EU countries by household saving rate (gross)

Luxembourg had the highest household saving rate (gross) of 27 EU countries in 2020, at 25.9%. Bulgaria had the lowest, at -1.1%. The median was 16.7% and the figure for the European Union (27) was 18.3%. Source: Eurostat, European Commission.

Highest25.9Luxembourg

Lowest-1.1Bulgaria

Median16.727 EU countries

European Union (27)18.3History

Map of EU countries, 2020

Under 0
0 to 13
13 to 19
19 and over

%, 2020. Red areas are below zero and blue areas above it. Source: Eurostat, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Boundaries: Natural Earth (public domain).

All EU countries, 2020

%. Source: Eurostat, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Retrieved 2026-10-18.

Full ranking

Rank	EU countries	2020 (%)	Change on 2019
1	Luxembourg	25.9	+11.2 pts
2	Ireland	25.8	+12 pts
3	Malta	24.2	+11.2 pts
4	Germany	22.9	+5.2 pts
5	Slovenia	22.6	+9.1 pts
6	Netherlands	22.1	+6.1 pts
7	France	20	+5.8 pts
8	Austria	19.2	+6.1 pts
9	Belgium	19.1	+7 pts
10	Czechia	18.7	+6.8 pts
11	Sweden	17.7	+0.7 pts
12	Italy	17.6	+7.3 pts
13	Spain	17.6	+9 pts
14	Hungary	16.7	+0.2 pts
15	Finland	14.5	+3.4 pts
16	Latvia	14.1	+5.4 pts
17	Cyprus	13.6	+7.2 pts
18	Croatia	13.3	+4.1 pts
19	Estonia	13	+2.8 pts
20	Poland	12.8	+6.6 pts
21	Portugal	12.1	+5.1 pts
22	Slovakia	11.7	+1.9 pts
23	Lithuania	11.7	+10 pts
24	Denmark	9.2	+1.3 pts
25	Romania	1.5	+4.7 pts
26	Greece	0.7	+3.1 pts
27	Bulgaria	-1.1	-0.3 pts

Other periods

About this ranking

Gross saving of households divided by their gross disposable income adjusted for the change in pension entitlements, as a percentage. Gross saving is the part of disposable income that is not spent on final consumption.

Gross: before deducting the depreciation of dwellings and other fixed assets households own. A negative rate means households spent more than their income. From the annual sector accounts (ESA 2010). Households include non-profit institutions serving households. The latest years are often provisional and are revised with later transmissions.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Retrieved 2026-10-18.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki) (EU countries by household saving rate (gross), 2020) [Data set]. Retrieved October 18, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table

MLA 9

Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki), EU countries by household saving rate (gross), 2020. Eurostat, European Commission, 14 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2020. Accessed 18 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). EU countries by household saving rate (gross), 2020. Dataset. Accessed October 18, 2026. https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2020.

Harvard

Eurostat, European Commission (2026) Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki), EU countries by household saving rate (gross), 2020 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table, via Invokely: https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2020 (Accessed: 18 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_household_2020,
  author = {{Eurostat, European Commission}},
  title = {{Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa\_10\_ki): EU countries by household saving rate (gross), 2020}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table},
  urldate = {2026-10-18},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2020. Publisher attribution: Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa\_10\_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa\_10\_ki/default/table. Retrieved 2026-10-18.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki): EU countries by household saving rate (gross), 2020
PY  - 2026
DA  - 2026/10/14
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table
L2  - https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2020
Y2  - 2026/10/18
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-saving-rate/eu-countries?period=2020.
N1  - Publisher attribution: Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Retrieved 2026-10-18.
ER  -

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Rank EU countries by household saving rate (gross) using official data, and cite the source.

rank_places {"indicator":"household_saving_rate","level":"country","within":"European Union (27)","limit":10}
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Questions

Which EU country has the highest household saving rate (gross)?

Luxembourg, with 25.9% in 2020, according to Eurostat, European Commission.

Which EU country has the lowest household saving rate (gross)?

Bulgaria, with -1.1% in 2020.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). Retrieved 2026-10-18.