EU countries by household saving rate (gross)

Germany had the highest household saving rate (gross) of 27 EU countries in 2019, at 17.7%. Romania had the lowest, at -3.2%. The median was 10.3% and the figure for the European Union (27) was 12.2%. Source: Eurostat, European Commission.

Highest17.7Germany

Lowest-3.2Romania

Median10.327 EU countries

European Union (27)12.2History

Map of EU countries, 2019

Under -2.7
-2.7 to -1.9
-1.9 to 0
0 to 9.6
9.6 to 13
13 and over

%, 2019. Red areas are below zero and blue areas above it. Source: Eurostat, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Boundaries: Natural Earth (public domain).

All EU countries, 2019

%. Source: Eurostat, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Retrieved 2026-10-18.

Full ranking

Rank	EU countries	2019 (%)	Change on 2018
1	Germany	17.7	-0.3 pts
2	Sweden	17	+1.8 pts
3	Hungary	16.4	+0.9 pts
4	Netherlands	16	+2.3 pts
5	Luxembourg Series break	14.7	+2.3 pts
6	France	14.2	+0.7 pts
7	Ireland	13.9	+1.3 pts
8	Slovenia	13.4	-0.2 pts
9	Austria	13	-0.4 pts
10	Malta	13	+1.9 pts
11	Belgium	12.1	+1.3 pts
12	Czechia	11.9	+0.4 pts
13	Finland	11.1	+1.8 pts
14	Italy	10.3	-0.2 pts
15	Estonia	10.1	-0.8 pts
16	Slovakia	9.8	-0.5 pts
17	Croatia	9.2	-0.2 pts
18	Latvia	8.6	+1.9 pts
19	Spain	8.6	+2.5 pts
20	Denmark	7.9	-1.6 pts
21	Portugal	7	+0.1 pts
22	Cyprus	6.4	+2.4 pts
23	Poland	6.2	+1.2 pts
24	Lithuania	1.7	+4.4 pts
25	Bulgaria	-0.8	-3.6 pts
26	Greece	-2.4	+4.6 pts
27	Romania	-3.2	+9.5 pts

Other periods

About this ranking

Gross saving of households divided by their gross disposable income adjusted for the change in pension entitlements, as a percentage. Gross saving is the part of disposable income that is not spent on final consumption.

Gross: before deducting the depreciation of dwellings and other fixed assets households own. A negative rate means households spent more than their income. From the annual sector accounts (ESA 2010). Households include non-profit institutions serving households. The latest years are often provisional and are revised with later transmissions.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Retrieved 2026-10-18.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki) (EU countries by household saving rate (gross), 2019) [Data set]. Retrieved October 18, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table

MLA 9

Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki), EU countries by household saving rate (gross), 2019. Eurostat, European Commission, 14 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2019. Accessed 18 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). EU countries by household saving rate (gross), 2019. Dataset. Accessed October 18, 2026. https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2019.

Harvard

Eurostat, European Commission (2026) Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki), EU countries by household saving rate (gross), 2019 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table, via Invokely: https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2019 (Accessed: 18 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_household_2019,
  author = {{Eurostat, European Commission}},
  title = {{Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa\_10\_ki): EU countries by household saving rate (gross), 2019}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table},
  urldate = {2026-10-18},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2019. Publisher attribution: Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa\_10\_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa\_10\_ki/default/table. Retrieved 2026-10-18.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki): EU countries by household saving rate (gross), 2019
PY  - 2026
DA  - 2026/10/14
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table
L2  - https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2019
Y2  - 2026/10/18
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2019.
N1  - Publisher attribution: Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Retrieved 2026-10-18.
ER  -

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Rank EU countries by household saving rate (gross) using official data, and cite the source.

rank_places {"indicator":"household_saving_rate","level":"country","within":"European Union (27)","limit":10}
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Questions

Which EU country has the highest household saving rate (gross)?

Germany, with 17.7% in 2019, according to Eurostat, European Commission.

Which EU country has the lowest household saving rate (gross)?

Romania, with -3.2% in 2019.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Retrieved 2026-10-18.