EU countries by domestic credit to the private sector

Denmark had the highest domestic credit to the private sector of 27 EU countries in 2021, at 155.2% of GDP. Ireland had the lowest, at 26.5% of GDP. The median was 68.4% of GDP. Source: the World Bank.

Highest155.2Denmark

Lowest26.5Ireland

Median68.427 EU countries

All EU countries, 2021

% of GDP. Source: World Bank, Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2021 % of GDP	Change on 2020
1	Denmark	155.2	-8.3 pts
2	Sweden	136.8	-1.7 pts
3	France	120.7	-4.7 pts
4	Luxembourg	103	-7.2 pts
5	Finland	100.1	-1.6 pts
6	Portugal	98.8	-5.2 pts
7	Spain	98.4	-9.1 pts
8	Netherlands	93.9	-6.5 pts
9	Austria	93.1	0 pts
10	Cyprus	87.4	-19.1 pts
11	Germany	82.7	-1.1 pts
12	Italy	76	-6.6 pts
13	Belgium	74.8	-1.4 pts
14	Malta	68.4	-6.7 pts
15	Slovakia	65.1	-0.5 pts
16	Estonia	59.3	-3.2 pts
17	Greece	56.2	-25.1 pts
18	Croatia	52.9	-6.3 pts
19	Czechia	52	+0.1 pts
20	Bulgaria	48.2	-3.1 pts
21	Poland	45.7	-3.5 pts
22	Slovenia	41.1	-2.5 pts
23	Hungary	38.4	+0.8 pts
24	Lithuania	37.2	+0.1 pts
25	Latvia	32.5	-2.3 pts
26	Romania	26.5	+0.6 pts
27	Ireland	26.5	-5.9 pts

Other periods

About this ranking

Financial corporations' claims on the private sector, including loans, non-equity securities and trade credit, as a percentage of GDP. Some countries include credit to public enterprises.

Can include central banks, deposit banks and other financial corporations, so it is not a bank-loans-only measure. A published zero is valid. The latest year varies by country.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

World Bank, World Development Indicators. Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS) (EU countries by domestic credit to the private sector, 2021) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS

MLA 9

Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS), EU countries by domestic credit to the private sector, 2021. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Invokely, https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries?period=2021. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). EU countries by domestic credit to the private sector, 2021. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Also distributed by Invokely, https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries?period=2021.

Harvard

World Bank (2026) Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS), EU countries by domestic credit to the private sector, 2021 [Dataset]. Available at: https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS, via Invokely: https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries?period=2021 (Accessed: 12 October 2026).

BibTeX

@misc{world_eu_countries_by_domestic_2021,
  author = {{World Bank}},
  title = {{Domestic credit to private sector (\% of GDP) (FS.AST.PRVT.GD.ZS): EU countries by domestic credit to the private sector, 2021}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries?period=2021. Publisher attribution: World Bank, World Development Indicators. Domestic credit to private sector (\% of GDP) (FS.AST.PRVT.GD.ZS). https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}

RIS

TY  - DATA
AU  - World Bank
TI  - Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS): EU countries by domestic credit to the private sector, 2021
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS
L2  - https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries?period=2021
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/domestic-credit-private-sector/eu-countries?period=2021.
N1  - Publisher attribution: World Bank, World Development Indicators. Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -

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Questions

Which EU country has the highest domestic credit to the private sector?

Denmark, with 155.2% of GDP in 2021, according to the World Bank.

Which EU country has the lowest domestic credit to the private sector?

Ireland, with 26.5% of GDP in 2021.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Domestic credit to private sector (% of GDP) (FS.AST.PRVT.GD.ZS). Retrieved 2026-10-12.

Domestic credit to the private sector: other rankings

Countries