EU countries by domestic credit to the private sector, 2024

Denmark had the highest domestic credit to the private sector of 26 EU countries in 2024, at 144.1% of GDP. Romania had the lowest, at 22.7% of GDP. The median was 60% of GDP. Source: the World Bank.

Highest144.1Denmark
Lowest22.7Romania
Median6026 EU countries

All EU countries, 2024

Denmark: 144.1 % of GDPDenmark144.1Sweden: 125.3 % of GDPSweden125.3France: 107.6 % of GDPFrance107.6Finland: 92 % of GDPFinland92Luxembourg: 85.1 % of GDPLuxembourg85.1Netherlands: 82.4 % of GDPNetherlands82.4Austria: 81.8 % of GDPAustria81.8Portugal: 77.1 % of GDPPortugal77.1Spain: 74.2 % of GDPSpain74.2Belgium: 68.1 % of GDPBelgium68.1Malta: 61.7 % of GDPMalta61.7Estonia: 60.5 % of GDPEstonia60.5Italy: 60.3 % of GDPItaly60.3Slovakia: 59.7 % of GDPSlovakia59.7Cyprus: 56.7 % of GDPCyprus56.7Greece: 48.5 % of GDPGreece48.5Czechia: 48 % of GDPCzechia48Bulgaria: 47.1 % of GDPBulgaria47.1Croatia: 46.9 % of GDPCroatia46.9Lithuania: 35.7 % of GDPLithuania35.7Slovenia: 35.4 % of GDPSlovenia35.4Poland: 33.6 % of GDPPoland33.6Hungary: 32.4 % of GDPHungary32.4Latvia: 29.3 % of GDPLatvia29.3Ireland: 23.8 % of GDPIreland23.8Romania: 22.7 % of GDPRomania22.7
% of GDP. Source: World Bank, Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). Retrieved 2026-10-12.

Full ranking

RankEU countries2024
% of GDP
Change on 2023
1Denmark144.1-3.4 pts
2Sweden125.3-3.8 pts
3France107.6-5 pts
4Finland92-1.2 pts
5Luxembourg85.1-8.1 pts
6Netherlands82.4-3.1 pts
7Austria81.8-2.3 pts
8Portugal77.1-3.1 pts
9Spain74.2-4.1 pts
10Belgium68.1-1.2 pts
11Malta61.7-2.4 pts
12Estonia60.5+2.9 pts
13Italy60.3-2.8 pts
14Slovakia59.7-1.8 pts
15Cyprus56.7-3.9 pts
16Greece48.5-0.7 pts
17Czechia48+0.3 pts
18Bulgaria47.1+1.7 pts
19Croatia46.9+0.4 pts
20Lithuania35.7+1.6 pts
21Slovenia35.4-0.9 pts
22Poland33.6-1.1 pts
23Hungary32.4-0.5 pts
24Latvia29.3+0.8 pts
25Ireland23.8-1.4 pts
26Romania22.7-0.5 pts

Other periods

About this ranking

Financial corporations' claims on the private sector, including loans, non-equity securities and trade credit, as a percentage of GDP. Some countries include credit to public enterprises.

Can include central banks, deposit banks and other financial corporations, so it is not a bank-loans-only measure. A published zero is valid. The latest year varies by country.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for 2024 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, World Development Indicators. Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS) (EU countries by domestic credit to the private sector, 2024) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS

MLA 9

Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS), EU countries by domestic credit to the private sector, 2024. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Invokely, https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). EU countries by domestic credit to the private sector, 2024. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Also distributed by Invokely, https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries.

Harvard

World Bank (2026) Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS), EU countries by domestic credit to the private sector, 2024 [Dataset]. Available at: https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS, via Invokely: https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries (Accessed: 12 October 2026).

BibTeX
@misc{world_eu_countries_by_domestic_2024,
  author = {{World Bank}},
  title = {{Domestic credit to private sector (\% of GDP) (FS.AST.PRVT.GD.ZS): EU countries by domestic credit to the private sector, 2024}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries. Publisher attribution: World Bank, World Development Indicators. Domestic credit to private sector (\% of GDP) (FS.AST.PRVT.GD.ZS). https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS): EU countries by domestic credit to the private sector, 2024
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS
L2  - https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries.
N1  - Publisher attribution: World Bank, World Development Indicators. Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  - 
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Questions

Which EU country has the highest domestic credit to the private sector?

Denmark, with 144.1% of GDP in 2024, according to the World Bank.

Which EU country has the lowest domestic credit to the private sector?

Romania, with 22.7% of GDP in 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). Retrieved 2026-10-12. 1 EU countries have no value for 2024 and are not ranked.

Domestic credit to the private sector: other rankings

EU countries: more rankings