EU countries by household saving rate (gross), 2024

Hungary had the highest household saving rate (gross) of 26 EU countries in 2024, at 19.8%. Greece had the lowest, at -2.5%. The median was 12.8% and the figure for the European Union (27) was 14.5%. Source: Eurostat, European Commission.

Highest19.8Hungary

Lowest-2.5Greece

Median12.826 EU countries

European Union (27)14.5History

Map of EU countries, 2024

Under -1.7
-1.7 to 0
0 to 12
12 to 15
15 and over
No data

%, 2024. Red areas are below zero and blue areas above it. Hatched areas have no value for this period. Source: Eurostat, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Boundaries: Natural Earth (public domain).

All EU countries, 2024

%. Source: Eurostat, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Retrieved 2026-10-18.

Full ranking

Rank	EU countries	2024 (%)	Change on 2023
1	Hungary	19.8	-1 pts
2	Czechia	19.7	-0.9 pts
3	Germany Provisional	19.6	+0.7 pts
4	Malta Provisional	18.8	+4.1 pts
5	Sweden	18.7	+1.6 pts
6	France Provisional	17.9	+1.2 pts
7	Austria	17.3	+2.2 pts
8	Netherlands	16.7	+1.5 pts
9	Denmark	14.3	-0.5 pts
10	Ireland	13.5	+1.7 pts
11	Slovenia	13.3	-1.4 pts
12	Belgium Provisional	12.9	-1.1 pts
13	Portugal	12.9	+3.9 pts
14	Spain	12.8	+1.4 pts
15	Finland	12.2	+1.3 pts
16	Luxembourg	12.2	-0.8 pts
17	Italy	11.1	-0.2 pts
18	Croatia Provisional	9	+1 pts
19	Slovakia	8.1	+0.4 pts
20	Poland	7.8	+3 pts
21	Lithuania	7.6	+2 pts
22	Estonia	7.3	+3.8 pts
23	Cyprus Provisional	5.6	-0.1 pts
24	Latvia	4.9	+3.2 pts
25	Romania Provisional	-0.9	+2 pts
26	Greece Provisional	-2.5	-0.1 pts

Other periods

About this ranking

Gross saving of households divided by their gross disposable income adjusted for the change in pension entitlements, as a percentage. Gross saving is the part of disposable income that is not spent on final consumption.

Gross: before deducting the depreciation of dwellings and other fixed assets households own. A negative rate means households spent more than their income. From the annual sector accounts (ESA 2010). Households include non-profit institutions serving households. The latest years are often provisional and are revised with later transmissions.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for 2024 and are left out rather than filled from another source. Equal values share a rank.

How to cite

Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Retrieved 2026-10-18.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki) (EU countries by household saving rate (gross), 2024) [Data set]. Retrieved October 18, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table

MLA 9

Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki), EU countries by household saving rate (gross), 2024. Eurostat, European Commission, 14 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries. Accessed 18 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). EU countries by household saving rate (gross), 2024. Dataset. Accessed October 18, 2026. https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries.

Harvard

Eurostat, European Commission (2026) Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki), EU countries by household saving rate (gross), 2024 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table, via Invokely: https://invokely.ai/rankings/household-saving-rate/eu-countries (Accessed: 18 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_household_2024,
  author = {{Eurostat, European Commission}},
  title = {{Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa\_10\_ki): EU countries by household saving rate (gross), 2024}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table},
  urldate = {2026-10-18},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries. Publisher attribution: Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa\_10\_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa\_10\_ki/default/table. Retrieved 2026-10-18.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki): EU countries by household saving rate (gross), 2024
PY  - 2026
DA  - 2026/10/14
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table
L2  - https://invokely.ai/rankings/household-saving-rate/eu-countries
Y2  - 2026/10/18
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries.
N1  - Publisher attribution: Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Retrieved 2026-10-18.
ER  -

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Rank EU countries by household saving rate (gross) using official data, and cite the source.

rank_places {"indicator":"household_saving_rate","level":"country","within":"European Union (27)","limit":10}
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Questions

Which EU country has the highest household saving rate (gross)?

Hungary, with 19.8% in 2024, according to Eurostat, European Commission.

Which EU country has the lowest household saving rate (gross)?

Greece, with -2.5% in 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Retrieved 2026-10-18. 1 EU countries have no value for 2024 and are not ranked.