People in arrears on rent, mortgage or bills

Share of the population living in households that were behind on paying a mortgage or rent, utility bills or hire purchase instalments in the last 12 months because of financial difficulties (EU-SILC, all household types and incomes).

EU statistics on income and living conditions (EU-SILC). The reference year is the survey year. Self-reported by households; a share of people, not of households.

Key facts

Figures last updated on 2026-10-12.

Rankings

EU countries by people in arrears on rent, mortgage or bills, 2025

Top 15. Source: Eurostat, European Commission.

Greece: 41.8 %Greece41.8Romania: 18.5 %Romania18.5Bulgaria: 18.2 %Bulgaria18.2Spain: 13.2 %Spain13.2Cyprus: 12 %Cyprus12Ireland: 11.6 %Ireland11.6Finland: 10.7 %Finland10.7France: 10.4 %France10.4Hungary: 8.6 %Hungary8.6Sweden: 8.5 %Sweden8.5Croatia: 8 %Croatia8Luxembourg: 7.8 %Luxembourg7.8Estonia: 7.6 %Estonia7.6Slovakia: 7.3 %Slovakia7.3Austria: 7.2 %Austria7.2
%. Source: Eurostat, Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). Retrieved 2026-10-12.

Full ranking of EU countries

Places with data

Published for world, eu and euro area, countries.

World, EU and euro area

Countries

Use this data in your AI agent

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Which places have the highest people in arrears on rent, mortgage or bills? Use official data and cite it.
rank_places {"indicator":"arrears_on_bills_share","level":"country","within":"European Union (27)"}
GET https://invokely.ai/api/v1/rank?indicator=arrears_on_bills_share&level=country&within=European%20Union%20(27)

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