Data / Rankings / People in arrears on rent, mortgage or bills / EU countries

EU countries by people in arrears on rent, mortgage or bills

Greece had the highest people in arrears on rent, mortgage or bills of 27 EU countries in 2024, at 42.8%. Czechia had the lowest, at 3.4%. The median was 7.5% and the figure for the European Union (27) was 9.2%. Source: Eurostat, European Commission.

Highest42.8Greece
Lowest3.4Czechia
Median7.527 EU countries
European Union (27)9.2History

All EU countries, 2024

Greece: 42.8 %Greece42.8Bulgaria: 18.7 %Bulgaria18.7Romania: 15.3 %Romania15.3Spain: 14.2 %Spain14.2Cyprus: 12.5 %Cyprus12.5Ireland: 12.2 %Ireland12.2Finland: 11.2 %Finland11.2France: 10.6 %France10.6Croatia: 9.4 %Croatia9.4Hungary: 9.3 %Hungary9.3Luxembourg: 8.5 %Luxembourg8.5Slovakia: 8.4 %Slovakia8.4Austria: 7.5 %Austria7.5Latvia: 7.5 %Latvia7.5Slovenia: 7.5 %Slovenia7.5Sweden: 7.3 %Sweden7.3Germany: 7.2 %Germany7.2Estonia: 7.1 %Estonia7.1Denmark: 6.9 %Denmark6.9Malta: 5.9 %Malta5.9Portugal: 5.7 %Portugal5.7Italy: 5.3 %Italy5.3Belgium: 5 %Belgium5Lithuania: 5 %Lithuania5Poland: 4.2 %Poland4.2Netherlands: 3.9 %Netherlands3.9Czechia: 3.4 %Czechia3.4
%. Source: Eurostat, Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). Retrieved 2026-10-12.

Full ranking

RankEU countries2024 (%)Change on 2023
1Greece42.8-4.5 pts
2Bulgaria18.7-0.1 pts
3Romania15.3+0.9 pts
4Spain14.2+0.6 pts
5Cyprus12.5-1.4 pts
6Ireland12.2+1.6 pts
7Finland11.2+1.7 pts
8France10.6+0.6 pts
9Croatia9.4-3.3 pts
10Hungary9.3-1.5 pts
11Luxembourg8.5-0.2 pts
12Slovakia8.4-0.4 pts
13Austria7.5+0.6 pts
13Latvia7.5-0.4 pts
13Slovenia7.5+0.2 pts
16Sweden7.3+0.6 pts
17Germany7.2-1.1 pts
18Estonia7.1+1.3 pts
19Denmark6.9-0.9 pts
20Malta5.9+0.2 pts
21Portugal5.7+0.5 pts
22Italy5.3+0.3 pts
23Belgium5+0.3 pts
23Lithuania Provisional5-2.1 pts
25Poland4.2-0.9 pts
26Netherlands3.9+1.3 pts
27Czechia3.4+0.5 pts

Other periods

About this ranking

Share of the population living in households that were behind on paying a mortgage or rent, utility bills or hire purchase instalments in the last 12 months because of financial difficulties (EU-SILC, all household types and incomes).

EU statistics on income and living conditions (EU-SILC). The reference year is the survey year. Self-reported by households; a share of people, not of households.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05) (EU countries by people in arrears on rent, mortgage or bills, 2024) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table

MLA 9

Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05), EU countries by people in arrears on rent, mortgage or bills, 2024. Eurostat, European Commission, 17 Sept. 2026, https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Invokely, https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2024. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). EU countries by people in arrears on rent, mortgage or bills, 2024. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Also distributed by Invokely, https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2024.

Harvard

Eurostat, European Commission (2026) Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05), EU countries by people in arrears on rent, mortgage or bills, 2024 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table, via Invokely: https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2024 (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_people_2024,
  author = {{Eurostat, European Commission}},
  title = {{Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc\_mdes05): EU countries by people in arrears on rent, mortgage or bills, 2024}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2024. Publisher attribution: Eurostat. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc\_mdes05). https://ec.europa.eu/eurostat/databrowser/view/ilc\_mdes05/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05): EU countries by people in arrears on rent, mortgage or bills, 2024
PY  - 2026
DA  - 2026/09/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table
L2  - https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2024
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2024.
N1  - Publisher attribution: Eurostat. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest people in arrears on rent, mortgage or bills?

Greece, with 42.8% in 2024, according to Eurostat, European Commission.

Which EU country has the lowest people in arrears on rent, mortgage or bills?

Czechia, with 3.4% in 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). Retrieved 2026-10-12.

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