EU countries by people unable to face unexpected expenses, 2025

Greece had the highest people unable to face unexpected expenses of 27 EU countries in 2025, at 50.5%. The Netherlands had the lowest, at 15.3%. The median was 28.8% and the figure for the European Union (27) was 29.2%. Source: Eurostat, European Commission.

Highest50.5Greece

Lowest15.3Netherlands

Median28.827 EU countries

European Union (27)29.2History

Map of EU countries, 2025

Under 22
22 to 26
26 to 31
31 to 36
36 and over

%, 2025. Source: Eurostat, Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04). Boundaries: Natural Earth (public domain).

All EU countries, 2025

%. Source: Eurostat, Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2025 (%)	Change on 2024
1	Greece	50.5	+6.6 pts
2	Latvia	43.7	-1.6 pts
3	Bulgaria	42.4	-3.2 pts
4	Lithuania Provisional	41.1	-0.2 pts
5	Romania	37.8	-2.2 pts
6	Spain	36.4	+0.5 pts
7	Estonia	36	+1.3 pts
8	Cyprus	32	-2.8 pts
9	Germany	31.9	-0.3 pts
10	Croatia	31.2	-3.7 pts
11	Ireland	30.6	-1 pts
12	Hungary	30.5	+1.9 pts
13	Portugal	29.2	+0.5 pts
14	France	28.8	-0.6 pts
15	Finland	28	+0.7 pts
16	Slovakia	26	-2.2 pts
17	Italy	25.6	-4.3 pts
18	Slovenia	23.9	+0.7 pts
19	Sweden	23	+0.7 pts
20	Poland	22.5	-0.3 pts
21	Belgium	22.1	+0.5 pts
22	Luxembourg Series break	21.8	-0.7 pts
23	Austria	20.9	0 pts
24	Denmark	20.1	-1 pts
25	Czechia	18.7	-0.5 pts
25	Malta	18.7	+0.4 pts
27	Netherlands	15.3	-1.6 pts

Other periods

About this ranking

Share of the population living in households that cannot pay an unexpected but necessary expense from their own resources (EU-SILC, all household types and incomes). The amount is set for each country, close to the monthly at-risk-of-poverty threshold.

EU statistics on income and living conditions (EU-SILC). The reference year is the survey year. Self-reported by households; a share of people, not of households.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04). https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04) (EU countries by people unable to face unexpected expenses, 2025) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table

MLA 9

Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04), EU countries by people unable to face unexpected expenses, 2025. Eurostat, European Commission, 17 Sept. 2026, https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table. Invokely, https://invokely.ai/rankings/unable-to-face-unexpected-expenses/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04). EU countries by people unable to face unexpected expenses, 2025. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table. Also distributed by Invokely, https://invokely.ai/rankings/unable-to-face-unexpected-expenses/eu-countries.

Harvard

Eurostat, European Commission (2026) Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04), EU countries by people unable to face unexpected expenses, 2025 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table, via Invokely: https://invokely.ai/rankings/unable-to-face-unexpected-expenses/eu-countries (Accessed: 12 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_people_2025,
  author = {{Eurostat, European Commission}},
  title = {{Inability to face unexpected financial expenses, total population, all household types and incomes (ilc\_mdes04): EU countries by people unable to face unexpected expenses, 2025}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/unable-to-face-unexpected-expenses/eu-countries. Publisher attribution: Eurostat. Inability to face unexpected financial expenses, total population, all household types and incomes (ilc\_mdes04). https://ec.europa.eu/eurostat/databrowser/view/ilc\_mdes04/default/table. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04): EU countries by people unable to face unexpected expenses, 2025
PY  - 2026
DA  - 2026/09/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table
L2  - https://invokely.ai/rankings/unable-to-face-unexpected-expenses/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/unable-to-face-unexpected-expenses/eu-countries.
N1  - Publisher attribution: Eurostat. Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04). https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table. Retrieved 2026-10-12.
ER  -

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Rank EU countries by people unable to face unexpected expenses using official data, and cite the source.

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Questions

Which EU country has the highest people unable to face unexpected expenses?

Greece, with 50.5% in 2025, according to Eurostat, European Commission.

Which EU country has the lowest people unable to face unexpected expenses?

The Netherlands, with 15.3% in 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04). Retrieved 2026-10-12.