Data / Rankings / MFI household term deposit balances, maturity over 2 years / EU countries

EU countries by MFI household term deposit balances, maturity over 2 years

France had the highest MFI household term deposit balances, maturity over 2 years of 21 EU countries in September 2025, at €317.77 billion. Latvia had the lowest, at €152 million. The median was €3.04 billion. Source: the European Central Bank.

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Highest317,765France
Lowest152Latvia
Median3,03621 EU countries

Map of EU countries, September 2025

Austria: 26,111 EUR millionBelgium: 7,231 EUR millionBulgaria: 1,446.95 EUR millionCyprus: 190 EUR millionGermany: 262,350 EUR millionEstonia: 839 EUR millionSpain: 6,642 EUR millionFinland: 3,110 EUR millionFrance: 317,765 EUR millionGreece: 1,027 EUR millionCroatia: 1,954 EUR millionIreland: 1,229 EUR millionItaly: 25,396 EUR millionLithuania: 405 EUR millionLuxembourg: 3,036 EUR millionLatvia: 152 EUR millionMalta: 1,125.56 EUR millionNetherlands: 54,402 EUR millionPortugal: 3,776.92 EUR millionSlovenia: 485.77 EUR millionSlovakia: 4,339.98 EUR million
  • Under 1,000
  • 1,000 to 4,000
  • 4,000 to 25K
  • 25K and over
  • No data
EUR million, September 2025. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, September 2025

France: 317,765 EUR millionFrance317,765Germany: 262,350 EUR millionGermany262,350Netherlands: 54,402 EUR millionNetherlands54,402Austria: 26,111 EUR millionAustria26,111Italy: 25,396 EUR millionItaly25,396Belgium: 7,231 EUR millionBelgium7,231Spain: 6,642 EUR millionSpain6,642Slovakia: 4,339.98 EUR millionSlovakia4,339.98Portugal: 3,776.92 EUR millionPortugal3,776.92Finland: 3,110 EUR millionFinland3,110Luxembourg: 3,036 EUR millionLuxembourg3,036Croatia: 1,954 EUR millionCroatia1,954Bulgaria: 1,446.95 EUR millionBulgaria1,446.95Ireland: 1,229 EUR millionIreland1,229Malta: 1,125.56 EUR millionMalta1,125.56Greece: 1,027 EUR millionGreece1,027Estonia: 839 EUR millionEstonia839Slovenia: 485.77 EUR millionSlovenia485.77Lithuania: 405 EUR millionLithuania405Cyprus: 190 EUR millionCyprus190Latvia: 152 EUR millionLatvia152France: 317,765 EUR millionFrance317,765Germany: 262,350 EUR millionGermany262,350Netherlands: 54,402 EUR millionNetherlands54,402Austria: 26,111 EUR millionAustria26,111Italy: 25,396 EUR millionItaly25,396Belgium: 7,231 EUR millionBelgium7,231Spain: 6,642 EUR millionSpain6,642Slovakia: 4,339.98 EUR millionSlovakia4,339.98Portugal: 3,776.92 EUR millionPortugal3,776.92Finland: 3,110 EUR millionFinland3,110Luxembourg: 3,036 EUR millionLuxembourg3,036Croatia: 1,954 EUR millionCroatia1,954Bulgaria: 1,446.95 EUR millionBulgaria1,446.95Ireland: 1,229 EUR millionIreland1,229Malta: 1,125.56 EUR millionMalta1,125.56Greece: 1,027 EUR millionGreece1,027Estonia: 839 EUR millionEstonia839Slovenia: 485.77 EUR millionSlovenia485.77Lithuania: 405 EUR millionLithuania405Cyprus: 190 EUR millionCyprus190Latvia: 152 EUR millionLatvia152
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesSeptember 2025
EUR million		Change on September 2024
1France317,765-3.3%
2Germany262,350+6.3%
3Netherlands54,402+5.6%
4Austria26,111+8.8%
5Italy25,396+2.6%
6Belgium7,231+10.4%
7Spain6,642+7.1%
8Slovakia4,339.98+1.1%
9Portugal3,776.92-6.3%
10Finland3,110+112.7%
11Luxembourg3,036+24.7%
12Croatia1,954-10.5%
13Bulgaria1,446.95+7.3%
14Ireland1,229+6.7%
15Malta1,125.56-3.6%
16Greece1,027-13.5%
17Estonia839+1.9%
18Slovenia485.77-6.1%
19Lithuania405-14.6%
20Cyprus190+8%
21Latvia152-34.8%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity over 2 years placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity over 2 years, 2025-09) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2025-09. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-09. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity over 2 years, 2025-09. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-09.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 2 years, 2025-09 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-09 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2025-09}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-09. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 2 years, 2025-09
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-09
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-two-years/eu-countries?period=2025-09.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.H.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Rank EU countries by MFI household term deposit balances, maturity over 2 years using official data, and cite the source.
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Questions

Which EU country has the highest MFI household term deposit balances, maturity over 2 years?

France, with €317.77 billion in September 2025, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity over 2 years?

Latvia, with €152 million in September 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity over 2 years, unadjusted end-period stock (M.<area>.N.A.L22.H.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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