Data / MFI household loan balances / Spain

MFI household loan balances in Spain

MFI household loan balances in Spain was €714.71 billion in August 2026, according to the European Central Bank. That is up 2.6% from August 2025. That is the 3rd highest of 21 EU countries in August 2026.

August 2026, EUR million714,709 Provisional
Change on August 2025+2.6%
Rank3rd of 21EU countries ranked
Series high888,707June 2010
Series low359,861January 2003
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MFI household loan balances in Spain, January 2003 to August 2026

200K400K600K800K1M2003-012006-062009-112013-042016-092020-022023-072026-082026-08: 714,709 EUR million200K400K600K800K1M2003-012010-122018-112026-082026-08: 714,709 EUR million
EUR million. Source: ECB, ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.
All 284 values
PeriodEUR million
2026-08714,709 Provisional
2026-07714,452
2026-06710,576
2026-05706,898
2026-04703,896
2026-03711,766
2026-02710,970
2026-01708,931
2025-12707,834
2025-11715,671
2025-10701,716
2025-09698,128
2025-08696,457
2025-07695,754
2025-06703,888
2025-05689,201
2025-04686,348
2025-03684,261
2025-02681,621
2025-01680,857
2024-12680,926
2024-11690,822
2024-10678,108
2024-09676,469
2024-08675,968
2024-07676,172
2024-06685,299
2024-05673,205
2024-04671,962
2024-03671,313
2024-02670,307
2024-01671,601
2023-12674,698
2023-11686,032
2023-10675,976
2023-09677,438
2023-08678,088
2023-07680,500
2023-06691,673
2023-05681,649
2023-04683,559
2023-03684,078
2023-02684,802
2023-01687,821
2022-12691,811
2022-11703,432
2022-10694,702
2022-09695,090
2022-08695,331
2022-07697,192
2022-06705,020
2022-05695,737
2022-04694,706
2022-03692,431
2022-02690,936
2022-01691,293
2021-12692,659
2021-11700,880
2021-10691,864
2021-09690,738
2021-08690,736
2021-07692,704
2021-06699,150
2021-05688,993
2021-04687,629
2021-03687,113
2021-02685,983
2021-01686,877
2020-12688,973
2020-11697,664
2020-10689,310
2020-09688,714
2020-08690,475
2020-07691,592
2020-06699,002
2020-05690,639
2020-04690,304
2020-03693,210
2020-02695,784
2020-01695,930
2019-12697,054
2019-11706,419
2019-10695,623
2019-09697,176
2019-08699,627
2019-07700,317
2019-06708,556
2019-05700,954
2019-04699,462
2019-03699,522
2019-02698,577
2019-01699,187
2018-12700,210
2018-11709,275
2018-10700,799
2018-09701,526
2018-08700,816
2018-07701,675
2018-06708,303
2018-05699,218
2018-04698,414
2018-03698,528
2018-02696,120
2018-01697,189
2017-12699,464
2017-11706,936
2017-10699,241
2017-09700,803
2017-08700,354
2017-07701,595
2017-06708,525
2017-05700,798
2017-04701,559
2017-03701,398
2017-02701,168
2017-01702,853
2016-12705,174
2016-11713,008
2016-10706,622
2016-09707,845
2016-08709,055
2016-07711,578
2016-06718,453
2016-05710,652
2016-04711,541
2016-03711,216
2016-02711,968
2016-01714,302
2015-12716,513
2015-11725,651
2015-10719,829
2015-09720,488
2015-08722,309
2015-07725,357
2015-06733,125
2015-05728,223
2015-04731,459
2015-03736,752
2015-02738,608
2015-01741,625
2014-12744,622
2014-11753,648
2014-10749,836
2014-09752,699
2014-08754,036
2014-07757,908
2014-06766,541
2014-05762,481
2014-04764,694
2014-03767,452
2014-02770,512
2014-01774,351
2013-12778,469
2013-11789,522
2013-10785,947
2013-09789,256
2013-08794,610
2013-07798,374
2013-06806,265
2013-05803,411
2013-04805,915
2013-03809,991
2013-02813,284
2013-01818,400
2012-12823,587
2012-11832,601
2012-10829,057
2012-09831,760
2012-08835,456
2012-07839,108
2012-06845,394
2012-05843,483
2012-04845,344
2012-03848,158
2012-02850,269
2012-01854,939
2011-12859,698
2011-11861,512
2011-10857,788
2011-09861,420
2011-08862,441
2011-07866,938
2011-06872,534
2011-05867,805
2011-04869,583
2011-03869,916
2011-02873,224
2011-01875,990
2010-12879,407
2010-11884,387
2010-10877,250
2010-09876,684
2010-08881,467
2010-07882,575
2010-06888,707
2010-05877,344
2010-04875,086
2010-03873,521
2010-02874,936
2010-01875,641
2009-12876,728
2009-11881,800
2009-10876,820
2009-09876,047
2009-08875,785
2009-07878,144
2009-06880,527
2009-05875,027
2009-04874,834
2009-03873,732
2009-02878,567
2009-01881,388
2008-12883,983
2008-11888,462
2008-10882,576
2008-09879,804
2008-08878,713
2008-07878,376
2008-06878,014
2008-05868,794
2008-04863,213
2008-03856,427
2008-02852,296
2008-01847,483
2007-12843,975
2007-11844,163
2007-10831,556
2007-09822,621
2007-08817,793
2007-07814,590
2007-06807,829
2007-05793,171
2007-04785,108
2007-03776,981
2007-02763,345
2007-01755,138
2006-12750,174
2006-11740,030
2006-10724,609
2006-09716,253
2006-08706,754
2006-07701,346
2006-06692,672
2006-05674,567
2006-04662,763
2006-03652,261
2006-02638,608
2006-01628,908
2005-12621,424
2005-11611,114
2005-10596,680
2005-09585,843
2005-08575,982
2005-07571,030
2005-06561,195
2005-05519,670
2005-04512,252
2005-03502,891
2005-02496,802
2005-01489,532
2004-12482,836
2004-11478,194
2004-10468,079
2004-09461,748
2004-08454,659
2004-07451,551
2004-06448,461
2004-05440,601
2004-04434,036
2004-03426,606
2004-02419,593
2004-01414,044
2003-12410,774
2003-11409,577
2003-10400,134
2003-09394,135
2003-08392,619
2003-07390,367
2003-06385,723
2003-05378,143
2003-04372,959
2003-03366,719
2003-02363,992
2003-01359,861

Spain compared with nearby places

Austria: 198,566 EUR millionBelgium: 279,214 EUR millionBulgaria: 32,688.19 EUR millionCyprus: 10,778 EUR millionGermany: 2,123,893 EUR millionEstonia: 15,594 EUR millionSpain: 714,709 EUR millionFinland: 143,043 EUR millionFrance: 1,583,211 EUR millionGreece: 37,814 EUR millionCroatia: 29,409 EUR millionIreland: 116,804 EUR millionItaly: 696,293 EUR millionLithuania: 22,389 EUR millionLuxembourg: 68,844 EUR millionLatvia: 7,393 EUR millionMalta: 11,420.8 EUR millionNetherlands: 678,061 EUR millionPortugal: 157,420.9 EUR millionSlovenia: 15,589.45 EUR millionSlovakia: 61,649.47 EUR million
  • Under 20K
  • 20K to 40K
  • 40K to 140K
  • 140K to 680K
  • 680K and over
  • No data
MFI household loan balances, August 2026, EUR million. Spain is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

End-of-month stock of loans from resident MFIs excluding central banks to households and non-profit institutions serving households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E) (MFI household loan balances, Spain, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E), MFI household loan balances, Spain, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/en/mfi-household-loan-balances/spain. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). MFI household loan balances, Spain, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/en/mfi-household-loan-balances/spain.

Harvard

European Central Bank (no date) ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E), MFI household loan balances, Spain, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/en/mfi-household-loan-balances/spain (Accessed: 12 October 2026).

BibTeX
@misc{european_mfi_household_loan_balances_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E): MFI household loan balances, Spain, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/mfi-household-loan-balances/spain. Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E): MFI household loan balances, Spain, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/en/mfi-household-loan-balances/spain
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/mfi-household-loan-balances/spain.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

What is the MFI household loan balances in Spain?

MFI household loan balances in Spain was €714.71 billion in August 2026, according to the European Central Bank. That is up 2.6% from August 2025. That is the 3rd highest of 21 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). Retrieved by Invokely on 2026-10-12.

What was the highest MFI household loan balances in Spain?

€888.71 billion in June 2010, the highest value since January 2003 in this series.

MFI household loan balances elsewhere in European Union (27)

Related statistics for Spain

All statistics for Spain | Spain in figures