Housing cost overburden rate
Share of the population living in households where total housing costs, net of housing allowances, are more than 40% of disposable income, net of housing allowances. Housing costs include rent or mortgage interest, utilities, regular maintenance and related taxes (EU statistics on income and living conditions, EU-SILC).
The EU measure of housing affordability. Mortgage principal repayments are not counted as a housing cost. The reference year is the survey year.
Key facts
- Housing cost overburden rate in the European Union (27) was 7.7% in 2025, according to Eurostat, European Commission.
- Greece had the highest housing cost overburden rate of 27 EU countries in 2025, at 26.4%, and Cyprus the lowest, at 2.4%. Source: Eurostat, European Commission.
- Published for 28 places, with figures from 2003 to 2025.
Rankings
EU countries by housing cost overburden rate, 2025
Places with data
World, EU and euro area
Countries
- Germany
- France
- Italy
- Spain
- Poland
- Romania
- Netherlands
- Belgium
- Czechia
- Portugal
- Ireland
- Denmark
- Cyprus
- Estonia
- Austria
- Latvia
Use this data in your AI agent
Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:
Which places have the highest housing cost overburden rate? Use official data and cite it.
rank_places {"indicator":"housing_cost_overburden_rate","level":"country","within":"European Union (27)"}
GET https://invokely.ai/api/v1/rank?indicator=housing_cost_overburden_rate&level=country&within=European%20Union%20(27)