EU countries by people unable to face unexpected expenses

Romania had the highest people unable to face unexpected expenses of 27 EU countries in 2022, at 47.9%. The Netherlands had the lowest, at 14.6%. The median was 31.2% and the figure for the European Union (27) was 31.6%. Source: Eurostat, European Commission.

Highest47.9Romania

Lowest14.6Netherlands

Median31.227 EU countries

European Union (27)31.6History

Map of EU countries, 2022

Under 20
20 to 27
27 to 33
33 to 40
40 and over

%, 2022. Source: Eurostat, Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04). Boundaries: Natural Earth (public domain).

All EU countries, 2022

%. Source: Eurostat, Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2022 (%)	Change on 2021
1	Romania	47.9	+0.6 pts
2	Croatia	44.8	-1.7 pts
3	Latvia	44.1	+2.4 pts
4	Greece	43.6	-2.7 pts
5	Bulgaria	42.4	+6 pts
6	Cyprus	40.3	-1.8 pts
7	Lithuania	39.3	+2.9 pts
8	Spain	35.5	+2 pts
9	Germany	33.9	+1.6 pts
10	Hungary	33.7	-1.2 pts
11	Ireland	33.1	+4 pts
12	Italy	32.9	+0.2 pts
13	France Series break	31.4	+3.8 pts
14	Estonia	31.2	+4.1 pts
15	Portugal	29.9	-1.3 pts
16	Poland	27.1	+2.6 pts
17	Slovakia	27	0 pts
18	Slovenia	24.6	0 pts
19	Finland	23.2	-0.3 pts
20	Belgium	22.7	+0.4 pts
21	Sweden	21.2	+2.8 pts
22	Denmark	20.2	+0.7 pts
23	Austria	19	+0.4 pts
24	Luxembourg Series break	18.8	-2.5 pts
25	Czechia	17.5	-0.6 pts
26	Malta	15.4	-0.3 pts
27	Netherlands	14.6	-0.5 pts

Other periods

About this ranking

Share of the population living in households that cannot pay an unexpected but necessary expense from their own resources (EU-SILC, all household types and incomes). The amount is set for each country, close to the monthly at-risk-of-poverty threshold.

EU statistics on income and living conditions (EU-SILC). The reference year is the survey year. Self-reported by households; a share of people, not of households.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04). https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04) (EU countries by people unable to face unexpected expenses, 2022) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table

MLA 9

Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04), EU countries by people unable to face unexpected expenses, 2022. Eurostat, European Commission, 17 Sept. 2026, https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table. Invokely, https://invokely.ai/rankings/unable-to-face-unexpected-expenses/eu-countries?period=2022. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04). EU countries by people unable to face unexpected expenses, 2022. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table. Also distributed by Invokely, https://invokely.ai/rankings/unable-to-face-unexpected-expenses/eu-countries?period=2022.

Harvard

Eurostat, European Commission (2026) Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04), EU countries by people unable to face unexpected expenses, 2022 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table, via Invokely: https://invokely.ai/rankings/unable-to-face-unexpected-expenses/eu-countries?period=2022 (Accessed: 12 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_people_2022,
  author = {{Eurostat, European Commission}},
  title = {{Inability to face unexpected financial expenses, total population, all household types and incomes (ilc\_mdes04): EU countries by people unable to face unexpected expenses, 2022}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/unable-to-face-unexpected-expenses/eu-countries?period=2022. Publisher attribution: Eurostat. Inability to face unexpected financial expenses, total population, all household types and incomes (ilc\_mdes04). https://ec.europa.eu/eurostat/databrowser/view/ilc\_mdes04/default/table. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04): EU countries by people unable to face unexpected expenses, 2022
PY  - 2026
DA  - 2026/09/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table
L2  - https://invokely.ai/rankings/unable-to-face-unexpected-expenses/eu-countries?period=2022
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/unable-to-face-unexpected-expenses/eu-countries?period=2022.
N1  - Publisher attribution: Eurostat. Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04). https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes04/default/table. Retrieved 2026-10-12.
ER  -

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Questions

Which EU country has the highest people unable to face unexpected expenses?

Romania, with 47.9% in 2022, according to Eurostat, European Commission.

Which EU country has the lowest people unable to face unexpected expenses?

The Netherlands, with 14.6% in 2022.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Inability to face unexpected financial expenses, total population, all household types and incomes (ilc_mdes04). Retrieved 2026-10-12.