Housing in the EU

The latest figures for 6 indicators in the EU, how the EU countries compare, and the source of each figure.

Figures last updated on 2026-10-12.

House prices, annual change

House price growth in the EU was 4.7% in Q2 2026, down 0.7 percentage points from Q2 2025.

Of 26 EU countries in Q2 2026, Portugal had the highest house price growth (16.5%) and Finland the lowest (-2.7%).

European Union (27), Q2 20264.7%Down 0.7 percentage points from Q2 2025History
Highest, Q2 202616.5%Portugal
Lowest, Q2 2026-2.7%Finland
Portugal: 16.5 %Portugal16.5Bulgaria: 15.5 %Bulgaria15.5Lithuania: 14.3 %Lithuania14.3Slovakia: 13.6 %Slovakia13.6Croatia: 12.7 %Croatia12.7Romania: 12.1 %Romania12.1Spain: 12.1 %Spain12.1Latvia: 11.4 %Latvia11.4Hungary: 10.2 %Hungary10.2Denmark: 9.4 %Denmark9.4
Top 10 EU countries, Q2 2026. %. Source: Eurostat, European Commission.

Highest and lowest EU countries

Full ranking of EU countries. Sources: Eurostat, European Commission, House price index, quarterly, annual rate of change (prc_hpi_q).

Population living in owner-occupied homes

Population living in owner-occupied homes in the EU was 68.5% in 2025, up 0.1 percentage points from 2024.

Of 27 EU countries in 2025, Slovakia had the highest population living in owner-occupied homes (93.8%) and Germany the lowest (47.2%).

European Union (27), 202568.5%Up 0.1 percentage points from 2024History
Highest, 202593.8%Slovakia
Lowest, 202547.2%Germany
Slovakia: 93.8 %Slovakia93.8Romania: 93.2 %Romania93.2Croatia: 91.4 %Croatia91.4Hungary: 89.8 %Hungary89.8Poland: 87.2 %Poland87.2Lithuania: 86.5 %Lithuania86.5Bulgaria: 86.1 %Bulgaria86.1Latvia: 82.2 %Latvia82.2Estonia: 79.7 %Estonia79.7Italy: 77.1 %Italy77.1
Top 10 EU countries, 2025. %. Source: Eurostat, European Commission.

Highest and lowest EU countries

Full ranking of EU countries. Sources: Eurostat, European Commission, Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02).

House price index, 2015 = 100

House price index in the EU (2015 = 100) was 168.56 in Q2 2026, up 7.61 points from Q2 2025.

Of 26 EU countries in Q2 2026, Hungary had the highest house price index (389.61) and Finland the lowest (97.5).

European Union (27), Q2 2026168.56Up 7.61 points from Q2 2025History
Highest, Q2 2026389.61Hungary
Lowest, Q2 202697.5Finland
Hungary: 389.61 indexHungary389.61Portugal: 301.43 indexPortugal301.43Lithuania: 291.02 indexLithuania291.02Bulgaria: 284.8 indexBulgaria284.8Czechia: 263.9 indexCzechia263.9Croatia: 252.62 indexCroatia252.62Estonia: 236.72 indexEstonia236.72Slovenia: 234.23 indexSlovenia234.23Latvia: 233.49 indexLatvia233.49Poland: 229.22 indexPoland229.22
Top 10 EU countries, Q2 2026. index. Source: Eurostat, European Commission.

Highest and lowest EU countries

Full ranking of EU countries. Sources: Eurostat, European Commission, House price index, quarterly, 2015 = 100 (prc_hpi_q).

Housing cost overburden rate

Housing cost overburden rate in the EU was 7.7% in 2025, down 0.5 percentage points from 2024.

Of 27 EU countries in 2025, Greece had the highest housing cost overburden rate (26.4%) and Cyprus the lowest (2.4%).

European Union (27), 20257.7%Down 0.5 percentage points from 2024History
Highest, 202526.4%Greece
Lowest, 20252.4%Cyprus
Greece: 26.4 %Greece26.4Denmark: 23.4 %Denmark23.4Germany: 11.2 %Germany11.2Sweden: 10.8 %Sweden10.8Estonia: 8.8 %Estonia8.8Czechia: 8.2 %Czechia8.2Luxembourg: 8.1 %Luxembourg8.1Spain: 7.2 %Spain7.2Bulgaria: 6.9 %Bulgaria6.9Belgium: 6.7 %Belgium6.7
Top 10 EU countries, 2025. %. Source: Eurostat, European Commission.

Highest and lowest EU countries

Full ranking of EU countries. Sources: Eurostat, European Commission, Housing cost overburden rate, total population (ilc_lvho07a).

Overcrowding rate

Overcrowding rate in the EU was 16.8% in 2025, down 0.1 percentage points from 2024.

Of 27 EU countries in 2025, Romania had the highest overcrowding rate (40.4%) and Cyprus the lowest (2.2%).

European Union (27), 202516.8%Down 0.1 percentage points from 2024History
Highest, 202540.4%Romania
Lowest, 20252.2%Cyprus

Highest and lowest EU countries

Full ranking of EU countries. Sources: Eurostat, European Commission, Overcrowding rate, total population (ilc_lvho05a).

Average household size

Average household size in the EU was 2.3 persons per household in 2025, unchanged from 2024.

Of 27 EU countries in 2025, Slovakia had the highest average household size (3.1 persons per household) and Lithuania the lowest (1.8 persons per household).

European Union (27), 20252.3 persons per householdUnchanged from 2024History
Highest, 20253.1 persons per householdSlovakia
Lowest, 20251.8 persons per householdLithuania

Highest and lowest EU countries

Full ranking of EU countries. Sources: Eurostat, European Commission, Average household size (ilc_lvph01).

Sources and citations

Each figure comes from the table cited here. Cite the publisher; these citations include any notice the publisher requires.

  1. Eurostat. House price index, quarterly, annual rate of change (prc_hpi_q). https://ec.europa.eu/eurostat/databrowser/view/prc_hpi_q/default/table. Retrieved 2026-10-07.
  2. Eurostat. Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho02/default/table. Retrieved 2026-10-09.
  3. Eurostat. House price index, quarterly, 2015 = 100 (prc_hpi_q). https://ec.europa.eu/eurostat/databrowser/view/prc_hpi_q/default/table. Retrieved 2026-10-09.
  4. Eurostat. Housing cost overburden rate, total population (ilc_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Retrieved 2026-10-12.
  5. Eurostat. Overcrowding rate, total population (ilc_lvho05a). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho05a/default/table. Retrieved 2026-10-12.
  6. Eurostat. Average household size (ilc_lvph01). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvph01/default/table. Retrieved 2026-10-12.

Housing in other areas

More topics for the EU

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