EU countries by people in arrears on rent, mortgage or bills

Greece had the highest people in arrears on rent, mortgage or bills of 27 EU countries in 2017, at 44.9%. Luxembourg had the lowest, at 3%. The median was 8.7% and the figure for the European Union (27) was 9.3%. Source: Eurostat, European Commission.

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Highest44.9Greece
Lowest3Luxembourg
Median8.727 EU countries
European Union (27)9.3History

Map of EU countries, 2017

Austria: 5.9 %Belgium: 5.4 %Bulgaria: 33.3 %Cyprus: 24.8 %Czechia: 3.2 %Germany: 4.4 %Denmark: 6 %Estonia: 7.3 %Spain: 9.3 %Finland: 10.8 %France: 9.1 %Greece: 44.9 %Croatia: 21.9 %Hungary: 15.7 %Ireland: 13 %Italy: 6.1 %Lithuania: 8.7 %Luxembourg: 3 %Latvia: 14 %Malta: 6.5 %Netherlands: 4.6 %Poland: 10.3 %Portugal: 7.7 %Romania: 17.3 %Sweden: 5.1 %Slovenia: 15.2 %Slovakia: 7.4 %
  • Under 5.5
  • 5.5 to 7.3
  • 7.3 to 9.9
  • 9.9 to 16
  • 16 and over
%, 2017. Source: Eurostat, Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). Boundaries: Natural Earth (public domain).

All EU countries, 2017

Greece: 44.9 %Greece44.9Bulgaria: 33.3 %Bulgaria33.3Cyprus: 24.8 %Cyprus24.8Croatia: 21.9 %Croatia21.9Romania: 17.3 %Romania17.3Hungary: 15.7 %Hungary15.7Slovenia: 15.2 %Slovenia15.2Latvia: 14 %Latvia14Ireland: 13 %Ireland13Finland: 10.8 %Finland10.8Poland: 10.3 %Poland10.3Spain: 9.3 %Spain9.3France: 9.1 %France9.1Lithuania: 8.7 %Lithuania8.7Portugal: 7.7 %Portugal7.7Slovakia: 7.4 %Slovakia7.4Estonia: 7.3 %Estonia7.3Malta: 6.5 %Malta6.5Italy: 6.1 %Italy6.1Denmark: 6 %Denmark6Austria: 5.9 %Austria5.9Belgium: 5.4 %Belgium5.4Sweden: 5.1 %Sweden5.1Netherlands: 4.6 %Netherlands4.6Germany: 4.4 %Germany4.4Czechia: 3.2 %Czechia3.2Luxembourg: 3 %Luxembourg3Greece: 44.9 %Greece44.9Bulgaria: 33.3 %Bulgaria33.3Cyprus: 24.8 %Cyprus24.8Croatia: 21.9 %Croatia21.9Romania: 17.3 %Romania17.3Hungary: 15.7 %Hungary15.7Slovenia: 15.2 %Slovenia15.2Latvia: 14 %Latvia14Ireland: 13 %Ireland13Finland: 10.8 %Finland10.8Poland: 10.3 %Poland10.3Spain: 9.3 %Spain9.3France: 9.1 %France9.1Lithuania: 8.7 %Lithuania8.7Portugal: 7.7 %Portugal7.7Slovakia: 7.4 %Slovakia7.4Estonia: 7.3 %Estonia7.3Malta: 6.5 %Malta6.5Italy: 6.1 %Italy6.1Denmark: 6 %Denmark6Austria: 5.9 %Austria5.9Belgium: 5.4 %Belgium5.4Sweden: 5.1 %Sweden5.1Netherlands: 4.6 %Netherlands4.6Germany: 4.4 %Germany4.4Czechia: 3.2 %Czechia3.2Luxembourg: 3 %Luxembourg3
%. Source: Eurostat, Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). Retrieved 2026-10-12.

Full ranking

RankEU countries2017 (%)Change on 2016
1Greece44.9-3 pts
2Bulgaria33.3-0.9 pts
3Cyprus24.8-1.8 pts
4Croatia21.9-4.5 pts
5Romania17.3-2.4 pts
6Hungary15.7-3.3 pts
7Slovenia15.2-2.2 pts
8Latvia14-0.9 pts
9Ireland13-2.4 pts
10Finland10.8-0.1 pts
11Poland10.3-0.7 pts
12Spain9.3-1.3 pts
13France9.1+0.3 pts
14Lithuania8.7-2 pts
15Portugal7.7-1.6 pts
16Slovakia7.4-0.1 pts
17Estonia7.3-1.6 pts
18Malta6.5-3.9 pts
19Italy6.1-4.6 pts
20Denmark6+0.2 pts
21Austria5.9-0.6 pts
22Belgium5.4-1.6 pts
23Sweden5.1-0.3 pts
24Netherlands4.6-0.4 pts
25Germany4.4+0.2 pts
26Czechia3.2-1.2 pts
27Luxembourg3-3.6 pts

Other periods

About this ranking

Share of the population living in households that were behind on paying a mortgage or rent, utility bills or hire purchase instalments in the last 12 months because of financial difficulties (EU-SILC, all household types and incomes).

EU statistics on income and living conditions (EU-SILC). The reference year is the survey year. Self-reported by households; a share of people, not of households.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05) (EU countries by people in arrears on rent, mortgage or bills, 2017) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table

MLA 9

Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05), EU countries by people in arrears on rent, mortgage or bills, 2017. Eurostat, European Commission, 17 Sept. 2026, https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Invokely, https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2017. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). EU countries by people in arrears on rent, mortgage or bills, 2017. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Also distributed by Invokely, https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2017.

Harvard

Eurostat, European Commission (2026) Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05), EU countries by people in arrears on rent, mortgage or bills, 2017 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table, via Invokely: https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2017 (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_people_2017,
  author = {{Eurostat, European Commission}},
  title = {{Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc\_mdes05): EU countries by people in arrears on rent, mortgage or bills, 2017}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2017. Publisher attribution: Eurostat. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc\_mdes05). https://ec.europa.eu/eurostat/databrowser/view/ilc\_mdes05/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05): EU countries by people in arrears on rent, mortgage or bills, 2017
PY  - 2026
DA  - 2026/09/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table
L2  - https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2017
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2017.
N1  - Publisher attribution: Eurostat. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Retrieved 2026-10-12.
ER  - 
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Questions

Which EU country has the highest people in arrears on rent, mortgage or bills?

Greece, with 44.9% in 2017, according to Eurostat, European Commission.

Which EU country has the lowest people in arrears on rent, mortgage or bills?

Luxembourg, with 3% in 2017.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). Retrieved 2026-10-12.

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