EU countries by household saving rate (gross)

Hungary had the highest household saving rate (gross) of 26 EU countries in 2023, at 20.7%. Romania had the lowest, at -2.9%. The median was 11.6% and the figure for the European Union (27) was 13.6%. Source: Eurostat, European Commission.

Highest20.7Hungary

Lowest-2.9Romania

Median11.626 EU countries

European Union (27)13.6History

Map of EU countries, 2023

Under -2.7
-2.7 to 0
0 to 10
10 to 15
15 and over
No data

%, 2023. Red areas are below zero and blue areas above it. Hatched areas have no value for this period. Source: Eurostat, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Boundaries: Natural Earth (public domain).

All EU countries, 2023

%. Source: Eurostat, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Retrieved 2026-10-18.

Full ranking

Rank	EU countries	2023 (%)	Change on 2022
1	Hungary	20.7	+4.6 pts
2	Czechia	20.6	+2.4 pts
3	Germany Provisional	18.9	+0.3 pts
4	Sweden	17.1	+0.9 pts
5	France Provisional	16.7	+0.2 pts
6	Austria	15.1	-0.1 pts
6	Netherlands	15.1	+0.5 pts
8	Denmark	14.8	+3.7 pts
9	Malta Provisional	14.7	-4.4 pts
10	Slovenia	14.7	+0.7 pts
11	Belgium	14	+1.1 pts
12	Luxembourg	13	-0.4 pts
13	Ireland	11.8	-2.8 pts
14	Spain	11.4	+2.4 pts
15	Italy	11.3	-0.3 pts
16	Finland	10.9	+0.9 pts
17	Portugal	8.9	+1.6 pts
18	Croatia	8	0 pts
19	Slovakia	7.7	+1.7 pts
20	Cyprus	5.7	+0.1 pts
21	Lithuania	5.7	+0.9 pts
22	Poland	4.7	+3.7 pts
23	Estonia	3.6	+1.6 pts
24	Latvia	1.8	-2.1 pts
25	Greece Provisional	-2.4	+2.6 pts
26	Romania	-2.9	+4.7 pts

Other periods

About this ranking

Gross saving of households divided by their gross disposable income adjusted for the change in pension entitlements, as a percentage. Gross saving is the part of disposable income that is not spent on final consumption.

Gross: before deducting the depreciation of dwellings and other fixed assets households own. A negative rate means households spent more than their income. From the annual sector accounts (ESA 2010). Households include non-profit institutions serving households. The latest years are often provisional and are revised with later transmissions.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for 2023 and are left out rather than filled from another source. Equal values share a rank.

How to cite

Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Retrieved 2026-10-18.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki) (EU countries by household saving rate (gross), 2023) [Data set]. Retrieved October 18, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table

MLA 9

Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki), EU countries by household saving rate (gross), 2023. Eurostat, European Commission, 14 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2023. Accessed 18 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). EU countries by household saving rate (gross), 2023. Dataset. Accessed October 18, 2026. https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2023.

Harvard

Eurostat, European Commission (2026) Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki), EU countries by household saving rate (gross), 2023 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table, via Invokely: https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2023 (Accessed: 18 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_household_2023,
  author = {{Eurostat, European Commission}},
  title = {{Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa\_10\_ki): EU countries by household saving rate (gross), 2023}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table},
  urldate = {2026-10-18},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2023. Publisher attribution: Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa\_10\_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa\_10\_ki/default/table. Retrieved 2026-10-18.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki): EU countries by household saving rate (gross), 2023
PY  - 2026
DA  - 2026/10/14
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table
L2  - https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2023
Y2  - 2026/10/18
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2023.
N1  - Publisher attribution: Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Retrieved 2026-10-18.
ER  -

Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Embed code

<iframe src="https://invokely.ai/embed/rankings/household-saving-rate/eu-countries?period=2023" width="760" height="500" title="EU countries by household saving rate (gross), 2023, chart from Invokely" loading="lazy" style="border:0;width:100%;max-width:760px" referrerpolicy="strict-origin-when-cross-origin"></iframe>

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by household saving rate (gross) using official data, and cite the source.

rank_places {"indicator":"household_saving_rate","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=household_saving_rate&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest household saving rate (gross)?

Hungary, with 20.7% in 2023, according to Eurostat, European Commission.

Which EU country has the lowest household saving rate (gross)?

Romania, with -2.9% in 2023.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Retrieved 2026-10-18. 1 EU countries have no value for 2023 and are not ranked.