Other periods

About this ranking

End-of-month stock of deposits placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E) (EU countries by MFI household deposit balances, 2026-04) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2026-04. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-04. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). EU countries by MFI household deposit balances, 2026-04. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-04.

Harvard

European Central Bank (no date) ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2026-04 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-04 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2026-04}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-04. Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2026-04
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-04
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-04.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household deposit balances?

Germany, with €3.01 trillion in April 2026, according to the European Central Bank.

Which EU country has the lowest MFI household deposit balances?

Latvia, with €13.26 billion in April 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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