Data / Rankings / MFI household term deposit balances, maturity over 2 years / EU countries

EU countries by MFI household term deposit balances, maturity over 2 years

France had the highest MFI household term deposit balances, maturity over 2 years of 21 EU countries in November 2025, at €314.78 billion. Latvia had the lowest, at €154 million. The median was €3.23 billion. Source: the European Central Bank.

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Highest314,780France
Lowest154Latvia
Median3,22621 EU countries

Map of EU countries, November 2025

Austria: 27,020 EUR millionBelgium: 7,338 EUR millionBulgaria: 1,465.85 EUR millionCyprus: 193 EUR millionGermany: 266,113 EUR millionEstonia: 837 EUR millionSpain: 6,638 EUR millionFinland: 3,533 EUR millionFrance: 314,780 EUR millionGreece: 1,024 EUR millionCroatia: 1,924 EUR millionIreland: 1,239 EUR millionItaly: 25,341 EUR millionLithuania: 392 EUR millionLuxembourg: 3,226 EUR millionLatvia: 154 EUR millionMalta: 1,140.51 EUR millionNetherlands: 54,577 EUR millionPortugal: 3,747.84 EUR millionSlovenia: 475.58 EUR millionSlovakia: 4,319.62 EUR million
  • Under 1,000
  • 1,000 to 4,000
  • 4,000 to 25K
  • 25K and over
  • No data
EUR million, November 2025. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, November 2025

France: 314,780 EUR millionFrance314,780Germany: 266,113 EUR millionGermany266,113Netherlands: 54,577 EUR millionNetherlands54,577Austria: 27,020 EUR millionAustria27,020Italy: 25,341 EUR millionItaly25,341Belgium: 7,338 EUR millionBelgium7,338Spain: 6,638 EUR millionSpain6,638Slovakia: 4,319.62 EUR millionSlovakia4,319.62Portugal: 3,747.84 EUR millionPortugal3,747.84Finland: 3,533 EUR millionFinland3,533Luxembourg: 3,226 EUR millionLuxembourg3,226Croatia: 1,924 EUR millionCroatia1,924Bulgaria: 1,465.85 EUR millionBulgaria1,465.85Ireland: 1,239 EUR millionIreland1,239Malta: 1,140.51 EUR millionMalta1,140.51Greece: 1,024 EUR millionGreece1,024Estonia: 837 EUR millionEstonia837Slovenia: 475.58 EUR millionSlovenia475.58Lithuania: 392 EUR millionLithuania392Cyprus: 193 EUR millionCyprus193Latvia: 154 EUR millionLatvia154France: 314,780 EUR millionFrance314,780Germany: 266,113 EUR millionGermany266,113Netherlands: 54,577 EUR millionNetherlands54,577Austria: 27,020 EUR millionAustria27,020Italy: 25,341 EUR millionItaly25,341Belgium: 7,338 EUR millionBelgium7,338Spain: 6,638 EUR millionSpain6,638Slovakia: 4,319.62 EUR millionSlovakia4,319.62Portugal: 3,747.84 EUR millionPortugal3,747.84Finland: 3,533 EUR millionFinland3,533Luxembourg: 3,226 EUR millionLuxembourg3,226Croatia: 1,924 EUR millionCroatia1,924Bulgaria: 1,465.85 EUR millionBulgaria1,465.85Ireland: 1,239 EUR millionIreland1,239Malta: 1,140.51 EUR millionMalta1,140.51Greece: 1,024 EUR millionGreece1,024Estonia: 837 EUR millionEstonia837Slovenia: 475.58 EUR millionSlovenia475.58Lithuania: 392 EUR millionLithuania392Cyprus: 193 EUR millionCyprus193Latvia: 154 EUR millionLatvia154
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesNovember 2025
EUR million		Change on November 2024
1France314,780-3%
2Germany266,113+7%
3Netherlands54,577+4.8%
4Austria27,020+11.5%
5Italy25,341+2.5%
6Belgium7,338+11.2%
7Spain6,638+6.8%
8Slovakia4,319.62+0.3%
9Portugal3,747.84-4.6%
10Finland3,533+128.1%
11Luxembourg3,226+28.5%
12Croatia1,924-9.6%
13Bulgaria1,465.85+5.9%
14Ireland1,239+5.8%
15Malta1,140.51-0.4%
16Greece1,024-15%
17Estonia837+2.3%
18Slovenia475.58-8%
19Lithuania392-15.3%
20Cyprus193+4.9%
21Latvia154-30.9%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity over 2 years placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity over 2 years, 2025-11) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2025-11. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-11. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity over 2 years, 2025-11. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-11.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2025-11 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-11 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2025-11}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-11. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2025-11
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-11
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-11.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Rank EU countries by MFI household term deposit balances, maturity over 2 years using official data, and cite the source.
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Questions

Which EU country has the highest MFI household term deposit balances, maturity over 2 years?

France, with €314.78 billion in November 2025, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity over 2 years?

Latvia, with €154 million in November 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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