Data / MFI household loan balances / France

MFI household loan balances in France

MFI household loan balances in France was €1.58 trillion in August 2026, according to the European Central Bank. That is up 0.7% from August 2025. That is the 2nd highest of 21 EU countries in August 2026.

August 2026, EUR million1,583,211 Provisional
Change on August 2025+0.7%
Rank2nd of 21EU countries ranked
Series high1,606,259March 2023
Series low542,911January 2003
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MFI household loan balances in France, January 2003 to August 2026

500K750K1M1.25M1.5M1.75M2003-012006-062009-112013-042016-092020-022023-072026-082026-08: 1,583,211 EUR million500K1M1.5M2M2003-012010-122018-112026-082026-08: 1,583,211 EUR million
EUR million. Source: ECB, ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.
All 284 values
PeriodEUR million
2026-081,583,211 Provisional
2026-071,585,734
2026-061,579,642
2026-051,573,634
2026-041,573,564
2026-031,573,160
2026-021,569,620
2026-011,571,609
2025-121,574,421
2025-111,569,426
2025-101,568,804
2025-091,576,271
2025-081,572,084
2025-071,574,602
2025-061,570,949
2025-051,567,026
2025-041,569,585
2025-031,569,005
2025-021,565,397
2025-011,566,324
2024-121,567,061
2024-111,563,093
2024-101,563,708
2024-091,569,310
2024-081,568,683
2024-071,571,385
2024-061,566,392
2024-051,566,674
2024-041,571,624
2024-031,574,362
2024-021,573,707
2024-011,576,694
2023-121,596,690
2023-111,597,797
2023-101,599,759
2023-091,584,670
2023-081,583,529
2023-071,584,507
2023-061,580,651
2023-051,574,546
2023-041,605,235
2023-031,606,259
2023-021,601,022
2023-011,599,470
2022-121,602,226
2022-111,597,594
2022-101,596,349
2022-091,592,930
2022-081,584,329
2022-071,580,265
2022-061,569,007
2022-051,556,615
2022-041,546,523
2022-031,547,224
2022-021,540,997
2022-011,542,896
2021-121,535,157
2021-111,527,604
2021-101,520,982
2021-091,515,062
2021-081,506,735
2021-071,503,080
2021-061,488,449
2021-051,477,248
2021-041,470,041
2021-031,464,035
2021-021,460,162
2021-011,456,372
2020-121,454,457
2020-111,442,933
2020-101,440,580
2020-091,431,928
2020-081,414,668
2020-071,409,889
2020-061,399,814
2020-051,389,377
2020-041,381,074
2020-031,385,510
2020-021,387,920
2020-011,382,709
2019-121,376,176
2019-111,364,587
2019-101,360,516
2019-091,351,412
2019-081,343,056
2019-071,338,731
2019-061,323,829
2019-051,314,678
2019-041,319,631
2019-031,315,173
2019-021,304,983
2019-011,303,967
2018-121,299,932
2018-111,291,309
2018-101,288,118
2018-091,279,947
2018-081,274,530
2018-071,271,116
2018-061,259,453
2018-051,252,511
2018-041,247,751
2018-031,242,941
2018-021,235,485
2018-011,235,580
2017-121,230,491
2017-111,214,233
2017-101,209,436
2017-091,203,829
2017-081,197,175
2017-071,194,072
2017-061,195,922
2017-051,187,861
2017-041,190,590
2017-031,187,143
2017-021,179,124
2017-011,166,184
2016-121,164,597
2016-111,154,961
2016-101,150,068
2016-091,151,428
2016-081,145,666
2016-071,143,215
2016-061,138,061
2016-051,129,542
2016-041,133,574
2016-031,131,594
2016-021,126,416
2016-011,124,253
2015-121,125,503
2015-111,121,591
2015-101,119,319
2015-091,124,209
2015-081,118,144
2015-071,117,971
2015-061,112,113
2015-051,106,581
2015-041,104,039
2015-031,100,753
2015-021,096,789
2015-011,098,130
2014-121,096,500
2014-111,093,060
2014-101,093,241
2014-091,090,909
2014-081,089,168
2014-071,089,612
2014-061,085,022
2014-051,080,085
2014-041,123,107
2014-031,121,057
2014-021,118,029
2014-011,116,381
2013-121,117,236
2013-111,110,696
2013-101,110,601
2013-091,111,668
2013-081,107,681
2013-071,107,962
2013-061,103,042
2013-051,099,694
2013-041,098,368
2013-031,095,158
2013-021,091,958
2013-011,091,318
2012-121,091,521
2012-111,086,767
2012-101,085,224
2012-091,084,626
2012-081,083,468
2012-071,084,322
2012-061,083,045
2012-051,080,768
2012-041,077,664
2012-031,076,290
2012-021,073,606
2012-011,074,744
2011-121,069,225
2011-111,061,817
2011-101,059,363
2011-091,058,240
2011-081,054,889
2011-071,053,938
2011-061,048,073
2011-051,039,636
2011-041,032,659
2011-031,028,058
2011-021,016,594
2011-011,012,012
2010-121,010,804
2010-11996,787
2010-10989,413
2010-09986,844
2010-08981,955
2010-07979,328
2010-06973,187
2010-05965,284
2010-04963,544
2010-03961,853
2010-02955,682
2010-01953,698
2009-12953,401
2009-11943,908
2009-10939,802
2009-09939,208
2009-08935,421
2009-07934,339
2009-06929,914
2009-05924,689
2009-04923,328
2009-03927,692
2009-02925,467
2009-01925,983
2008-12926,115
2008-11923,899
2008-10925,599
2008-09923,329
2008-08915,879
2008-07914,096
2008-06905,021
2008-05896,567
2008-04894,767
2008-03891,723
2008-02885,800
2008-01880,044
2007-12876,078
2007-11866,811
2007-10860,721
2007-09853,221
2007-08846,417
2007-07842,300
2007-06832,720
2007-05822,181
2007-04814,732
2007-03809,349
2007-02800,944
2007-01796,482
2006-12791,746
2006-11782,603
2006-10777,177
2006-09771,804
2006-08764,477
2006-07760,938
2006-06751,899
2006-05739,502
2006-04732,313
2006-03727,892
2006-02719,800
2006-01716,630
2005-12710,721
2005-11700,306
2005-10695,250
2005-09690,426
2005-08684,716
2005-07680,498
2005-06672,019
2005-05662,132
2005-04655,413
2005-03651,845
2005-02646,773
2005-01642,924
2004-12639,507
2004-11634,073
2004-10629,954
2004-09626,999
2004-08623,172
2004-07620,299
2004-06613,169
2004-05604,556
2004-04600,439
2004-03596,416
2004-02591,240
2004-01587,772
2003-12585,434
2003-11579,002
2003-10576,370
2003-09572,497
2003-08566,902
2003-07565,552
2003-06559,632
2003-05555,487
2003-04553,322
2003-03550,257
2003-02547,280
2003-01542,911

France compared with nearby places

Austria: 198,566 EUR millionBelgium: 279,214 EUR millionBulgaria: 32,688.19 EUR millionCyprus: 10,778 EUR millionGermany: 2,123,893 EUR millionEstonia: 15,594 EUR millionSpain: 714,709 EUR millionFinland: 143,043 EUR millionFrance: 1,583,211 EUR millionGreece: 37,814 EUR millionCroatia: 29,409 EUR millionIreland: 116,804 EUR millionItaly: 696,293 EUR millionLithuania: 22,389 EUR millionLuxembourg: 68,844 EUR millionLatvia: 7,393 EUR millionMalta: 11,420.8 EUR millionNetherlands: 678,061 EUR millionPortugal: 157,420.9 EUR millionSlovenia: 15,589.45 EUR millionSlovakia: 61,649.47 EUR million
  • Under 20K
  • 20K to 40K
  • 40K to 140K
  • 140K to 680K
  • 680K and over
  • No data
MFI household loan balances, August 2026, EUR million. France is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

End-of-month stock of loans from resident MFIs excluding central banks to households and non-profit institutions serving households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E) (MFI household loan balances, France, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E), MFI household loan balances, France, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/en/mfi-household-loan-balances/france. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). MFI household loan balances, France, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/en/mfi-household-loan-balances/france.

Harvard

European Central Bank (no date) ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E), MFI household loan balances, France, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/en/mfi-household-loan-balances/france (Accessed: 12 October 2026).

BibTeX
@misc{european_mfi_household_loan_balances_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E): MFI household loan balances, France, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/mfi-household-loan-balances/france. Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E): MFI household loan balances, France, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/en/mfi-household-loan-balances/france
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/mfi-household-loan-balances/france.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

What is the MFI household loan balances in France?

MFI household loan balances in France was €1.58 trillion in August 2026, according to the European Central Bank. That is up 0.7% from August 2025. That is the 2nd highest of 21 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). Retrieved by Invokely on 2026-10-12.

What was the highest MFI household loan balances in France?

€1.61 trillion in March 2023, the highest value since January 2003 in this series.

MFI household loan balances elsewhere in European Union (27)

Related statistics for France

All statistics for France | France in figures