Data / Private non-financial debt service ratio / Germany

Private non-financial debt service ratio in Germany

Private non-financial debt service ratio in Germany was 12.2% in Q1 2026, according to the Bank for International Settlements. That is down 0.1 pts from Q1 2025. That is the 7th highest of 13 EU countries in Q1 2026.

Q1 202612.2% Estimated
Change on Q1 2025-0.1 pts
Rank7th of 13EU countries ranked
Series high15.7Q4 2000
Series low12Q1 2018
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Private non-financial debt service ratio in Germany, Q1 1999 to Q1 2026

12131415161999-Q12003-Q12007-Q12011-Q12015-Q12019-Q12023-Q12026-Q11999-Q1: 14 %1999-Q2: 14.2 %1999-Q3: 14.3 %1999-Q4: 14.5 %2000-Q1: 15 %2000-Q2: 15.2 %2000-Q3: 15.3 %2000-Q4: 15.7 %2001-Q1: 15.6 %2001-Q2: 15.4 %2001-Q3: 15.3 %2001-Q4: 15.1 %2002-Q1: 15 %2002-Q2: 15.1 %2002-Q3: 15.1 %2002-Q4: 15.3 %2003-Q1: 15.2 %2003-Q2: 15.2 %2003-Q3: 15.2 %2003-Q4: 15.1 %2004-Q1: 14.7 %2004-Q2: 14.4 %2004-Q3: 14.2 %2004-Q4: 13.9 %2005-Q1: 13.8 %2005-Q2: 13.9 %2005-Q3: 13.9 %2005-Q4: 13.8 %2006-Q1: 13.8 %2006-Q2: 13.8 %2006-Q3: 13.9 %2006-Q4: 13.8 %2007-Q1: 13.6 %2007-Q2: 13.6 %2007-Q3: 13.5 %2007-Q4: 13.6 %2008-Q1: 13.5 %2008-Q2: 13.5 %2008-Q3: 13.5 %2008-Q4: 13.8 %2009-Q1: 13.8 %2009-Q2: 13.8 %2009-Q3: 13.7 %2009-Q4: 13.5 %2010-Q1: 13.4 %2010-Q2: 13.4 %2010-Q3: 13.4 %2010-Q4: 13.2 %2011-Q1: 12.9 %2011-Q2: 12.8 %2011-Q3: 12.8 %2011-Q4: 12.9 %2012-Q1: 12.7 %2012-Q2: 12.7 %2012-Q3: 12.7 %2012-Q4: 12.7 %2013-Q1: 12.9 %2013-Q2: 13 %2013-Q3: 13 %2013-Q4: 13 %2014-Q1: 13 %2014-Q2: 13 %2014-Q3: 12.9 %2014-Q4: 12.5 %2015-Q1: 12.5 %2015-Q2: 12.4 %2015-Q3: 12.4 %2015-Q4: 12.3 %2016-Q1: 12.3 %2016-Q2: 12.2 %2016-Q3: 12.2 %2016-Q4: 12.2 %2017-Q1: 12.2 %2017-Q2: 12.2 %2017-Q3: 12.2 %2017-Q4: 12.2 %2018-Q1: 12 %2018-Q2: 12 %2018-Q3: 12 %2018-Q4: 12 %2019-Q1: 12.1 %2019-Q2: 12.3 %2019-Q3: 12.3 %2019-Q4: 12.3 %2020-Q1: 12.4 %2020-Q2: 12.8 %2020-Q3: 12.9 %2020-Q4: 12.9 %2021-Q1: 13 %2021-Q2: 12.7 %2021-Q3: 12.7 %2021-Q4: 12.7 %2022-Q1: 12.7 %2022-Q2: 12.7 %2022-Q3: 12.7 %2022-Q4: 12.7 %2023-Q1: 12.5 %2023-Q2: 12.3 %2023-Q3: 12.3 %2023-Q4: 12.2 %2024-Q1: 12.2 %2024-Q2: 12.2 %2024-Q3: 12.2 %2024-Q4: 12.2 %2025-Q1: 12.3 %2025-Q2: 12.3 %2025-Q3: 12.3 %2025-Q4: 12.2 %2026-Q1: 12.2 %12131415161999-Q12008-Q22017-Q32026-Q12026-Q1: 12.2 %
%. Source: BIS, BIS WS_DSR: P, quarterly, private nonfinancial debt service ratio. Retrieved 2026-10-12.
All 109 values
Period%
2026-Q112.2 Estimated
2025-Q412.2 Estimated
2025-Q312.3 Estimated
2025-Q212.3 Estimated
2025-Q112.3 Estimated
2024-Q412.2 Estimated
2024-Q312.2 Estimated
2024-Q212.2 Estimated
2024-Q112.2 Estimated
2023-Q412.2 Estimated
2023-Q312.3 Estimated
2023-Q212.3 Estimated
2023-Q112.5 Estimated
2022-Q412.7 Estimated
2022-Q312.7 Estimated
2022-Q212.7 Estimated
2022-Q112.7 Estimated
2021-Q412.7 Estimated
2021-Q312.7 Estimated
2021-Q212.7 Estimated
2021-Q113 Estimated
2020-Q412.9 Estimated
2020-Q312.9 Estimated
2020-Q212.8 Estimated
2020-Q112.4 Estimated
2019-Q412.3 Estimated
2019-Q312.3 Estimated
2019-Q212.3 Estimated
2019-Q112.1 Estimated
2018-Q412 Estimated
2018-Q312 Estimated
2018-Q212 Estimated
2018-Q112 Estimated
2017-Q412.2 Estimated
2017-Q312.2 Estimated
2017-Q212.2 Estimated
2017-Q112.2 Estimated
2016-Q412.2 Estimated
2016-Q312.2 Estimated
2016-Q212.2 Estimated
2016-Q112.3 Estimated
2015-Q412.3 Estimated
2015-Q312.4 Estimated
2015-Q212.4 Estimated
2015-Q112.5 Estimated
2014-Q412.5 Estimated
2014-Q312.9 Estimated
2014-Q213 Estimated
2014-Q113 Estimated
2013-Q413 Estimated
2013-Q313 Estimated
2013-Q213 Estimated
2013-Q112.9 Estimated
2012-Q412.7 Estimated
2012-Q312.7 Estimated
2012-Q212.7 Estimated
2012-Q112.7 Estimated
2011-Q412.9 Estimated
2011-Q312.8 Estimated
2011-Q212.8 Estimated
2011-Q112.9 Estimated
2010-Q413.2 Estimated
2010-Q313.4 Estimated
2010-Q213.4 Estimated
2010-Q113.4 Estimated
2009-Q413.5 Estimated
2009-Q313.7 Estimated
2009-Q213.8 Estimated
2009-Q113.8 Estimated
2008-Q413.8 Estimated
2008-Q313.5 Estimated
2008-Q213.5 Estimated
2008-Q113.5 Estimated
2007-Q413.6 Estimated
2007-Q313.5 Estimated
2007-Q213.6 Estimated
2007-Q113.6 Estimated
2006-Q413.8 Estimated
2006-Q313.9 Estimated
2006-Q213.8 Estimated
2006-Q113.8 Estimated
2005-Q413.8 Estimated
2005-Q313.9 Estimated
2005-Q213.9 Estimated
2005-Q113.8 Estimated
2004-Q413.9 Estimated
2004-Q314.2 Estimated
2004-Q214.4 Estimated
2004-Q114.7 Estimated
2003-Q415.1 Estimated
2003-Q315.2 Estimated
2003-Q215.2 Estimated
2003-Q115.2 Estimated
2002-Q415.3 Estimated
2002-Q315.1 Estimated
2002-Q215.1 Estimated
2002-Q115 Estimated
2001-Q415.1 Estimated
2001-Q315.3 Estimated
2001-Q215.4 Estimated
2001-Q115.6 Estimated
2000-Q415.7 Estimated
2000-Q315.3 Estimated
2000-Q215.2 Estimated
2000-Q115 Estimated
1999-Q414.5 Estimated
1999-Q314.3 Estimated
1999-Q214.2 Estimated
1999-Q114 Estimated

Germany compared with nearby places

Belgium: 16.6 %Czechia: 9 %Germany: 12.2 %Denmark: 23.1 %Spain: 11.7 %Finland: 17.8 %France: 19.9 %Hungary: 11.5 %Italy: 9.2 %Netherlands: 26.1 %Poland: 6.3 %Portugal: 12.2 %Sweden: 23.3 %
  • Under 10
  • 10 to 12
  • 12 to 17
  • 17 to 22
  • 22 and over
  • No data
Private non-financial debt service ratio, Q1 2026, %. Germany is outlined. Same source and period for every area shown. Source: Bank for International Settlements. Boundaries: Natural Earth (public domain).

Rankings

Definition

BIS estimate of interest payments and principal amortisation of households, NPISHs and non-financial corporations as a percentage of income.

BIS modelled estimates from aggregate debt, income, interest rates and assumed remaining maturities. Includes interest and principal repayments. Better suited to tracking a country over time than comparing absolute levels between countries. Household and corporate coverage is narrower than total private-sector coverage. Household estimates include NPISHs and differ from the Federal Reserve household debt service ratio. Not seasonally adjusted.

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How to cite

Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_DSR: P, quarterly, private nonfinancial debt service ratio. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.P?format=csv&startPeriod=1999-Q1. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Bank for International Settlements. (n.d.). BIS WS_DSR: P, quarterly, private nonfinancial debt service ratio (Private non-financial debt service ratio, Germany, 1999-Q1 to 2026-Q1) [Data set]. Retrieved October 12, 2026, from https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.P?format=csv&startPeriod=1999-Q1

MLA 9

BIS WS_DSR: P, quarterly, private nonfinancial debt service ratio, Private non-financial debt service ratio, Germany, 1999-Q1 to 2026-Q1. Bank for International Settlements, https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.P?format=csv&startPeriod=1999-Q1. Invokely, https://invokely.ai/en/private-nonfinancial-debt-service-ratio/germany. Accessed 12 Oct. 2026.

Chicago (author-date)

Bank for International Settlements. n.d. BIS WS_DSR: P, quarterly, private nonfinancial debt service ratio. Private non-financial debt service ratio, Germany, 1999-Q1 to 2026-Q1. Dataset. Accessed October 12, 2026. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.P?format=csv&startPeriod=1999-Q1. Also distributed by Invokely, https://invokely.ai/en/private-nonfinancial-debt-service-ratio/germany.

Harvard

Bank for International Settlements (no date) BIS WS_DSR: P, quarterly, private nonfinancial debt service ratio, Private non-financial debt service ratio, Germany, 1999-Q1 to 2026-Q1 [Dataset]. Available at: https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.P?format=csv&startPeriod=1999-Q1, via Invokely: https://invokely.ai/en/private-nonfinancial-debt-service-ratio/germany (Accessed: 12 October 2026).

BibTeX
@misc{bank_private_non_financial_debt_2026,
  author = {{Bank for International Settlements}},
  title = {{BIS WS\_DSR: P, quarterly, private nonfinancial debt service ratio: Private non-financial debt service ratio, Germany, 1999-Q1 to 2026-Q1}},
  howpublished = {Data set},
  url = {https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.P?format=csv&startPeriod=1999-Q1},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/private-nonfinancial-debt-service-ratio/germany. Publisher attribution: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS\_DSR: P, quarterly, private nonfinancial debt service ratio. https://stats.bis.org/api/v2/data/dataflow/BIS/WS\_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.P?format=csv\&startPeriod=1999-Q1. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Bank for International Settlements
TI  - BIS WS_DSR: P, quarterly, private nonfinancial debt service ratio: Private non-financial debt service ratio, Germany, 1999-Q1 to 2026-Q1
PB  - Bank for International Settlements
DB  - Invokely
UR  - https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.P?format=csv&startPeriod=1999-Q1
L2  - https://invokely.ai/en/private-nonfinancial-debt-service-ratio/germany
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/private-nonfinancial-debt-service-ratio/germany.
N1  - Publisher attribution: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_DSR: P, quarterly, private nonfinancial debt service ratio. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.P?format=csv&startPeriod=1999-Q1. Retrieved 2026-10-12.
ER  -
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Questions

What is the private non-financial debt service ratio in Germany?

Private non-financial debt service ratio in Germany was 12.2% in Q1 2026, according to the Bank for International Settlements. That is down 0.1 pts from Q1 2025. That is the 7th highest of 13 EU countries in Q1 2026.

Where does this figure come from?

Bank for International Settlements. BIS WS_DSR: P, quarterly, private nonfinancial debt service ratio. Retrieved by Invokely on 2026-10-12.

What was the highest private non-financial debt service ratio in Germany?

15.7% in Q4 2000, the highest value since Q1 1999 in this series.

Private non-financial debt service ratio elsewhere in European Union (27)

Related statistics for Germany

All statistics for Germany | Germany in figures