Data / MFI household loan balances / Finland

MFI household loan balances in Finland

MFI household loan balances in Finland was €143.04 billion in August 2026, according to the European Central Bank. That is down 0.3% from August 2025. That is the 9th highest of 21 EU countries in August 2026.

August 2026, EUR million143,043 Provisional
Change on August 2025-0.3%
Rank9th of 21EU countries ranked
Series high146,108September 2022
Series low46,911January 2003
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MFI household loan balances in Finland, January 2003 to August 2026

40K60K80K100K120K140K160K2003-012006-062009-112013-042016-092020-022023-072026-082026-08: 143,043 EUR million25K50K75K100K125K150K2003-012010-122018-112026-082026-08: 143,043 EUR million
EUR million. Source: ECB, ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.
All 284 values
PeriodEUR million
2026-08143,043 Provisional
2026-07142,868
2026-06142,868
2026-05142,855
2026-04142,749
2026-03142,825
2026-02142,937
2026-01143,161
2025-12143,159
2025-11143,514
2025-10143,423
2025-09143,395
2025-08143,463
2025-07143,267
2025-06143,237
2025-05143,201
2025-04143,070
2025-03143,152
2025-02143,089
2025-01143,281
2024-12143,224
2024-11143,422
2024-10143,423
2024-09143,356
2024-08143,485
2024-07143,263
2024-06143,476
2024-05143,368
2024-04143,391
2024-03143,682
2024-02143,695
2024-01143,867
2023-12143,503
2023-11143,228
2023-10143,321
2023-09143,658
2023-08143,733
2023-07143,728
2023-06143,973
2023-05144,063
2023-04144,418
2023-03144,596
2023-02144,911
2023-01145,333
2022-12145,705
2022-11145,735
2022-10145,974
2022-09146,108
2022-08145,998
2022-07145,889
2022-06145,644
2022-05145,126
2022-04144,900
2022-03144,566
2022-02144,129
2022-01144,067
2021-12143,756
2021-11143,471
2021-10143,133
2021-09142,675
2021-08142,189
2021-07141,801
2021-06141,315
2021-05140,628
2021-04140,049
2021-03139,643
2021-02139,258
2021-01138,991
2020-12138,565
2020-11138,303
2020-10138,071
2020-09137,530
2020-08137,081
2020-07136,613
2020-06136,091
2020-05135,611
2020-04135,186
2020-03135,131
2020-02135,019
2020-01134,715
2019-12134,428
2019-11134,452
2019-10134,028
2019-09133,625
2019-08133,305
2019-07132,666
2019-06132,444
2019-05131,895
2019-04131,359
2019-03131,309
2019-02131,018
2019-01130,926
2018-12130,758
2018-11130,866
2018-10130,659
2018-09130,515
2018-08130,027
2018-07129,589
2018-06129,495
2018-05128,922
2018-04128,469
2018-03128,366
2018-02128,113
2018-01127,965
2017-12128,143
2017-11128,119
2017-10127,864
2017-09127,672
2017-08127,167
2017-07126,660
2017-06126,419
2017-05125,944
2017-04125,723
2017-03125,430
2017-02125,071
2017-01125,018
2016-12124,988
2016-11124,834
2016-10124,677
2016-09124,570
2016-08124,189
2016-07123,965
2016-06123,642
2016-05123,090
2016-04122,802
2016-03122,403
2016-02122,197
2016-01122,164
2015-12122,069
2015-11121,884
2015-10121,748
2015-09121,384
2015-08121,072
2015-07120,791
2015-06120,456
2015-05119,907
2015-04119,458
2015-03119,238
2015-02119,058
2015-01118,984
2014-12118,932
2014-11119,126
2014-10118,921
2014-09118,686
2014-08118,402
2014-07118,115
2014-06117,899
2014-05117,601
2014-04117,240
2014-03117,025
2014-02116,861
2014-01116,878
2013-12117,086
2013-11117,086
2013-10116,850
2013-09116,652
2013-08116,480
2013-07116,145
2013-06116,011
2013-05115,853
2013-04115,456
2013-03115,556
2013-02115,330
2013-01115,208
2012-12115,300
2012-11115,203
2012-10114,831
2012-09114,426
2012-08113,962
2012-07113,383
2012-06112,935
2012-05112,133
2012-04111,402
2012-03110,969
2012-02110,462
2012-01110,202
2011-12110,028
2011-11109,657
2011-10109,200
2011-09108,725
2011-08108,079
2011-07107,469
2011-06106,990
2011-05106,240
2011-04105,607
2011-03105,099
2011-02104,708
2011-01104,414
2010-12104,288
2010-11103,958
2010-10103,352
2010-09102,743
2010-08102,160
2010-07101,646
2010-06101,159
2010-05100,281
2010-0499,600
2010-0399,193
2010-0298,833
2010-0198,595
2009-1298,400
2009-1198,200
2009-1097,901
2009-0997,250
2009-0896,733
2009-0796,307
2009-0695,801
2009-0595,080
2009-0494,522
2009-0394,095
2009-0293,719
2009-0193,597
2008-1293,427
2008-1193,379
2008-1093,112
2008-0992,791
2008-0892,161
2008-0791,561
2008-0690,947
2008-0590,019
2008-0489,073
2008-0388,329
2008-0287,705
2008-0187,060
2007-1286,581
2007-1186,119
2007-1085,499
2007-0984,831
2007-0884,073
2007-0783,223
2007-0682,520
2007-0581,399
2007-0480,422
2007-0379,873
2007-0279,011
2007-0178,407
2006-1277,956
2006-1177,267
2006-1076,478
2006-0975,773
2006-0874,748
2006-0773,888
2006-0673,204
2006-0572,077
2006-0471,238
2006-0370,543
2006-0269,768
2006-0169,248
2005-1269,049
2005-1168,184
2005-1067,480
2005-0966,660
2005-0865,728
2005-0764,952
2005-0664,204
2005-0563,067
2005-0462,261
2005-0361,418
2005-0260,680
2005-0160,272
2004-1260,024
2004-1159,266
2004-1058,854
2004-0958,230
2004-0857,533
2004-0757,029
2004-0656,468
2004-0555,538
2004-0454,826
2004-0354,312
2004-0253,680
2004-0153,252
2003-1253,039
2003-1152,441
2003-1051,990
2003-0951,462
2003-0850,837
2003-0750,230
2003-0649,687
2003-0548,916
2003-0448,242
2003-0347,769
2003-0247,285
2003-0146,911

Finland compared with nearby places

Austria: 198,566 EUR millionBelgium: 279,214 EUR millionBulgaria: 32,688.19 EUR millionCyprus: 10,778 EUR millionGermany: 2,123,893 EUR millionEstonia: 15,594 EUR millionSpain: 714,709 EUR millionFinland: 143,043 EUR millionFrance: 1,583,211 EUR millionGreece: 37,814 EUR millionCroatia: 29,409 EUR millionIreland: 116,804 EUR millionItaly: 696,293 EUR millionLithuania: 22,389 EUR millionLuxembourg: 68,844 EUR millionLatvia: 7,393 EUR millionMalta: 11,420.8 EUR millionNetherlands: 678,061 EUR millionPortugal: 157,420.9 EUR millionSlovenia: 15,589.45 EUR millionSlovakia: 61,649.47 EUR million
  • Under 20K
  • 20K to 40K
  • 40K to 140K
  • 140K to 680K
  • 680K and over
  • No data
MFI household loan balances, August 2026, EUR million. Finland is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

End-of-month stock of loans from resident MFIs excluding central banks to households and non-profit institutions serving households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E) (MFI household loan balances, Finland, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E), MFI household loan balances, Finland, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/en/mfi-household-loan-balances/finland. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). MFI household loan balances, Finland, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/en/mfi-household-loan-balances/finland.

Harvard

European Central Bank (no date) ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E), MFI household loan balances, Finland, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/en/mfi-household-loan-balances/finland (Accessed: 12 October 2026).

BibTeX
@misc{european_mfi_household_loan_balances_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E): MFI household loan balances, Finland, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/mfi-household-loan-balances/finland. Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E): MFI household loan balances, Finland, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/en/mfi-household-loan-balances/finland
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/mfi-household-loan-balances/finland.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

What is the MFI household loan balances in Finland?

MFI household loan balances in Finland was €143.04 billion in August 2026, according to the European Central Bank. That is down 0.3% from August 2025. That is the 9th highest of 21 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). Retrieved by Invokely on 2026-10-12.

What was the highest MFI household loan balances in Finland?

€146.11 billion in September 2022, the highest value since January 2003 in this series.

MFI household loan balances elsewhere in European Union (27)

Related statistics for Finland

All statistics for Finland | Finland in figures