EU countries by people in arrears on rent, mortgage or bills

Greece had the highest people in arrears on rent, mortgage or bills of 27 EU countries in 2014, at 46.4%. Luxembourg had the lowest, at 4.9%. The median was 12% and the figure for the European Union (27) was 12.9%. Source: Eurostat, European Commission.

Highest46.4Greece

Lowest4.9Luxembourg

Median1227 EU countries

European Union (27)12.9History

Map of EU countries, 2014

Under 6.6
6.6 to 11
11 to 15
15 to 24
24 and over

%, 2014. Source: Eurostat, Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). Boundaries: Natural Earth (public domain).

All EU countries, 2014

%. Source: Eurostat, Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2014 (%)	Change on 2013
1	Greece	46.4	+1.1 pts
2	Bulgaria Series break	35.3	-0.8 pts
3	Cyprus	34.2	+0.6 pts
4	Croatia	30.1	-1.3 pts
5	Hungary	24.5	-2.2 pts
6	Romania	23.9	-7.6 pts
7	Slovenia	22.5	+1.3 pts
8	Ireland	22.4	-0.1 pts
9	Latvia	21.4	-1 pts
10	Malta	15.5	+3 pts
11	Poland	15.4	+0.3 pts
12	Italy	14.3	+0.1 pts
13	Spain	12.5	+0.6 pts
14	Estonia Series break	12	-0.5 pts
14	Portugal	12	+0.2 pts
16	Lithuania	11.3	-2.5 pts
17	Finland	10.7	-0.5 pts
18	France	9.8	+0.7 pts
19	Slovakia	8.3	+0.2 pts
20	Denmark	7.9	+1.1 pts
21	Belgium	7.6	+1.1 pts
22	Sweden	6.4	-0.4 pts
23	Netherlands	6.3	+1.3 pts
24	Austria	6.1	-0.9 pts
24	Czechia	6.1	+0.7 pts
26	Germany	5.6	+0.5 pts
27	Luxembourg	4.9	-0.3 pts

Other periods

About this ranking

Share of the population living in households that were behind on paying a mortgage or rent, utility bills or hire purchase instalments in the last 12 months because of financial difficulties (EU-SILC, all household types and incomes).

EU statistics on income and living conditions (EU-SILC). The reference year is the survey year. Self-reported by households; a share of people, not of households.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05) (EU countries by people in arrears on rent, mortgage or bills, 2014) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table

MLA 9

Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05), EU countries by people in arrears on rent, mortgage or bills, 2014. Eurostat, European Commission, 17 Sept. 2026, https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Invokely, https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2014. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). EU countries by people in arrears on rent, mortgage or bills, 2014. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Also distributed by Invokely, https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2014.

Harvard

Eurostat, European Commission (2026) Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05), EU countries by people in arrears on rent, mortgage or bills, 2014 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table, via Invokely: https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2014 (Accessed: 12 October 2026).

BibTeX

@misc{eurostat_eu_countries_by_people_2014,
  author = {{Eurostat, European Commission}},
  title = {{Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc\_mdes05): EU countries by people in arrears on rent, mortgage or bills, 2014}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2014. Publisher attribution: Eurostat. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc\_mdes05). https://ec.europa.eu/eurostat/databrowser/view/ilc\_mdes05/default/table. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - Eurostat, European Commission
TI  - Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05): EU countries by people in arrears on rent, mortgage or bills, 2014
PY  - 2026
DA  - 2026/09/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table
L2  - https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2014
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/arrears-on-bills/eu-countries?period=2014.
N1  - Publisher attribution: Eurostat. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Retrieved 2026-10-12.
ER  -

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Rank EU countries by people in arrears on rent, mortgage or bills using official data, and cite the source.

rank_places {"indicator":"arrears_on_bills_share","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=arrears_on_bills_share&level=country&within=European%20Union%20(27)&limit=10

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Questions

Which EU country has the highest people in arrears on rent, mortgage or bills?

Greece, with 46.4% in 2014, according to Eurostat, European Commission.

Which EU country has the lowest people in arrears on rent, mortgage or bills?

Luxembourg, with 4.9% in 2014.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). Retrieved 2026-10-12.