Data / Rankings / Domestic credit to the private sector / EU countries

EU countries by domestic credit to the private sector

Denmark had the highest domestic credit to the private sector of 27 EU countries in 2022, at 143.4% of GDP. Romania had the lowest, at 25.2% of GDP. The median was 68.9% of GDP. Source: the World Bank.

Highest143.4Denmark
Lowest25.2Romania
Median68.927 EU countries

All EU countries, 2022

Denmark: 143.4 % of GDPDenmark143.4Sweden: 136.1 % of GDPSweden136.1France: 119.3 % of GDPFrance119.3Luxembourg: 102.5 % of GDPLuxembourg102.5Finland: 96.2 % of GDPFinland96.2Portugal: 89.5 % of GDPPortugal89.5Austria: 89.2 % of GDPAustria89.2Netherlands: 88.8 % of GDPNetherlands88.8Spain: 88.1 % of GDPSpain88.1Germany: 81.1 % of GDPGermany81.1Belgium: 72.6 % of GDPBelgium72.6Cyprus: 70.8 % of GDPCyprus70.8Italy: 69.6 % of GDPItaly69.6Malta: 68.9 % of GDPMalta68.9Slovakia: 66.7 % of GDPSlovakia66.7Estonia: 57.2 % of GDPEstonia57.2Greece: 52.5 % of GDPGreece52.5Croatia: 50.5 % of GDPCroatia50.5Czechia: 48.6 % of GDPCzechia48.6Bulgaria: 44.7 % of GDPBulgaria44.7Slovenia: 41.2 % of GDPSlovenia41.2Poland: 39.3 % of GDPPoland39.3Hungary: 36 % of GDPHungary36Lithuania: 35.9 % of GDPLithuania35.9Latvia: 31 % of GDPLatvia31Ireland: 25.4 % of GDPIreland25.4Romania: 25.2 % of GDPRomania25.2
% of GDP. Source: World Bank, Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). Retrieved 2026-10-12.

Full ranking

RankEU countries2022
% of GDP		Change on 2021
1Denmark143.4-11.8 pts
2Sweden136.1-0.7 pts
3France119.3-1.4 pts
4Luxembourg102.5-0.4 pts
5Finland96.2-3.9 pts
6Portugal89.5-9.4 pts
7Austria89.2-3.9 pts
8Netherlands88.8-5.1 pts
9Spain88.1-10.3 pts
10Germany81.1-1.6 pts
11Belgium72.6-2.2 pts
12Cyprus70.8-16.6 pts
13Italy69.6-6.4 pts
14Malta68.9+0.5 pts
15Slovakia66.7+1.6 pts
16Estonia57.2-2.1 pts
17Greece52.5-3.7 pts
18Croatia50.5-2.3 pts
19Czechia48.6-3.4 pts
20Bulgaria44.7-3.4 pts
21Slovenia41.2+0.1 pts
22Poland39.3-6.4 pts
23Hungary36-2.4 pts
24Lithuania35.9-1.3 pts
25Latvia31-1.5 pts
26Ireland25.4-1 pts
27Romania25.2-1.3 pts

Other periods

About this ranking

Financial corporations' claims on the private sector, including loans, non-equity securities and trade credit, as a percentage of GDP. Some countries include credit to public enterprises.

Can include central banks, deposit banks and other financial corporations, so it is not a bank-loans-only measure. A published zero is valid. The latest year varies by country.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

World Bank, World Development Indicators. Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS) (EU countries by domestic credit to the private sector, 2022) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS

MLA 9

Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS), EU countries by domestic credit to the private sector, 2022. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Invokely, https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries?period=2022. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). EU countries by domestic credit to the private sector, 2022. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Also distributed by Invokely, https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries?period=2022.

Harvard

World Bank (2026) Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS), EU countries by domestic credit to the private sector, 2022 [Dataset]. Available at: https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS, via Invokely: https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries?period=2022 (Accessed: 12 October 2026).

BibTeX
@misc{world_eu_countries_by_domestic_2022,
  author = {{World Bank}},
  title = {{Domestic credit to private sector (\% of GDP) (FS.AST.PRVT.GD.ZS): EU countries by domestic credit to the private sector, 2022}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries?period=2022. Publisher attribution: World Bank, World Development Indicators. Domestic credit to private sector (\% of GDP) (FS.AST.PRVT.GD.ZS). https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS): EU countries by domestic credit to the private sector, 2022
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS
L2  - https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries?period=2022
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries?period=2022.
N1  - Publisher attribution: World Bank, World Development Indicators. Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -
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Questions

Which EU country has the highest domestic credit to the private sector?

Denmark, with 143.4% of GDP in 2022, according to the World Bank.

Which EU country has the lowest domestic credit to the private sector?

Romania, with 25.2% of GDP in 2022.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). Retrieved 2026-10-12.

Domestic credit to the private sector: other rankings

EU countries: more rankings