Data / Rankings / MFI household deposit balances / EU countries

EU countries by MFI household deposit balances

Germany had the highest MFI household deposit balances of 21 EU countries in July 2026, at €3.03 trillion. Latvia had the lowest, at €13.53 billion. The median was €122.47 billion. Source: the European Central Bank.

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Highest3,027,025Germany
Lowest13,531Latvia
Median122,46921 EU countries

Map of EU countries, July 2026

Austria: 340,031 EUR millionBelgium: 468,502 EUR millionBulgaria: 57,331.85 EUR millionCyprus: 31,845 EUR millionGermany: 3,027,025 EUR millionEstonia: 18,452 EUR millionSpain: 1,118,075 EUR millionFinland: 122,469 EUR millionFrance: 1,975,306 EUR millionGreece: 157,510 EUR millionCroatia: 44,310 EUR millionIreland: 180,209 EUR millionItaly: 1,302,817 EUR millionLithuania: 37,330 EUR millionLuxembourg: 82,895 EUR millionLatvia: 13,531 EUR millionMalta: 22,389.97 EUR millionNetherlands: 677,970 EUR millionPortugal: 211,993.19 EUR millionSlovenia: 30,850.25 EUR millionSlovakia: 54,136.47 EUR million
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EUR million, July 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, July 2026

Germany: 3,027,025 EUR millionGermany3,027,025France: 1,975,306 EUR millionFrance1,975,306Italy: 1,302,817 EUR millionItaly1,302,817Spain: 1,118,075 EUR millionSpain1,118,075Netherlands: 677,970 EUR millionNetherlands677,970Belgium: 468,502 EUR millionBelgium468,502Austria: 340,031 EUR millionAustria340,031Portugal: 211,993.19 EUR millionPortugal211,993.19Ireland: 180,209 EUR millionIreland180,209Greece: 157,510 EUR millionGreece157,510Finland: 122,469 EUR millionFinland122,469Luxembourg: 82,895 EUR millionLuxembourg82,895Bulgaria: 57,331.85 EUR millionBulgaria57,331.85Slovakia: 54,136.47 EUR millionSlovakia54,136.47Croatia: 44,310 EUR millionCroatia44,310Lithuania: 37,330 EUR millionLithuania37,330Cyprus: 31,845 EUR millionCyprus31,845Slovenia: 30,850.25 EUR millionSlovenia30,850.25Malta: 22,389.97 EUR millionMalta22,389.97Estonia: 18,452 EUR millionEstonia18,452Latvia: 13,531 EUR millionLatvia13,531Germany: 3,027,025 EUR millionGermany3,027,025France: 1,975,306 EUR millionFrance1,975,306Italy: 1,302,817 EUR millionItaly1,302,817Spain: 1,118,075 EUR millionSpain1,118,075Netherlands: 677,970 EUR millionNetherlands677,970Belgium: 468,502 EUR millionBelgium468,502Austria: 340,031 EUR millionAustria340,031Portugal: 211,993.19 EUR millionPortugal211,993.19Ireland: 180,209 EUR millionIreland180,209Greece: 157,510 EUR millionGreece157,510Finland: 122,469 EUR millionFinland122,469Luxembourg: 82,895 EUR millionLuxembourg82,895Bulgaria: 57,331.85 EUR millionBulgaria57,331.85Slovakia: 54,136.47 EUR millionSlovakia54,136.47Croatia: 44,310 EUR millionCroatia44,310Lithuania: 37,330 EUR millionLithuania37,330Cyprus: 31,845 EUR millionCyprus31,845Slovenia: 30,850.25 EUR millionSlovenia30,850.25Malta: 22,389.97 EUR millionMalta22,389.97Estonia: 18,452 EUR millionEstonia18,452Latvia: 13,531 EUR millionLatvia13,531
EUR million. Source: ECB, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesJuly 2026
EUR million		Change on July 2025
1Germany3,027,025+3.1%
2France1,975,306+0.7%
3Italy1,302,817+1.5%
4Spain1,118,075+3.8%
5Netherlands677,970+5.8%
6Belgium468,502+1.9%
7Austria340,031+2.9%
8Portugal211,993.19+4.5%
9Ireland180,209+6.2%
10Greece157,510+4%
11Finland122,469+2.9%
12Luxembourg82,895+4.3%
13Bulgaria57,331.85+17.7%
14Slovakia54,136.47+5%
15Croatia44,310+5.6%
16Lithuania37,330+18.2%
17Cyprus31,845+4.3%
18Slovenia30,850.25+5.4%
19Malta22,389.97+8%
20Estonia18,452+5.3%
21Latvia13,531+9.5%

Other periods

About this ranking

End-of-month stock of deposits placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E) (EU countries by MFI household deposit balances, 2026-07) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2026-07. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-07. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). EU countries by MFI household deposit balances, 2026-07. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-07.

Harvard

European Central Bank (no date) ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E), EU countries by MFI household deposit balances, 2026-07 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-07 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2026-07}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-07. Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E): EU countries by MFI household deposit balances, 2026-07
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-07
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-deposit-balances/eu-countries?period=2026-07.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household deposit balances?

Germany, with €3.03 trillion in July 2026, according to the European Central Bank.

Which EU country has the lowest MFI household deposit balances?

Latvia, with €13.53 billion in July 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household deposit balances, unadjusted end-period stock (M.<area>.N.A.L20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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