Data / MFI household loan balances / Germany

MFI household loan balances in Germany

MFI household loan balances in Germany was €2.12 trillion in August 2026, according to the European Central Bank. That is up 1.8% from August 2025. That is the 1st highest of 21 EU countries in August 2026.

August 2026, EUR million2,123,893 Provisional
Change on August 2025+1.8%
Rank1st of 21EU countries ranked
Series high2,123,893August 2026
Series low1,404,098March 2009
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MFI household loan balances in Germany, January 2003 to August 2026

1.4M1.6M1.8M2M2.2M2003-012006-062009-112013-042016-092020-022023-072026-082026-08: 2,123,893 EUR million1.4M1.6M1.8M2M2.2M2003-012010-122018-112026-082026-08: 2,123,893 EUR million
EUR million. Source: ECB, ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.
All 284 values
PeriodEUR million
2026-082,123,893 Provisional
2026-072,119,834
2026-062,114,537
2026-052,110,315
2026-042,106,352
2026-032,103,604
2026-022,100,499
2026-012,097,210
2025-122,098,874
2025-112,096,232
2025-102,093,693
2025-092,090,324
2025-082,085,646
2025-072,080,390
2025-062,074,290
2025-052,071,345
2025-042,066,849
2025-032,063,191
2025-022,059,887
2025-012,057,043
2024-122,057,719
2024-112,056,336
2024-102,053,433
2024-092,051,344
2024-082,048,440
2024-072,044,575
2024-062,041,685
2024-052,040,588
2024-042,038,172
2024-032,038,310
2024-022,035,577
2024-012,035,147
2023-122,038,162
2023-112,039,461
2023-102,038,734
2023-092,038,611
2023-082,036,480
2023-072,033,921
2023-062,031,815
2023-052,029,796
2023-042,028,229
2023-032,026,843
2023-022,024,035
2023-012,022,079
2022-122,024,303
2022-112,023,022
2022-102,019,687
2022-092,015,090
2022-082,007,936
2022-071,999,346
2022-061,987,920
2022-051,978,862
2022-041,968,966
2022-031,959,680
2022-021,948,645
2022-011,941,133
2021-121,938,500
2021-111,931,945
2021-101,923,112
2021-091,913,661
2021-081,905,290
2021-071,895,694
2021-061,884,382
2021-051,873,893
2021-041,865,226
2021-031,857,141
2021-021,848,333
2021-011,842,964
2020-121,841,986
2020-111,834,526
2020-101,827,249
2020-091,818,703
2020-081,803,728
2020-071,799,959
2020-061,790,086
2020-051,785,716
2020-041,778,229
2020-031,774,426
2020-021,768,623
2020-011,761,334
2019-121,758,397
2019-111,754,534
2019-101,747,123
2019-091,739,935
2019-081,732,751
2019-071,723,833
2019-061,718,106
2019-051,710,301
2019-041,702,843
2019-031,695,887
2019-021,689,067
2019-011,684,503
2018-121,683,433
2018-111,680,939
2018-101,674,452
2018-091,669,678
2018-081,663,212
2018-071,654,944
2018-061,649,608
2018-051,641,668
2018-041,640,728
2018-031,636,604
2018-021,630,231
2018-011,626,292
2017-121,625,382
2017-111,622,839
2017-101,618,512
2017-091,614,536
2017-081,608,299
2017-071,602,267
2017-061,597,268
2017-051,590,115
2017-041,583,771
2017-031,580,359
2017-021,575,601
2017-011,573,373
2016-121,572,923
2016-111,571,495
2016-101,567,886
2016-091,564,288
2016-081,558,224
2016-071,553,137
2016-061,548,043
2016-051,542,368
2016-041,538,041
2016-031,534,095
2016-021,530,560
2016-011,527,310
2015-121,528,307
2015-111,526,361
2015-101,523,280
2015-091,518,857
2015-081,513,637
2015-071,508,564
2015-061,503,507
2015-051,499,340
2015-041,494,755
2015-031,491,786
2015-021,488,403
2015-011,487,175
2014-121,489,400
2014-111,487,273
2014-101,486,123
2014-091,483,061
2014-081,479,529
2014-071,475,590
2014-061,473,149
2014-051,469,715
2014-041,468,091
2014-031,466,481
2014-021,464,824
2014-011,463,318
2013-121,467,043
2013-111,466,952
2013-101,465,839
2013-091,464,532
2013-081,461,857
2013-071,457,990
2013-061,456,088
2013-051,453,460
2013-041,451,498
2013-031,450,211
2013-021,448,888
2013-011,448,934
2012-121,452,687
2012-111,453,225
2012-101,450,934
2012-091,448,256
2012-081,445,529
2012-071,443,031
2012-061,440,978
2012-051,439,737
2012-041,436,919
2012-031,434,674
2012-021,433,121
2012-011,433,407
2011-121,435,808
2011-111,436,125
2011-101,433,849
2011-091,433,987
2011-081,429,920
2011-071,423,206
2011-061,423,069
2011-051,421,236
2011-041,417,898
2011-031,417,720
2011-021,416,702
2011-011,417,871
2010-121,423,954
2010-111,423,366
2010-101,421,233
2010-091,421,013
2010-081,419,057
2010-071,416,743
2010-061,415,846
2010-051,412,014
2010-041,410,437
2010-031,410,246
2010-021,407,877
2010-011,409,894
2009-121,415,109
2009-111,414,610
2009-101,414,802
2009-091,414,435
2009-081,411,123
2009-071,409,475
2009-061,408,959
2009-051,407,113
2009-041,406,209
2009-031,404,098
2009-021,405,167
2009-011,405,689
2008-121,411,644
2008-111,410,913
2008-101,413,021
2008-091,413,626
2008-081,411,968
2008-071,412,298
2008-061,413,738
2008-051,410,868
2008-041,411,532
2008-031,412,999
2008-021,413,588
2008-011,415,603
2007-121,421,278
2007-111,421,845
2007-101,423,451
2007-091,425,969
2007-081,424,746
2007-071,425,997
2007-061,427,235
2007-051,425,030
2007-041,426,722
2007-031,430,512
2007-021,430,867
2007-011,433,154
2006-121,440,017
2006-111,442,666
2006-101,444,574
2006-091,445,948
2006-081,443,121
2006-071,442,063
2006-061,442,399
2006-051,440,728
2006-041,440,063
2006-031,440,538
2006-021,443,346
2006-011,444,491
2005-121,440,064
2005-111,436,738
2005-101,436,745
2005-091,437,101
2005-081,434,062
2005-071,431,628
2005-061,430,951
2005-051,428,637
2005-041,427,867
2005-031,426,709
2005-021,428,290
2005-011,432,085
2004-121,437,399
2004-111,431,590
2004-101,436,113
2004-091,435,797
2004-081,431,886
2004-071,430,307
2004-061,428,576
2004-051,422,818
2004-041,422,599
2004-031,422,199
2004-021,423,254
2004-011,425,892
2003-121,431,800
2003-111,428,480
2003-101,431,306
2003-091,430,789
2003-081,426,394
2003-071,424,483
2003-061,422,635
2003-051,419,271
2003-041,418,175
2003-031,418,060
2003-021,417,895
2003-011,417,082

Germany compared with nearby places

Austria: 198,566 EUR millionBelgium: 279,214 EUR millionBulgaria: 32,688.19 EUR millionCyprus: 10,778 EUR millionGermany: 2,123,893 EUR millionEstonia: 15,594 EUR millionSpain: 714,709 EUR millionFinland: 143,043 EUR millionFrance: 1,583,211 EUR millionGreece: 37,814 EUR millionCroatia: 29,409 EUR millionIreland: 116,804 EUR millionItaly: 696,293 EUR millionLithuania: 22,389 EUR millionLuxembourg: 68,844 EUR millionLatvia: 7,393 EUR millionMalta: 11,420.8 EUR millionNetherlands: 678,061 EUR millionPortugal: 157,420.9 EUR millionSlovenia: 15,589.45 EUR millionSlovakia: 61,649.47 EUR million
  • Under 20K
  • 20K to 40K
  • 40K to 140K
  • 140K to 680K
  • 680K and over
  • No data
MFI household loan balances, August 2026, EUR million. Germany is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

End-of-month stock of loans from resident MFIs excluding central banks to households and non-profit institutions serving households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E) (MFI household loan balances, Germany, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E), MFI household loan balances, Germany, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/en/mfi-household-loan-balances/germany. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). MFI household loan balances, Germany, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/en/mfi-household-loan-balances/germany.

Harvard

European Central Bank (no date) ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E), MFI household loan balances, Germany, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/en/mfi-household-loan-balances/germany (Accessed: 12 October 2026).

BibTeX
@misc{european_mfi_household_loan_balances_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E): MFI household loan balances, Germany, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/mfi-household-loan-balances/germany. Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E): MFI household loan balances, Germany, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/en/mfi-household-loan-balances/germany
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/mfi-household-loan-balances/germany.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

What is the MFI household loan balances in Germany?

MFI household loan balances in Germany was €2.12 trillion in August 2026, according to the European Central Bank. That is up 1.8% from August 2025. That is the 1st highest of 21 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). Retrieved by Invokely on 2026-10-12.

What was the highest MFI household loan balances in Germany?

€2.12 trillion in August 2026, the highest value since January 2003 in this series.

MFI household loan balances elsewhere in European Union (27)

Related statistics for Germany

All statistics for Germany | Germany in figures