Household saving rate (gross)

Gross saving of households divided by their gross disposable income adjusted for the change in pension entitlements, as a percentage. Gross saving is the part of disposable income that is not spent on final consumption.

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Gross: before deducting the depreciation of dwellings and other fixed assets households own. A negative rate means households spent more than their income. From the annual sector accounts (ESA 2010). Households include non-profit institutions serving households. The latest years are often provisional and are revised with later transmissions.

Key facts

Figures last updated on 2026-10-18.

Rankings

EU countries by household saving rate (gross), 2024

Top 15. Source: Eurostat, European Commission.

Hungary: 19.8 %Hungary19.8Czechia: 19.7 %Czechia19.7Germany: 19.6 %Germany19.6Malta: 18.8 %Malta18.8Sweden: 18.7 %Sweden18.7France: 17.9 %France17.9Austria: 17.3 %Austria17.3Netherlands: 16.7 %Netherlands16.7Denmark: 14.3 %Denmark14.3Ireland: 13.5 %Ireland13.5Slovenia: 13.3 %Slovenia13.3Belgium: 12.9 %Belgium12.9Portugal: 12.9 %Portugal12.9Spain: 12.8 %Spain12.8Finland: 12.2 %Finland12.2Hungary: 19.8 %Hungary19.8Czechia: 19.7 %Czechia19.7Germany: 19.6 %Germany19.6Malta: 18.8 %Malta18.8Sweden: 18.7 %Sweden18.7France: 17.9 %France17.9Austria: 17.3 %Austria17.3Netherlands: 16.7 %Netherlands16.7Denmark: 14.3 %Denmark14.3Ireland: 13.5 %Ireland13.5Slovenia: 13.3 %Slovenia13.3Belgium: 12.9 %Belgium12.9Portugal: 12.9 %Portugal12.9Spain: 12.8 %Spain12.8Finland: 12.2 %Finland12.2
%. Source: Eurostat, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Retrieved 2026-10-18.

Full ranking of EU countries

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Published for world, eu and euro area, countries.

World, EU and euro area

Countries

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Which places have the highest household saving rate (gross)? Use official data and cite it.
rank_places {"indicator":"household_saving_rate","level":"country","within":"European Union (27)"}
GET https://invokely.ai/api/v1/rank?indicator=household_saving_rate&level=country&within=European%20Union%20(27)

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